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Finding the cheapest car insurance quotes in Coyote Springs shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Coyote Springs
The car insurance rate in Coyote Springs is $1875 for a six-month policy, which is $410 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $532, making it a popular choice for budget-conscious drivers. Rates in Coyote Springs can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Coyote Springs
1st place: Country Financial
At $532 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: Capital Insurance Group
Capital Insurance Group offers auto
insurance rates at $828 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $1027
for six months, making it
the third cheapest auto insurance company in Coyote Springs.
Coyote Springs Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Coyote Springs, NV is Country Financial, offering policies at just $532 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $828.
At the higher end of the spectrum, Mendota is the most expensive, with rates reaching $3360 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Coyote Springs drivers find the best deals.
Cheap Car Insurance Companies in Coyote Springs, NV
Way's key takeaways about car insurance in Coyote Springs
The auto insurance costs in Coyote Springs fall around $532 for six
months.
The cheapest auto insurance company in Coyote Springs is Capital Insurance Group.
Teen drivers pay the highest rate in Coyote Springs at $2326 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Coyote Springs
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Coyote Springs are given below.
Capital Insurance Group provides
the cheapest minimum car insurance
coverage in Coyote Springs. Their Average 6 Month Premium is $426.
Key Insurance is the most
expensive at $2684 for the same
period.
Cheapest Full Coverage Car Insurance in Coyote Springs
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Coyote Springs is Country Financial
at $91 per month and $532
for six months.
Cheapest Full Coverage Car Insurance Quotes in Coyote Springs,
NV
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Average Car Insurance in Coyote Springs by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Coyote Springs, NV increasing?
Despite maintaining a clean driving record, your car insurance rates
in Coyote Springs, Nevada, may be increasing due to several external factors.
Nevada has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Coyote Springs's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Coyote Springs
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Coyote Springs,NV
If you are planning to get a car insurance policy for your teenage
dependent, Country Financial provides the cheapest car
insurance in the Coyote Springs at $69
per
month. At $13952 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Coyote Springs.
As young drivers face the highest rates in Coyote Springs, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Coyote Springs,
Nationwide is
the cheapest car insurance provider. At $448 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Coyote Springs is American Family, offering
rates of around $4288 for six
months.
Save up to $971/yr on car insurance rates in Coyote Springs.
Car Insurance Rates with An Accident in Coyote Springs
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Coyote Springs, NV,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Coyote Springs
The cheapest car insurance companies after an at-fault accident in
Coyote Springs include Capital Insurance Group
and Country Financial, offering $585
and $662,
respectively. Farmers is an expensive provider
with an average six-month premium of
$5679.
Here is a list of driving violations that can increase your car
insurance rates in Coyote Springs NV. For example, the car
insurance in Coyote Springs
after a DUI increases to $1172 for a six
month policy. While the rate increases by $388 for a six-month policy in the case of
a speeding ticket.
Coyote Springs auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1725
$288
One Med/PIP claim
$1725
$293
Not-at-fault accident
$1802
$301
Two Med/PIP claims
$1802
$306
One comp claim
$1810
$302
Two comp claims
$1893
$321
Failure to wear a seat belt
$2022
$337
Child safety restraint
$2030
$346
Failure to show documents
$2038
$339
Driving without lights
$2068
$352
Driving with expired registration
$2076
$346
Speeding 6 - 10 MPH over limit
$2113
$360
Speeding 11 - 15 MPH over limit
$2121
$353
Speeding 16 - 20 MPH over limit
$2121
$361
Cell phone violation
$2129
$355
Driving too slowly
$2129
$362
Speeding in school zone
$2129
$355
Texting while driving
$2136
$364
Failure to stop at a red light
$2144
$357
Failure to yield
$2144
$365
Illegal turn
$2144
$357
Following too closely
$2159
$367
Wrong way/wrong lane
$2159
$360
Improper passing
$2167
$369
In 65 MPH zone
$2205
$367
Passing school bus
$2266
$385
Speeding 21 - 25 MPH over limit
$2281
$380
At-fault accident - less than $1000
$2319
$394
Operating a vehicle without permission
$2327
$388
Open container
$2441
$415
At-fault accident - $1000-$2000
$2532
$422
At-fault accident - greater than $2000
$2532
$430
Refusal to submit to a chemical test
$2790
$465
Racing
$2889
$492
Driving with a suspended license
$2897
$483
DUI
$2897
$493
Reckless driving
$2927
$488
Leaving scene of an accident/hit and run
$3011
$512
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Coyote Springs after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Coyote Springs.
The cheapest car insurance premiums in
Coyote Springs are
offered by Country Financial at $532 for a six-month policy.
However, it can be as
expensive as $5756 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Coyote Springs are offered by Country Financial
at $372. However,
it can be as expensive as $6675
with companies like American Family for a similar
six-month premium.
Cheapest Car Insurance in Coyote Springs after Speeding ticket
Car Insurance Price Trends in Coyote Springs,
Nevada
Car insurance rates in Coyote Springs have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Coyote Springs rose by
$402 in January
compared to $388 of December. In other words, there has been an increase by $14 when you
compare January and December.
The average cost of liability insurance in the Coyote Springs rose to $128 in January,
compared to $114 in December.
This represents an increase of $14
when comparing January and December.
Average Car Insurance Cost in Coyote Springs by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Coyote Springs. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Coyote Springs?
The car insurance in Coyote Springs is $73 per month, which is lower than the national average.
What is the cheapest car insurance in Coyote Springs?
The cheapest car insurance in Coyote Springs
is $91 per month
for full coverage.
How much is car insurance in Coyote Springs for teenagers?
Car insurance for teenagers costs $403 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Coyote Springs?
The average cost of car insurance is $1465 for a six-month
policy. It will cost around $315 per month to insure your
car in Coyote Springs.
Is car insurance expensive in Coyote Springs?
Car insurance can be expensive in Coyote Springs if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Coyote Springs can be
affordable.
What is the best car insurance in Coyote Springs,
NV?
The best car insurance company in Coyote Springs
NV is
Country Financial, offering $532 for a
six-month policy.
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Coyote Springs Car Insurance
