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Cheapest Car Insurance Quotes in Greenville

  • Finding the cheapest car insurance quotes in Greenville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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406,175 Policies Sold
Greenville Car Insurance
$ 19

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Greenville

The car insurance rate in Greenville is $674 for a six-month policy, which is $61 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $333, making it a popular choice for budget-conscious drivers. Rates in Greenville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Greenville

$674

National Average

$1278

Cheapest Car Insurance Companies in Greenville

1st place: Hanover

At $333 for a six month policy, Hanover offers the cheapest auto insurance rates in the city. 

2nd place: Safety Group

Safety Group offers auto insurance rates at $347 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $347 for six months, making it the third cheapest auto insurance company in Greenville.

Greenville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Greenville, NH is Hanover, offering policies at just $333 for a six-month term. This is followed by Safety Group, which has an average six-month premium of $347.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1294 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Greenville drivers find the best deals.

Cheap Car Insurance Companies in Greenville, NH

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Hanover $333 $56
Safety Group $347 $57
Vermont Mutual $347 $59
MAPFRE $366 $61
Concord Group $405 $69
Encompass $549 $91
USAA $607 $102
Safety $751 $127
Auto-Owners $758 $129
Nationwide $771 $130
MMG $817 $138
Concord $856 $143
Progressive $947 $160
State Farm $974 $164
Allstate $1294 $218
Key Takeaways

Way's key takeaways about car insurance in Greenville

  • The auto insurance costs in Greenville fall around $333 for six months. 
  • The cheapest auto insurance company in Greenville is Hanover.
  • Teen drivers pay the highest rate in Greenville at $469 per month.

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Cheapest Minimum Liability Car Insurance in Greenville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Greenville are given below. 

Hanover provides the cheapest minimum car insurance coverage in Greenville. Their Average 6 Month Premium is $111. Allstate is the most expensive at $477 for the same period. 

Cheapest Liability Coverage in Greenville, NH

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Hanover $111 $19
The Hanover $144 $24
Safety Group $157 $26
Vermont Mutual $157 $26
MAPFRE $176 $30
Concord Group $189 $32
Encompass $189 $32
USAA $189 $32
Auto-Owners $196 $33
MMG $209 $35
Safety $235 $40
Progressive $287 $48
Concord $373 $62
State Farm $380 $64
Nationwide $431 $72
Allstate $477 $80

Cheapest Full Coverage Car Insurance in Greenville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Greenville is Hanover at $56 per month and $333 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Greenville, NH

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Hanover $333 $56
Safety Group $347 $57
Vermont Mutual $347 $59
MAPFRE $366 $61
Concord Group $405 $69
Encompass $549 $91
USAA $607 $102
Safety $751 $127
Auto-Owners $758 $129
Nationwide $771 $130
MMG $817 $138
Concord $856 $143
Progressive $947 $160
State Farm $974 $164
Allstate $1294 $218

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Average Car Insurance in Greenville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Greenville, NH increasing?

Despite maintaining a clean driving record, your car insurance rates in Greenville, New Hampshire, may be increasing due to several external factors. New Hampshire has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Greenville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Cheapest Car Insurance Rates for Teen Drivers in Greenville,NH

If you are planning to get a car insurance policy for your teenage dependent, Hanover provides the cheapest car insurance in the Greenville at $25 per month. At $2758 for a six-month premium, Safety offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Hanover $151 $25
Concord Group $281 $47
Auto-Owners $287 $48
Safety Group $287 $48
Vermont Mutual $300 $51
MMG $895 $151
USAA $1392 $234
Concord $1660 $283
State Farm $1718 $289
Allstate $2247 $382
Progressive $2463 $415
Safety $2758 $469

Teen Car Insurance Rates in NH by Age

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Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Greenville, Hanover is the cheapest car insurance provider. At $105 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Greenville is State Farm, offering rates of around $4241 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Hanover $105 $18
Vermont Mutual $183 $31
Safety Group $189 $32
MAPFRE $222 $37
Concord Group $281 $47
Progressive $1013 $171
Safety $1150 $191
Concord $1249 $212
USAA $1353 $226
Allstate $1673 $285
MMG $1876 $312
State Farm $4241 $721

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Car Insurance Rates with An Accident in Greenville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Greenville, NH, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Greenville

The cheapest car insurance companies after an at-fault accident in Greenville include Vermont Mutual and MAPFRE, offering $183 and $235, respectively. Allstate is an expensive provider with an average six-month premium of $1993.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Vermont Mutual $183 $31
MAPFRE $235 $40
The Hanover $235 $40
Concord Group $274 $46
Auto-Owners $333 $55
Hanover $340 $57
USAA $556 $94
MMG $562 $95
Encompass $817 $136
Progressive $1118 $188
State Farm $1124 $189
Nationwide $1209 $206
Concord $1313 $219
Safety $1346 $229
Allstate $1993 $336

Greenville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Greenville NH. For example, the car insurance in Greenville after a DUI increases to $653 for a six month policy. While the rate increases by $117 for a six-month policy in the case of a speeding ticket.  

Greenville auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $778 $130
Not-at-fault accident $778 $132
One Med/PIP claim $778 $130
One comp claim $798 $135
Two Med/PIP claims $798 $133
Two comp claims $811 $138
Failure to show documents $862 $144
Failure to wear a seat belt $862 $146
At-fault accident - less than $1000 $876 $146
Child safety restraint $876 $149
Driving without lights $876 $146
Driving with expired registration $895 $152
Speeding 11 - 15 MPH over limit $895 $150
Speeding 16 - 20 MPH over limit $895 $152
Speeding 6 - 10 MPH over limit $895 $150
Driving too slowly $902 $153
Failure to stop at a red light $902 $151
Failure to yield $902 $153
Following too closely $902 $151
Illegal turn $902 $153
In 65 MPH zone $902 $151
Speeding in school zone $902 $153
Wrong way/wrong lane $902 $151
Speeding 21 - 25 MPH over limit $922 $156
Improper passing $927 $155
Cell phone violation $980 $167
Texting while driving $980 $164
At-fault accident - $1000-$2000 $1007 $172
Passing school bus $1033 $172
Open container $1078 $184
At-fault accident - greater than $2000 $1124 $187
Operating a vehicle without permission $1189 $202
Racing $1340 $223
Reckless driving $1385 $235
Driving with a suspended license $1418 $237
DUI $1431 $243
Refusal to submit to a chemical test $1431 $239
Leaving scene of an accident/hit and run $1464 $249

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Greenville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Greenville.

The cheapest car insurance premiums in Greenville are offered by MAPFRE at $262 for a six-month policy. However, it can be as expensive as $2542 with companies like Encompass.

Greenville car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
MAPFRE $262 $44
Hanover $320 $54
Concord Group $333 $57
Auto-Owners $380 $63
Progressive $700 $118
MMG $856 $144
USAA $889 $150
Allstate $1294 $218
Safety $1503 $255
Concord $1509 $252
Nationwide $1614 $274
State Farm $1673 $282
Encompass $2542 $432

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Greenville are offered by Hanover at $124. However, it can be as expensive as $1516 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Greenville after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Hanover $124 $21
Safety Group $189 $32
Concord Group $216 $36
MAPFRE $235 $40
Vermont Mutual $249 $42
Safety $680 $116
USAA $784 $131
State Farm $927 $157
Concord $1156 $193
MMG $1183 $201
Allstate $1464 $244
Progressive $1516 $257

Car Insurance Price Trends in Greenville, New Hampshire

Car insurance rates in Greenville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Greenville rose by $151 in January compared to $124 of December. In other words, there has been an increase by $27 when you compare January and December.

The average cost of liability insurance in the Greenville rose to $41 in January, compared to $39 in December. This represents an increase of $2 when comparing January and December.


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Frequently Asked Questions

How much is car insurance in Greenville?

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The car insurance in Greenville is $19 per month, which is lower than the national average.

What is the cheapest car insurance in Greenville?

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The cheapest car insurance in Greenville is $56 per month for full coverage.

How much is car insurance in Greenville for teenagers?

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Car insurance for teenagers costs $151 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Greenville?

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The average cost of car insurance is $613 for a six-month policy. It will cost around $113 per month to insure your car in Greenville.

Is car insurance expensive in Greenville?

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Car insurance can be expensive in Greenville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Greenville can be affordable.

What is the best car insurance in Greenville, NH?

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The best car insurance company in Greenville NH is Hanover, offering $333 for a six-month policy.

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