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Finding the cheapest car insurance quotes in Brusett shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Brusett
The car insurance rate in Brusett is $1024 for a six-month policy, which is $39 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $636, making it a popular choice for budget-conscious drivers. Rates in Brusett can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $636 for a six
month policy, State Farm offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $643 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $815
for six months, making it
the third cheapest auto insurance company in Brusett.
Brusett Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Brusett, MT is State Farm, offering policies at just $636 for a six-month term. This is followed by USAA, which has an average six-month premium of $643.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1471 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Brusett drivers find the best deals.
Way's key takeaways about car insurance in Brusett
The auto insurance costs in Brusett fall around $636 for six
months.
The cheapest auto insurance company in Brusett is USAA.
Teen drivers pay the highest rate in Brusett at $601 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Brusett
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Brusett are given below.
USAA provides
the cheapest minimum car insurance
coverage in Brusett. Their Average 6 Month Premium is $111.
Allstate is the most
expensive at $506 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Brusett is State Farm
at $107 per month and $636
for six months.
Cheapest Full Coverage Car Insurance Quotes in Brusett,
MT
Get Your Car Insurance Quote in Brusett
Instantly!
Average Car Insurance in Brusett by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Brusett, MT increasing?
Despite maintaining a clean driving record, your car insurance rates
in Brusett, Montana, may be increasing due to several external factors.
Montana has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Brusett's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Brusett
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Brusett,MT
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Brusett at $61
per
month. At $3570 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Brusett.
As young drivers face the highest rates in Brusett, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Brusett,
Nationwide is
the cheapest car insurance provider. At $346 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Brusett is Allstate, offering
rates of around $2057 for six
months.
Save up to $971/yr on car insurance rates in Brusett.
Car Insurance Rates with An Accident in Brusett
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Brusett, MT,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Brusett
The cheapest car insurance companies after an at-fault accident in
Brusett include State Farm
and Kemper, offering $376
and $451,
respectively. Farmers is an expensive provider
with an average six-month premium of
$1711.
Here is a list of driving violations that can increase your car
insurance rates in Brusett MT. For example, the car
insurance in Brusett
after a DUI increases to $642 for a six
month policy. While the rate increases by $105 for a six-month policy in the case of
a speeding ticket.
Brusett auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1137
$189
One Med/PIP claim
$1137
$193
Not-at-fault accident
$1162
$193
One comp claim
$1162
$198
Two Med/PIP claims
$1162
$193
Two comp claims
$1186
$202
Child safety restraint
$1242
$207
Driving without lights
$1242
$211
Speeding 6 - 10 MPH over limit
$1242
$207
Failure to show documents
$1248
$212
Failure to wear a seat belt
$1254
$209
Speeding 11 - 15 MPH over limit
$1322
$225
Driving with expired registration
$1328
$222
Cell phone violation
$1341
$228
Failure to stop at a red light
$1341
$224
Failure to yield
$1341
$228
Following too closely
$1341
$224
Illegal turn
$1341
$228
Improper passing
$1341
$224
Texting while driving
$1341
$228
Speeding 16 - 20 MPH over limit
$1347
$225
Driving too slowly
$1353
$230
Wrong way/wrong lane
$1372
$229
Passing school bus
$1402
$238
Speeding in school zone
$1446
$241
In 65 MPH zone
$1452
$246
Speeding 21 - 25 MPH over limit
$1452
$242
Operating a vehicle without permission
$1458
$248
Open container
$1464
$244
At-fault accident - less than $1000
$1477
$251
At-fault accident - $1000-$2000
$1526
$255
At-fault accident - greater than $2000
$1538
$261
Reckless driving
$1656
$276
Driving with a suspended license
$1674
$285
Refusal to submit to a chemical test
$1699
$283
DUI
$1779
$303
Racing
$1847
$308
Leaving scene of an accident/hit and run
$1866
$317
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Brusett after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Brusett.
The cheapest car insurance premiums in
Brusett are
offered by Kemper at $315 for a six-month policy.
However, it can be as
expensive as $1921 with companies
like Allstate.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Brusett are offered by State Farm
at $296. However,
it can be as expensive as $1687
with companies like Progressive for a similar
six-month premium.
Cheapest Car Insurance in Brusett after Speeding ticket
Car insurance rates in Brusett have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Brusett remained steady at $206 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Brusett remained steady at $37 in both December and November, indicating no change over the two month period.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Brusett. At $2048 for a
six-month policy, insuring
your car at 59318 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Brusett?
The car insurance in Brusett is $19 per month, which is lower than the national average.
What is the cheapest car insurance in Brusett?
The cheapest car insurance in Brusett
is $107 per month
for full coverage.
How much is car insurance in Brusett for teenagers?
Car insurance for teenagers costs $370 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Brusett?
The average cost of car insurance is $985 for a six-month
policy. It will cost around $172 per month to insure your
car in Brusett.
Is car insurance expensive in Brusett?
Car insurance can be expensive in Brusett if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Brusett can be
affordable.
What is the best car insurance in Brusett,
MT?
The best car insurance company in Brusett
MT is
State Farm, offering $636 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Brusett, MT
Car Insurance Rates by State in the USA (2025 Update)
Brusett Car Insurance
