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Finding the cheapest car insurance quotes in Waskish shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Waskish
The car insurance rate in Waskish is $915 for a six-month policy, which is $112 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $488, making it a popular choice for budget-conscious drivers. Rates in Waskish can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $488 for a six
month policy, AAA offers
the cheapest
auto
insurance rates in the city.
2nd place: Iowa Farm Bureau
Iowa Farm Bureau offers auto
insurance rates at $589 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $596
for six months, making it
the third cheapest auto insurance company in Waskish.
Waskish Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Waskish, MN is AAA, offering policies at just $488 for a six-month term. This is followed by Iowa Farm Bureau, which has an average six-month premium of $589.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1767 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Waskish drivers find the best deals.
Way's key takeaways about car insurance in Waskish
The auto insurance costs in Waskish fall around $488 for six
months.
The cheapest auto insurance company in Waskish is Westfield.
Teen drivers pay the highest rate in Waskish at $1067 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Waskish
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Waskish are given below.
Westfield provides
the cheapest minimum car insurance
coverage in Waskish. Their Average 6 Month Premium is $163.
Nationwide is the most
expensive at $352 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Waskish is AAA
at $83 per month and $488
for six months.
Cheapest Full Coverage Car Insurance Quotes in Waskish,
MN
Get Your Car Insurance Quote in Waskish
Instantly!
Average Car Insurance in Waskish by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Waskish, MN increasing?
Despite maintaining a clean driving record, your car insurance rates
in Waskish, Minnesota, may be increasing due to several external factors.
Minnesota has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Waskish's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Waskish
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Farm Bureau Mutual
$758
30s
Farm Bureau Mutual
$542
40s
Farm Bureau Mutual
$536
50s
Farm Bureau Mutual
$450
60s
Farm Bureau Mutual
$462
70s
Farm Bureau Mutual
$542
Cheapest Car Insurance Rates for Teen Drivers in
Waskish,MN
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the Waskish at $33
per
month. At $6399 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties Farm Bureau Mutual is
the best choice for car
insurance in Waskish.
As young drivers face the highest rates in Waskish, Farm Bureau Mutual
offers the cheapest auto insurance rates at $758 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Waskish,
West Bend Mutual is
the cheapest car insurance provider. At $291 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Waskish is State Farm, offering
rates of around $5864 for six
months.
Save up to $971/yr on car insurance rates in Waskish.
Car Insurance Rates with An Accident in Waskish
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Waskish, MN,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Waskish
The cheapest car insurance companies after an at-fault accident in
Waskish include Westfield
and Umialik, offering $237
and $298,
respectively. Nationwide is an expensive provider
with an average six-month premium of
$467.
Here is a list of driving violations that can increase your car
insurance rates in Waskish MN. For example, the car
insurance in Waskish
after a DUI increases to $1246 for a six
month policy. While the rate increases by $257 for a six-month policy in the case of
a speeding ticket.
Waskish auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1165
$194
One Med/PIP claim
$1179
$201
Not-at-fault accident
$1198
$199
One comp claim
$1239
$211
Two Med/PIP claims
$1239
$206
Two comp claims
$1294
$220
Failure to wear a seat belt
$1327
$221
Failure to show documents
$1347
$229
Child safety restraint
$1368
$228
Driving without lights
$1368
$233
Driving with expired registration
$1395
$233
Cell phone violation
$1422
$242
Speeding 6 - 10 MPH over limit
$1422
$237
Texting while driving
$1422
$242
Following too closely
$1435
$239
Driving too slowly
$1442
$245
Failure to yield
$1442
$241
Illegal turn
$1442
$245
Speeding in school zone
$1442
$241
Wrong way/wrong lane
$1442
$245
Failure to stop at a red light
$1449
$242
Improper passing
$1449
$246
Speeding 11 - 15 MPH over limit
$1456
$243
Speeding 16 - 20 MPH over limit
$1469
$250
At-fault accident - less than $1000
$1504
$251
Passing school bus
$1504
$255
In 65 MPH zone
$1510
$252
Operating a vehicle without permission
$1517
$258
Speeding 21 - 25 MPH over limit
$1564
$261
At-fault accident - $1000-$2000
$1672
$284
Open container
$1679
$280
At-fault accident - greater than $2000
$1713
$292
Reckless driving
$2099
$350
Racing
$2167
$368
Driving with a suspended license
$2303
$384
Refusal to submit to a chemical test
$2329
$396
DUI
$2411
$401
Leaving scene of an accident/hit and run
$2499
$425
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Waskish after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Waskish.
The cheapest car insurance premiums in
Waskish are
offered by Umialik at $298 for a six-month policy.
However, it can be as
expensive as $2668 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Waskish are offered by Westfield
at $196. However,
it can be as expensive as $2546
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Waskish after Speeding ticket
Car insurance rates in Waskish have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Waskish rose by
$202 in December
compared to $201 of November. In other words, there has been an increase by $1 when you
compare December and November.
The average cost of liability insurance in the Waskish remained steady at $56 in both December and November, indicating no change over the two month period.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Waskish. At $1830 for a
six-month policy, insuring
your car at 56685 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Waskish?
The car insurance in Waskish is $27 per month, which is lower than the national average.
What is the cheapest car insurance in Waskish?
The cheapest car insurance in Waskish
is $83 per month
for full coverage.
How much is car insurance in Waskish for teenagers?
Car insurance for teenagers costs $196 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Waskish?
The average cost of car insurance is $803 for a six-month
policy. It will cost around $153 per month to insure your
car in Waskish.
Is car insurance expensive in Waskish?
Car insurance can be expensive in Waskish if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Waskish can be
affordable.
What is the best car insurance in Waskish,
MN?
The best car insurance company in Waskish
MN is
AAA, offering $488 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Waskish, MN
Car Insurance Rates by State in the USA (2025 Update)
Waskish Car Insurance
