Cheapest Car Insurance Quotes in New Augusta

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401,895 Policies Sold

New Augusta Car Insurance

^$ 27

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in New Augusta

The car insurance rate in New Augusta is $911 for a six-month policy, which is $43 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $405, making it a popular choice for budget-conscious drivers. Rates in New Augusta can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in New Augusta

$911

Avg. Car Insurance in Mississippi

$868

National Average

$1140

Cheapest Car Insurance Companies in New Augusta

1st place: Direct General Insurance

At $405 for a six month policy, Direct General Insurance offers the cheapest auto insurance rates in the city.

2nd place: Mississippi Farm Bureau

Mississippi Farm Bureau offers auto insurance rates at $449 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $755 for six months, making it the third cheapest auto insurance company in New Augusta.

New Augusta Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in New Augusta, MS is Direct General Insurance, offering policies at just $405 for a six-month term. This is followed by Mississippi Farm Bureau, which has an average six-month premium of $449.

At the higher end of the spectrum, Safeway is the most expensive, with rates reaching $1391 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help New Augusta drivers find the best deals.

Cheap Car Insurance Companies in New Augusta, MS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Direct General Insurance	$405	$69
Mississippi Farm Bureau	$449	$75
USAA	$755	$127
Travelers	$774	$130
State Farm	$798	$134
Farm Bureau	$830	$139
National Farmers Union Insurance	$836	$142
Nationwide	$998	$168
Progressive	$1054	$177
Shelter	$1086	$183
Allstate	$1210	$206
Farmers	$1266	$211
Safeway	$1391	$236

Key Takeaways

Way's key takeaways about car insurance in New Augusta

The auto insurance costs in New Augusta fall around $405 for six months.
The cheapest auto insurance company in New Augusta is Direct General Insurance.
Teen drivers pay the highest rate in New Augusta at $912 per month.

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Cheapest Minimum Liability Car Insurance in New Augusta

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in New Augusta are given below.

Direct General Insurance provides the cheapest minimum car insurance coverage in New Augusta. Their Average 6 Month Premium is $162. Farmers is the most expensive at $555 for the same period.

Cheapest Liability Coverage in New Augusta, MS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Direct General Insurance	$162	$27
Mississippi Farm Bureau	$168	$28
National Farmers Union Insurance	$168	$28
State Farm	$193	$33
USAA	$206	$35
Farm Bureau	$261	$44
Progressive	$268	$45
Safeway	$318	$55
Travelers	$324	$55
Shelter	$374	$63
Nationwide	$386	$65
Allstate	$462	$78
Farmers	$555	$92

Cheapest Full Coverage Car Insurance in New Augusta

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in New Augusta is Direct General Insurance at $69 per month and $405 for six months.

Cheapest Full Coverage Car Insurance Quotes in New Augusta, MS

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Direct General Insurance	$405	$69
Mississippi Farm Bureau	$449	$75
USAA	$755	$127
Travelers	$774	$130
State Farm	$798	$134
Farm Bureau	$830	$139
National Farmers Union Insurance	$836	$142
Nationwide	$998	$168
Progressive	$1054	$177
Shelter	$1086	$183
Allstate	$1210	$206
Farmers	$1266	$211
Safeway	$1391	$236

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Average Car Insurance in New Augusta by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in New Augusta, MS increasing?

Despite maintaining a clean driving record, your car insurance rates in New Augusta, Mississippi, may be increasing due to several external factors. Mississippi has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, New Augusta's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in New Augusta

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in New Augusta,MS

If you are planning to get a car insurance policy for your teenage dependent, Direct General Insurance provides the cheapest car insurance in the New Augusta at $35 per month. At $5476 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Direct General Insurance	$206	$35
National General	$212	$36
Mississippi Farm Bureau	$231	$39
State Farm	$711	$120
USAA	$798	$134
Travelers	$973	$164
Farm Bureau	$1428	$243
Progressive	$1709	$288
Shelter	$2751	$467
Farmers	$3829	$638
Allstate	$4298	$731
Nationwide	$5476	$912

Teen Car Insurance Rates in MS by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in New Augusta, Direct General Insurance is the cheapest car insurance provider. At $206 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in New Augusta is Farmers, offering rates of around $3736 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Direct General Insurance	$206	$35
Mississippi Farm Bureau	$293	$49
Travelers	$954	$161
Progressive	$961	$162
USAA	$1160	$197
Nationwide	$1203	$203
Farm Bureau	$1422	$242
Allstate	$1939	$323
Shelter	$2476	$421
State Farm	$3012	$502
Farmers	$3736	$635

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Car Insurance Rates with An Accident in New Augusta

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In New Augusta, MS, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in New Augusta

The cheapest car insurance companies after an at-fault accident in New Augusta include Mississippi Farm Bureau and Direct General Insurance, offering $231 and $331, respectively. Farmers is an expensive provider with an average six-month premium of $3025.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mississippi Farm Bureau	$231	$39
Direct General Insurance	$331	$57
National General	$337	$56
State Farm	$356	$60
Safeway	$380	$63
USAA	$418	$70
Shelter	$611	$103
Travelers	$636	$107
Progressive	$698	$118
Farm Bureau	$1067	$182
Nationwide	$1360	$229
Allstate	$1784	$303
Farmers	$3025	$504

New Augusta Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in New Augusta MS. For example, the car insurance in New Augusta after a DUI increases to $767 for a six month policy. While the rate increases by $256 for a six-month policy in the case of a speeding ticket.

New Augusta auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1110	$185
One Med/PIP claim	$1110	$189
Not-at-fault accident	$1160	$193
One comp claim	$1185	$202
Two Med/PIP claims	$1192	$198
Driving without lights	$1279	$217
Two comp claims	$1285	$214
Failure to show documents	$1322	$225
Failure to wear a seat belt	$1322	$221
Child safety restraint	$1328	$226
Driving with expired registration	$1328	$222
Driving too slowly	$1341	$228
Failure to stop at a red light	$1341	$224
Speeding in school zone	$1341	$228
Cell phone violation	$1353	$226
Improper passing	$1360	$231
Texting while driving	$1360	$227
Wrong way/wrong lane	$1360	$231
Speeding 6 - 10 MPH over limit	$1366	$228
Failure to yield	$1372	$233
Speeding 11 - 15 MPH over limit	$1372	$229
Following too closely	$1379	$234
Illegal turn	$1379	$230
Speeding 16 - 20 MPH over limit	$1379	$234
Speeding 21 - 25 MPH over limit	$1391	$232
Passing school bus	$1404	$238
In 65 MPH zone	$1441	$240
At-fault accident - less than $1000	$1509	$256
Operating a vehicle without permission	$1521	$254
Open container	$1566	$267
At-fault accident - $1000-$2000	$1628	$271
At-fault accident - greater than $2000	$1628	$277
Driving with a suspended license	$1697	$282
Reckless driving	$1697	$289
Refusal to submit to a chemical test	$1859	$310
DUI	$1877	$319
Racing	$1896	$316
Leaving scene of an accident/hit and run	$1909	$324

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in New Augusta after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in New Augusta.

The cheapest car insurance premiums in New Augusta are offered by Mississippi Farm Bureau at $324 for a six-month policy. However, it can be as expensive as $3025 with companies like Farmers.

New Augusta car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mississippi Farm Bureau	$324	$56
Direct General Insurance	$331	$55
National General	$337	$58
State Farm	$774	$130
Travelers	$811	$137
Progressive	$830	$140
USAA	$1073	$181
Farm Bureau	$1347	$225
Shelter	$1597	$269
Allstate	$1697	$286
Nationwide	$1727	$291
Farmers	$3025	$504

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in New Augusta are offered by Mississippi Farm Bureau at $187. However, it can be as expensive as $1815 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in New Augusta after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mississippi Farm Bureau	$187	$32
Direct General Insurance	$261	$44
State Farm	$412	$69
Progressive	$723	$122
USAA	$785	$131
Farm Bureau	$891	$151
Travelers	$1104	$184
Shelter	$1309	$223
Allstate	$1335	$223
Farmers	$1584	$270
Nationwide	$1815	$302

Car Insurance Price Trends in New Augusta, Mississippi

Car insurance rates in New Augusta have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the New Augusta remained steady at $214 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the New Augusta remained steady at $48 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in New Augusta?

The car insurance in New Augusta is $27 per month, which is lower than the national average.

What is the cheapest car insurance in New Augusta?

The cheapest car insurance in New Augusta is $69 per month for full coverage.

How much is car insurance in New Augusta for teenagers?

Car insurance for teenagers costs $206 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in New Augusta?

The average cost of car insurance is $868 for a six-month policy. It will cost around $153 per month to insure your car in New Augusta.

Is car insurance expensive in New Augusta?

Car insurance can be expensive in New Augusta if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in New Augusta can be affordable.

What is the best car insurance in New Augusta, MS?

The best car insurance company in New Augusta MS is Direct General Insurance, offering $405 for a six-month policy.