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Finding the cheapest car insurance quotes in Newton Junction shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Newton Junction
The car insurance rate in Newton Junction is $700 for a six-month policy, which is $91 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $362, making it a popular choice for budget-conscious drivers. Rates in Newton Junction can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Newton Junction
1st place: Hanover
At $362 for a six
month policy, Hanover offers
the cheapest
auto
insurance rates in the city.
2nd place: Safety Group
Safety Group offers auto
insurance rates at $362 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Vermont Mutual
Vermont Mutual offers auto insurance
rates at $362
for six months, making it
the third cheapest auto insurance company in Newton Junction.
Newton Junction Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Newton Junction, NH is Hanover, offering policies at just $362 for a six-month term. This is followed by Safety Group, which has an average six-month premium of $362.
At the higher end of the spectrum, The Hanover is the most expensive, with rates reaching $1038 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Newton Junction drivers find the best deals.
Cheap Car Insurance Companies in Newton Junction, NH
Way's key takeaways about car insurance in Newton Junction
The auto insurance costs in Newton Junction fall around $362 for six
months.
The cheapest auto insurance company in Newton Junction is Hanover.
Teen drivers pay the highest rate in Newton Junction at $414 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Newton Junction
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Newton Junction are given below.
Hanover provides
the cheapest minimum car insurance
coverage in Newton Junction. Their Average 6 Month Premium is $116.
Allstate is the most
expensive at $539 for the same
period.
Cheapest Liability Coverage in Newton Junction, NH
Cheapest Full Coverage Car Insurance in Newton Junction
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Newton Junction is Hanover
at $61 per month and $362
for six months.
Cheapest Full Coverage Car Insurance Quotes in Newton Junction,
NH
Get Your Car Insurance Quote in Newton Junction
Instantly!
Average Car Insurance in Newton Junction by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Newton Junction, NH increasing?
Despite maintaining a clean driving record, your car insurance rates
in Newton Junction, New Hampshire, may be increasing due to several external factors.
New Hampshire has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Newton Junction's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Newton Junction
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Newton Junction,NH
If you are planning to get a car insurance policy for your teenage
dependent, Concord Group provides the cheapest car
insurance in the Newton Junction at $49
per
month. At $2486 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Newton Junction.
As young drivers face the highest rates in Newton Junction, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Newton Junction,
Vermont Mutual is
the cheapest car insurance provider. At $191 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Newton Junction is State Farm, offering
rates of around $2774 for six
months.
Save up to $971/yr on car insurance rates in Newton Junction.
Car Insurance Rates with An Accident in Newton Junction
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Newton Junction, NH,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Newton Junction
The cheapest car insurance companies after an at-fault accident in
Newton Junction include Vermont Mutual
and MMG, offering $191
and $232,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1981.
Here is a list of driving violations that can increase your car
insurance rates in Newton Junction NH. For example, the car
insurance in Newton Junction
after a DUI increases to $683 for a six
month policy. While the rate increases by $123 for a six-month policy in the case of
a speeding ticket.
Newton Junction auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$813
$136
Not-at-fault accident
$813
$138
One Med/PIP claim
$813
$136
One comp claim
$834
$141
Two Med/PIP claims
$834
$139
Two comp claims
$848
$144
Failure to show documents
$902
$151
Failure to wear a seat belt
$902
$153
At-fault accident - less than $1000
$915
$153
Child safety restraint
$915
$155
Driving without lights
$915
$153
Driving with expired registration
$936
$159
Speeding 11 - 15 MPH over limit
$936
$156
Speeding 16 - 20 MPH over limit
$936
$159
Speeding 6 - 10 MPH over limit
$936
$156
Driving too slowly
$943
$160
Failure to stop at a red light
$943
$158
Failure to yield
$943
$160
Following too closely
$943
$158
Illegal turn
$943
$160
In 65 MPH zone
$943
$158
Speeding in school zone
$943
$160
Wrong way/wrong lane
$943
$158
Speeding 21 - 25 MPH over limit
$964
$163
Improper passing
$969
$162
Cell phone violation
$1025
$175
Texting while driving
$1025
$171
At-fault accident - $1000-$2000
$1052
$179
Passing school bus
$1080
$179
Open container
$1127
$192
At-fault accident - greater than $2000
$1175
$195
Operating a vehicle without permission
$1243
$212
Racing
$1401
$233
Reckless driving
$1448
$246
Driving with a suspended license
$1482
$247
DUI
$1496
$254
Refusal to submit to a chemical test
$1496
$250
Leaving scene of an accident/hit and run
$1531
$260
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Newton Junction after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Newton Junction.
The cheapest car insurance premiums in
Newton Junction are
offered by MAPFRE at $274 for a six-month policy.
However, it can be as
expensive as $2658 with companies
like Encompass.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Newton Junction are offered by Safety Group
at $198. However,
it can be as expensive as $1531
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Newton Junction after Speeding ticket
Car Insurance Price Trends in Newton Junction,
New Hampshire
Car insurance rates in Newton Junction have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Newton Junction remained steady at $130 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Newton Junction remained steady at $40 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Newton Junction by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Newton Junction. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Newton Junction?
The car insurance in Newton Junction is $20 per month, which is lower than the national average.
What is the cheapest car insurance in Newton Junction?
The cheapest car insurance in Newton Junction
is $61 per month
for full coverage.
How much is car insurance in Newton Junction for teenagers?
Car insurance for teenagers costs $293 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Newton Junction?
The average cost of car insurance is $609 for a six-month
policy. It will cost around $117 per month to insure your
car in Newton Junction.
Is car insurance expensive in Newton Junction?
Car insurance can be expensive in Newton Junction if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Newton Junction can be
affordable.
What is the best car insurance in Newton Junction,
NH?
The best car insurance company in Newton Junction
NH is
Hanover, offering $362 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Newton Junction, NH
Car Insurance Rates by State in the USA (2025 Update)
Newton Junction Car Insurance
