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Finding the cheapest car insurance quotes in East Hampstead shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in East Hampstead
The car insurance rate in East Hampstead is $711 for a six-month policy, which is $98 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $351, making it a popular choice for budget-conscious drivers. Rates in East Hampstead can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in East Hampstead
1st place: Hanover
At $351 for a six
month policy, Hanover offers
the cheapest
auto
insurance rates in the city.
2nd place: Safety Group
Safety Group offers auto
insurance rates at $365 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Vermont Mutual
Vermont Mutual offers auto insurance
rates at $365
for six months, making it
the third cheapest auto insurance company in East Hampstead.
East Hampstead Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in East Hampstead, NH is Hanover, offering policies at just $351 for a six-month term. This is followed by Safety Group, which has an average six-month premium of $365.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1364 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help East Hampstead drivers find the best deals.
Cheap Car Insurance Companies in East Hampstead, NH
Way's key takeaways about car insurance in East Hampstead
The auto insurance costs in East Hampstead fall around $351 for six
months.
The cheapest auto insurance company in East Hampstead is Hanover.
Teen drivers pay the highest rate in East Hampstead at $494 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in East Hampstead
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in East Hampstead are given below.
Hanover provides
the cheapest minimum car insurance
coverage in East Hampstead. Their Average 6 Month Premium is $117.
Allstate is the most
expensive at $503 for the same
period.
Cheapest Full Coverage Car Insurance in East Hampstead
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in East Hampstead is Hanover
at $59 per month and $351
for six months.
Cheapest Full Coverage Car Insurance Quotes in East Hampstead,
NH
Get Your Car Insurance Quote in East Hampstead
Instantly!
Average Car Insurance in East Hampstead by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in East Hampstead, NH increasing?
Despite maintaining a clean driving record, your car insurance rates
in East Hampstead, New Hampshire, may be increasing due to several external factors.
New Hampshire has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, East Hampstead's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in East Hampstead
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
East Hampstead,NH
If you are planning to get a car insurance policy for your teenage
dependent, Hanover provides the cheapest car
insurance in the East Hampstead at $27
per
month. At $2908 for a six-month premium,
Safety offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in East Hampstead.
As young drivers face the highest rates in East Hampstead, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in East Hampstead,
Hanover is
the cheapest car insurance provider. At $110 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
East Hampstead is State Farm, offering
rates of around $4472 for six
months.
Save up to $971/yr on car insurance rates in East Hampstead.
Car Insurance Rates with An Accident in East Hampstead
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In East Hampstead, NH,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in East Hampstead
The cheapest car insurance companies after an at-fault accident in
East Hampstead include Vermont Mutual
and MAPFRE, offering $193
and $248,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2102.
Here is a list of driving violations that can increase your car
insurance rates in East Hampstead NH. For example, the car
insurance in East Hampstead
after a DUI increases to $689 for a six
month policy. While the rate increases by $124 for a six-month policy in the case of
a speeding ticket.
East Hampstead auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$820
$137
Not-at-fault accident
$820
$139
One Med/PIP claim
$820
$137
One comp claim
$841
$143
Two Med/PIP claims
$841
$140
Two comp claims
$855
$145
Failure to show documents
$909
$152
Failure to wear a seat belt
$909
$154
At-fault accident - less than $1000
$923
$154
Child safety restraint
$923
$157
Driving without lights
$923
$154
Driving with expired registration
$944
$160
Speeding 11 - 15 MPH over limit
$944
$158
Speeding 16 - 20 MPH over limit
$944
$160
Speeding 6 - 10 MPH over limit
$944
$158
Driving too slowly
$951
$161
Failure to stop at a red light
$951
$159
Failure to yield
$951
$161
Following too closely
$951
$159
Illegal turn
$951
$161
In 65 MPH zone
$951
$159
Speeding in school zone
$951
$161
Wrong way/wrong lane
$951
$159
Speeding 21 - 25 MPH over limit
$972
$165
Improper passing
$978
$164
Cell phone violation
$1034
$176
Texting while driving
$1034
$173
At-fault accident - $1000-$2000
$1061
$181
Passing school bus
$1089
$181
Open container
$1137
$194
At-fault accident - greater than $2000
$1186
$197
Operating a vehicle without permission
$1254
$213
Racing
$1413
$235
Reckless driving
$1460
$248
Driving with a suspended license
$1495
$249
DUI
$1509
$256
Refusal to submit to a chemical test
$1509
$252
Leaving scene of an accident/hit and run
$1544
$262
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in East Hampstead after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in East Hampstead.
The cheapest car insurance premiums in
East Hampstead are
offered by MAPFRE at $276 for a six-month policy.
However, it can be as
expensive as $2681 with companies
like Encompass.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in East Hampstead are offered by Hanover
at $131. However,
it can be as expensive as $1598
with companies like Progressive for a similar
six-month premium.
Cheapest Car Insurance in East Hampstead after Speeding ticket
Car Insurance Price Trends in East Hampstead,
New Hampshire
Car insurance rates in East Hampstead have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the East Hampstead rose by
$159 in January
compared to $131 of December. In other words, there has been an increase by $28 when you
compare January and December.
The average cost of liability insurance in the East Hampstead rose to $43 in January,
compared to $41 in December.
This represents an increase of $2
when comparing January and December.
Average Car Insurance Cost in East Hampstead by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
East Hampstead. At $1422 for a
six-month policy, insuring
your car at 3826 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in East Hampstead?
The car insurance in East Hampstead is $20 per month, which is lower than the national average.
What is the cheapest car insurance in East Hampstead?
The cheapest car insurance in East Hampstead
is $59 per month
for full coverage.
How much is car insurance in East Hampstead for teenagers?
Car insurance for teenagers costs $159 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
East Hampstead?
The average cost of car insurance is $613 for a six-month
policy. It will cost around $119 per month to insure your
car in East Hampstead.
Is car insurance expensive in East Hampstead?
Car insurance can be expensive in East Hampstead if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in East Hampstead can be
affordable.
What is the best car insurance in East Hampstead,
NH?
The best car insurance company in East Hampstead
NH is
Hanover, offering $351 for a
six-month policy.
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Find Car Insurance Rates in Cities Near East Hampstead, NH
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East Hampstead Car Insurance
