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Finding the cheapest car insurance quotes in Solano shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Solano
The car insurance rate in Solano is $996 for a six-month policy, which is same as higher than the state average. Root Insurance Company offers the lowest rates in the city at $707, making it a popular choice for budget-conscious drivers. Rates in Solano can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $707 for a six
month policy, USAA offers
the cheapest
auto
insurance rates in the city.
2nd place: Encompass
Encompass offers auto
insurance rates at $766 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: State Farm
State Farm offers auto insurance
rates at $766
for six months, making it
the third cheapest auto insurance company in Solano.
Solano Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Solano, NM is USAA, offering policies at just $707 for a six-month term. This is followed by Encompass, which has an average six-month premium of $766.
At the higher end of the spectrum, Kemper is the most expensive, with rates reaching $1087 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Solano drivers find the best deals.
The auto insurance costs in Solano fall around $707 for six
months.
The cheapest auto insurance company in Solano is Central Mutual.
Teen drivers pay the highest rate in Solano at $710 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Solano
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Solano are given below.
Central Mutual provides
the cheapest minimum car insurance
coverage in Solano. Their Average 6 Month Premium is $125.
Allstate is the most
expensive at $529 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Solano is USAA
at $119 per month and $707
for six months.
Cheapest Full Coverage Car Insurance Quotes in Solano,
NM
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Solano, NM increasing?
Despite maintaining a clean driving record, your car insurance rates
in Solano, New Mexico, may be increasing due to several external factors.
New Mexico has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Solano's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Solano
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
30s
MetLife
$585
40s
MetLife
$546
50s
MetLife
$502
60s
MetLife
$477
70s
MetLife
$620
Cheapest Car Insurance Rates for Teen Drivers in
Solano,NM
If you are planning to get a car insurance policy for your teenage
dependent, Central Insurance provides the cheapest car
insurance in the Solano at $31
per
month. At $4217 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties MetLife is
the best choice for car
insurance in Solano.
As young drivers face the highest rates in Solano, MetLife
offers the cheapest auto insurance rates at $585 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Solano,
Kemper is
the cheapest car insurance provider. At $327 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Solano is State Farm, offering
rates of around $2798 for six
months.
Save up to $971/yr on car insurance rates in Solano.
Car Insurance Rates with An Accident in Solano
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Solano, NM,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Solano
The cheapest car insurance companies after an at-fault accident in
Solano include Central Mutual
and Central Insurance, offering $125
and $267,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2109.
Here is a list of driving violations that can increase your car
insurance rates in Solano NM. For example, the car
insurance in Solano
after a DUI increases to $938 for a six
month policy. While the rate increases by $208 for a six-month policy in the case of
a speeding ticket.
Solano auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1004
$167
One Med/PIP claim
$1016
$173
Not-at-fault accident
$1045
$174
One comp claim
$1051
$179
Two Med/PIP claims
$1063
$177
Two comp claims
$1093
$186
Failure to show documents
$1105
$184
Failure to wear a seat belt
$1111
$189
Child safety restraint
$1152
$192
Driving without lights
$1152
$196
In 65 MPH zone
$1188
$198
Cell phone violation
$1194
$203
Texting while driving
$1194
$199
At-fault accident - less than $1000
$1200
$204
Driving with expired registration
$1200
$200
Speeding 11 - 15 MPH over limit
$1212
$206
Speeding 16 - 20 MPH over limit
$1212
$202
Speeding 6 - 10 MPH over limit
$1212
$206
Driving too slowly
$1218
$203
Failure to stop at a red light
$1218
$207
Failure to yield
$1218
$203
Following too closely
$1218
$207
Illegal turn
$1218
$203
Improper passing
$1218
$207
Speeding in school zone
$1218
$203
Wrong way/wrong lane
$1218
$207
Passing school bus
$1236
$206
Operating a vehicle without permission
$1253
$213
Speeding 21 - 25 MPH over limit
$1253
$209
Open container
$1396
$237
At-fault accident - $1000-$2000
$1420
$237
At-fault accident - greater than $2000
$1432
$243
Reckless driving
$1859
$310
Driving with a suspended license
$1865
$317
Refusal to submit to a chemical test
$1889
$315
DUI
$1942
$330
Racing
$1984
$331
Leaving scene of an accident/hit and run
$1996
$339
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Solano after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Solano.
The cheapest car insurance premiums in
Solano are
offered by Kemper at $321 for a six-month policy.
However, it can be as
expensive as $2138 with companies
like Farm Bureau.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Solano are offered by Iowa Farm Bureau
at $244. However,
it can be as expensive as $3214
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Solano after Speeding ticket
Car insurance rates in Solano have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Solano rose by
$193 in December
compared to $189 of November. In other words, there has been an increase by $4 when you
compare December and November.
The average cost of liability insurance in the Solano rose to $46 in December,
compared to $43 in November.
This represents an increase of $3
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Solano. At $1992 for a
six-month policy, insuring
your car at 87746 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Solano?
The car insurance in Solano is $21 per month, which is lower than the national average.
What is the cheapest car insurance in Solano?
The cheapest car insurance in Solano
is $119 per month
for full coverage.
How much is car insurance in Solano for teenagers?
Car insurance for teenagers costs $184 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Solano?
The average cost of car insurance is $996 for a six-month
policy. It will cost around $167 per month to insure your
car in Solano.
Is car insurance expensive in Solano?
Car insurance can be expensive in Solano if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Solano can be
affordable.
What is the best car insurance in Solano,
NM?
The best car insurance company in Solano
NM is
USAA, offering $707 for a
six-month policy.
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Solano Car Insurance
