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Finding the cheapest car insurance quotes in South Tamworth shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in South Tamworth
The car insurance rate in South Tamworth is $603 for a six-month policy, which is $6 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $312, making it a popular choice for budget-conscious drivers. Rates in South Tamworth can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in South Tamworth
1st place: Hanover
At $312 for a six
month policy, Hanover offers
the cheapest
auto
insurance rates in the city.
2nd place: Safety Group
Safety Group offers auto
insurance rates at $312 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Vermont Mutual
Vermont Mutual offers auto insurance
rates at $312
for six months, making it
the third cheapest auto insurance company in South Tamworth.
South Tamworth Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in South Tamworth, NH is Hanover, offering policies at just $312 for a six-month term. This is followed by Safety Group, which has an average six-month premium of $312.
At the higher end of the spectrum, The Hanover is the most expensive, with rates reaching $894 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help South Tamworth drivers find the best deals.
Cheap Car Insurance Companies in South Tamworth, NH
Way's key takeaways about car insurance in South Tamworth
The auto insurance costs in South Tamworth fall around $312 for six
months.
The cheapest auto insurance company in South Tamworth is Hanover.
Teen drivers pay the highest rate in South Tamworth at $356 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in South Tamworth
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in South Tamworth are given below.
Hanover provides
the cheapest minimum car insurance
coverage in South Tamworth. Their Average 6 Month Premium is $100.
Allstate is the most
expensive at $464 for the same
period.
Cheapest Full Coverage Car Insurance in South Tamworth
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in South Tamworth is Hanover
at $52 per month and $312
for six months.
Cheapest Full Coverage Car Insurance Quotes in South Tamworth,
NH
Get Your Car Insurance Quote in South Tamworth
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Average Car Insurance in South Tamworth by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in South Tamworth, NH increasing?
Despite maintaining a clean driving record, your car insurance rates
in South Tamworth, New Hampshire, may be increasing due to several external factors.
New Hampshire has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, South Tamworth's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in South Tamworth
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
South Tamworth,NH
If you are planning to get a car insurance policy for your teenage
dependent, Concord Group provides the cheapest car
insurance in the South Tamworth at $43
per
month. At $2140 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in South Tamworth.
As young drivers face the highest rates in South Tamworth, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in South Tamworth,
Vermont Mutual is
the cheapest car insurance provider. At $164 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
South Tamworth is State Farm, offering
rates of around $2388 for six
months.
Save up to $971/yr on car insurance rates in South Tamworth.
Car Insurance Rates with An Accident in South Tamworth
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In South Tamworth, NH,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in South Tamworth
The cheapest car insurance companies after an at-fault accident in
South Tamworth include Vermont Mutual
and MMG, offering $164
and $200,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1706.
Here is a list of driving violations that can increase your car
insurance rates in South Tamworth NH. For example, the car
insurance in South Tamworth
after a DUI increases to $588 for a six
month policy. While the rate increases by $106 for a six-month policy in the case of
a speeding ticket.
South Tamworth auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$700
$117
Not-at-fault accident
$700
$119
One Med/PIP claim
$700
$117
One comp claim
$718
$122
Two Med/PIP claims
$718
$120
Two comp claims
$730
$124
Failure to show documents
$776
$130
Failure to wear a seat belt
$776
$132
At-fault accident - less than $1000
$788
$132
Child safety restraint
$788
$134
Driving without lights
$788
$132
Driving with expired registration
$806
$137
Speeding 11 - 15 MPH over limit
$806
$135
Speeding 16 - 20 MPH over limit
$806
$137
Speeding 6 - 10 MPH over limit
$806
$135
Driving too slowly
$812
$138
Failure to stop at a red light
$812
$136
Failure to yield
$812
$138
Following too closely
$812
$136
Illegal turn
$812
$138
In 65 MPH zone
$812
$136
Speeding in school zone
$812
$138
Wrong way/wrong lane
$812
$136
Speeding 21 - 25 MPH over limit
$830
$141
Improper passing
$835
$140
Cell phone violation
$882
$150
Texting while driving
$882
$148
At-fault accident - $1000-$2000
$906
$154
Passing school bus
$930
$154
Open container
$970
$165
At-fault accident - greater than $2000
$1012
$168
Operating a vehicle without permission
$1070
$182
Racing
$1206
$201
Reckless driving
$1246
$212
Driving with a suspended license
$1276
$213
DUI
$1288
$219
Refusal to submit to a chemical test
$1288
$215
Leaving scene of an accident/hit and run
$1318
$224
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in South Tamworth after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in South Tamworth.
The cheapest car insurance premiums in
South Tamworth are
offered by MAPFRE at $236 for a six-month policy.
However, it can be as
expensive as $2288 with companies
like Encompass.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in South Tamworth are offered by Safety Group
at $170. However,
it can be as expensive as $1318
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in South Tamworth after Speeding ticket
Car Insurance Price Trends in South Tamworth,
New Hampshire
Car insurance rates in South Tamworth have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the South Tamworth remained steady at $112 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the South Tamworth remained steady at $35 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in South Tamworth by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
South Tamworth. At $1205 for a
six-month policy, insuring
your car at 3883 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in South Tamworth?
The car insurance in South Tamworth is $17 per month, which is lower than the national average.
What is the cheapest car insurance in South Tamworth?
The cheapest car insurance in South Tamworth
is $52 per month
for full coverage.
How much is car insurance in South Tamworth for teenagers?
Car insurance for teenagers costs $252 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
South Tamworth?
The average cost of car insurance is $609 for a six-month
policy. It will cost around $101 per month to insure your
car in South Tamworth.
Is car insurance expensive in South Tamworth?
Car insurance can be expensive in South Tamworth if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in South Tamworth can be
affordable.
What is the best car insurance in South Tamworth,
NH?
The best car insurance company in South Tamworth
NH is
Hanover, offering $312 for a
six-month policy.
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Find Car Insurance Rates in Cities Near South Tamworth, NH
Car Insurance Rates by State in the USA (2025 Update)
South Tamworth Car Insurance
