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Finding the cheapest car insurance quotes in
East Wakefield shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in
East Wakefield
The car insurance rate in
East Wakefield is $662 for a six-month policy, which is $49 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $327, making it a popular choice for budget-conscious drivers. Rates in
East Wakefield can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in
East Wakefield
1st place: Hanover
At $327 for a six
month policy, Hanover offers
the cheapest
auto
insurance rates in the city.
2nd place: Safety Group
Safety Group offers auto
insurance rates at $340 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Vermont Mutual
Vermont Mutual offers auto insurance
rates at $340
for six months, making it
the third cheapest auto insurance company in
East Wakefield.
East Wakefield Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in
East Wakefield, NH is Hanover, offering policies at just $327 for a six-month term. This is followed by Safety Group, which has an average six-month premium of $340.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1270 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help
East Wakefield drivers find the best deals.
Cheap Car Insurance Companies in
East Wakefield, NH
Way's key takeaways about car insurance in
East Wakefield
The auto insurance costs in
East Wakefield fall around $327 for six
months.
The cheapest auto insurance company in
East Wakefield is Hanover.
Teen drivers pay the highest rate in
East Wakefield at $460 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in
East Wakefield
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in
East Wakefield are given below.
Hanover provides
the cheapest minimum car insurance
coverage in
East Wakefield. Their Average 6 Month Premium is $109.
Allstate is the most
expensive at $469 for the same
period.
Cheapest Full Coverage Car Insurance in
East Wakefield
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in
East Wakefield is Hanover
at $55 per month and $327
for six months.
Cheapest Full Coverage Car Insurance Quotes in
East Wakefield,
NH
Get Your Car Insurance Quote in
East Wakefield
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Average Car Insurance in
East Wakefield by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in
East Wakefield, NH increasing?
Despite maintaining a clean driving record, your car insurance rates
in
East Wakefield, New Hampshire, may be increasing due to several external factors.
New Hampshire has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally,
East Wakefield's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in
East Wakefield
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
East Wakefield,NH
If you are planning to get a car insurance policy for your teenage
dependent, Hanover provides the cheapest car
insurance in the
East Wakefield at $25
per
month. At $2708 for a six-month premium,
Safety offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in
East Wakefield.
As young drivers face the highest rates in
East Wakefield, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in
East Wakefield,
Hanover is
the cheapest car insurance provider. At $103 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
East Wakefield is State Farm, offering
rates of around $4163 for six
months.
Save up to $971/yr on car insurance rates in
East Wakefield.
Car Insurance Rates with An Accident in
East Wakefield
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In
East Wakefield, NH,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in
East Wakefield
The cheapest car insurance companies after an at-fault accident in
East Wakefield include Vermont Mutual
and MAPFRE, offering $179
and $231,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1957.
Here is a list of driving violations that can increase your car
insurance rates in
East Wakefield NH. For example, the car
insurance in
East Wakefield
after a DUI increases to $641 for a six
month policy. While the rate increases by $115 for a six-month policy in the case of
a speeding ticket.
East Wakefield auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$764
$127
Not-at-fault accident
$764
$130
One Med/PIP claim
$764
$127
One comp claim
$783
$133
Two Med/PIP claims
$783
$131
Two comp claims
$796
$135
Failure to show documents
$847
$141
Failure to wear a seat belt
$847
$144
At-fault accident - less than $1000
$860
$144
Child safety restraint
$860
$146
Driving without lights
$860
$144
Driving with expired registration
$879
$149
Speeding 11 - 15 MPH over limit
$879
$147
Speeding 16 - 20 MPH over limit
$879
$149
Speeding 6 - 10 MPH over limit
$879
$147
Driving too slowly
$886
$150
Failure to stop at a red light
$886
$148
Failure to yield
$886
$150
Following too closely
$886
$148
Illegal turn
$886
$150
In 65 MPH zone
$886
$148
Speeding in school zone
$886
$150
Wrong way/wrong lane
$886
$148
Speeding 21 - 25 MPH over limit
$905
$153
Improper passing
$910
$152
Cell phone violation
$962
$164
Texting while driving
$962
$161
At-fault accident - $1000-$2000
$988
$168
Passing school bus
$1014
$168
Open container
$1058
$180
At-fault accident - greater than $2000
$1104
$184
Operating a vehicle without permission
$1167
$199
Racing
$1315
$219
Reckless driving
$1360
$231
Driving with a suspended license
$1392
$232
DUI
$1405
$239
Refusal to submit to a chemical test
$1405
$234
Leaving scene of an accident/hit and run
$1437
$244
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in
East Wakefield after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in
East Wakefield.
The cheapest car insurance premiums in
East Wakefield are
offered by MAPFRE at $257 for a six-month policy.
However, it can be as
expensive as $2496 with companies
like Encompass.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in
East Wakefield are offered by Hanover
at $122. However,
it can be as expensive as $1488
with companies like Progressive for a similar
six-month premium.
Cheapest Car Insurance in
East Wakefield after Speeding ticket
Car Insurance Price Trends in
East Wakefield,
New Hampshire
Car insurance rates in
East Wakefield have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the
East Wakefield rose by
$148 in January
compared to $122 of December. In other words, there has been an increase by $26 when you
compare January and December.
The average cost of liability insurance in the
East Wakefield rose to $40 in January,
compared to $38 in December.
This represents an increase of $2
when comparing January and December.
Average Car Insurance Cost in
East Wakefield by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
East Wakefield. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in
East Wakefield?
The car insurance in
East Wakefield is $18 per month, which is lower than the national average.
What is the cheapest car insurance in
East Wakefield?
The cheapest car insurance in
East Wakefield
is $55 per month
for full coverage.
How much is car insurance in
East Wakefield for teenagers?
Car insurance for teenagers costs $148 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
East Wakefield?
The average cost of car insurance is $613 for a six-month
policy. It will cost around $111 per month to insure your
car in
East Wakefield.
Is car insurance expensive in
East Wakefield?
Car insurance can be expensive in
East Wakefield if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in
East Wakefield can be
affordable.
What is the best car insurance in
East Wakefield,
NH?
The best car insurance company in
East Wakefield
NH is
Hanover, offering $327 for a
six-month policy.
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East Wakefield right now.
Find Car Insurance Rates in Cities Near
East Wakefield, NH
Car Insurance Rates by State in the USA (2025 Update)
East Wakefield Car Insurance
