Cheapest Car Insurance Quotes in Crow Agency

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408,850 Policies Sold

Crow Agency Car Insurance

^$ 21

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Crow Agency

The car insurance rate in Crow Agency is $1128 for a six-month policy, which is $84 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $680, making it a popular choice for budget-conscious drivers. Rates in Crow Agency can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Crow Agency

$1128

Avg. Car Insurance in Montana

$1044

National Average

$1278

Cheapest Car Insurance Companies in Crow Agency

1st place: USAA

At $680 for a six month policy, USAA offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $718 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $1014 for six months, making it the third cheapest auto insurance company in Crow Agency.

Crow Agency Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Crow Agency, MT is USAA, offering policies at just $680 for a six-month term. This is followed by State Farm, which has an average six-month premium of $718.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1558 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Crow Agency drivers find the best deals.

Cheap Car Insurance Companies in Crow Agency, MT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$680	$114
State Farm	$718	$121
Nationwide	$1014	$171
Progressive	$1309	$220
Allstate	$1488	$251
Farmers	$1558	$262

Key Takeaways

Way's key takeaways about car insurance in Crow Agency

The auto insurance costs in Crow Agency fall around $680 for six months.
The cheapest auto insurance company in Crow Agency is State Farm.
Teen drivers pay the highest rate in Crow Agency at $653 per month.

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Cheapest Minimum Liability Car Insurance in Crow Agency

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Crow Agency are given below.

State Farm provides the cheapest minimum car insurance coverage in Crow Agency. Their Average 6 Month Premium is $122. Allstate is the most expensive at $526 for the same period.

Cheapest Liability Coverage in Crow Agency, MT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$122	$21
USAA	$122	$21
Progressive	$257	$43
Farmers	$275	$46
Kemper	$314	$53
Allstate	$526	$87

Cheapest Full Coverage Car Insurance in Crow Agency

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Crow Agency is USAA at $114 per month and $680 for six months.

Cheapest Full Coverage Car Insurance Quotes in Crow Agency, MT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$680	$114
State Farm	$718	$121
Nationwide	$1014	$171
Progressive	$1309	$220
Allstate	$1488	$251
Farmers	$1558	$262

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Average Car Insurance in Crow Agency by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Crow Agency, MT increasing?

Despite maintaining a clean driving record, your car insurance rates in Crow Agency, Montana, may be increasing due to several external factors. Montana has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Crow Agency's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Crow Agency

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Crow Agency,MT

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Crow Agency at $64 per month. At $3882 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$384	$64
State Farm	$1226	$206
USAA	$1412	$238
Progressive	$2226	$375
Allstate	$3522	$593
Nationwide	$3766	$640
Farmers	$3882	$653

Teen Car Insurance Rates in MT by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Crow Agency, Nationwide is the cheapest car insurance provider. At $1251 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Crow Agency is Progressive, offering rates of around $2476 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$1251	$211
USAA	$1353	$230
Farmers	$2040	$343
State Farm	$2110	$355
Allstate	$2291	$381
Progressive	$2476	$421

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Car Insurance Rates with An Accident in Crow Agency

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Crow Agency, MT, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Crow Agency

The cheapest car insurance companies after an at-fault accident in Crow Agency include State Farm and Kemper, offering $436 and $469, respectively. Nationwide is an expensive provider with an average six-month premium of $2309.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$436	$73
Kemper	$469	$80
USAA	$532	$90
Progressive	$1277	$215
Allstate	$1656	$279
Farmers	$1828	$308
Nationwide	$2309	$384

Crow Agency Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Crow Agency MT. For example, the car insurance in Crow Agency after a DUI increases to $668 for a six month policy. While the rate increases by $110 for a six-month policy in the case of a speeding ticket.

Crow Agency auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1180	$197
One Med/PIP claim	$1180	$201
Not-at-fault accident	$1206	$201
One comp claim	$1206	$205
Two Med/PIP claims	$1206	$201
Two comp claims	$1231	$210
Child safety restraint	$1290	$215
Driving without lights	$1290	$219
Speeding 6 - 10 MPH over limit	$1290	$215
Failure to show documents	$1296	$220
Failure to wear a seat belt	$1302	$217
Speeding 11 - 15 MPH over limit	$1373	$233
Driving with expired registration	$1379	$230
Cell phone violation	$1392	$237
Failure to stop at a red light	$1392	$232
Failure to yield	$1392	$237
Following too closely	$1392	$232
Illegal turn	$1392	$237
Improper passing	$1392	$232
Texting while driving	$1392	$237
Speeding 16 - 20 MPH over limit	$1399	$233
Driving too slowly	$1405	$239
Wrong way/wrong lane	$1425	$238
Passing school bus	$1456	$247
Speeding in school zone	$1501	$251
In 65 MPH zone	$1508	$256
Speeding 21 - 25 MPH over limit	$1508	$252
Operating a vehicle without permission	$1514	$257
Open container	$1521	$254
At-fault accident - less than $1000	$1534	$260
At-fault accident - $1000-$2000	$1584	$265
At-fault accident - greater than $2000	$1597	$271
Reckless driving	$1719	$286
Driving with a suspended license	$1739	$296
Refusal to submit to a chemical test	$1765	$294
DUI	$1848	$314
Racing	$1918	$320
Leaving scene of an accident/hit and run	$1938	$329

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Crow Agency after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Crow Agency.

The cheapest car insurance premiums in Crow Agency are offered by Kemper at $327 for a six-month policy. However, it can be as expensive as $3099 with companies like Nationwide.

Crow Agency car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$327	$55
State Farm	$718	$121
USAA	$982	$165
Progressive	$995	$167
Farmers	$1758	$296
Allstate	$2073	$349
Nationwide	$3099	$527

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Crow Agency are offered by State Farm at $456. However, it can be as expensive as $2079 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Crow Agency after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$456	$77
USAA	$873	$148
Allstate	$1636	$272
Farmers	$1649	$278
Nationwide	$1925	$321
Progressive	$2079	$353

Car Insurance Price Trends in Crow Agency, Montana

Car insurance rates in Crow Agency have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Crow Agency remained steady at $244 in both February and January, indicating no change over the two month period.

The average cost of liability insurance in the Crow Agency remained steady at $33 in both February and January, indicating no change over the two month period.

Our Insurance Agent Experts

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Principal

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Anthony Luu

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Ezra Peterson

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Frequently Asked Questions

How much is car insurance in Crow Agency?

The car insurance in Crow Agency is $21 per month, which is lower than the national average.

What is the cheapest car insurance in Crow Agency?

The cheapest car insurance in Crow Agency is $114 per month for full coverage.

How much is car insurance in Crow Agency for teenagers?

Car insurance for teenagers costs $384 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Crow Agency?

The average cost of car insurance is $1044 for a six-month policy. It will cost around $189 per month to insure your car in Crow Agency.

Is car insurance expensive in Crow Agency?

Car insurance can be expensive in Crow Agency if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Crow Agency can be affordable.

What is the best car insurance in Crow Agency, MT?

The best car insurance company in Crow Agency MT is USAA, offering $680 for a six-month policy.