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Cheapest Car Insurance Quotes in Corona

  • Finding the cheapest car insurance quotes in Corona shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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406,175 Policies Sold
Corona Car Insurance
$ 93

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Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Corona

The car insurance rate in Corona is $2455 for a six-month policy, which is $1297 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1170, making it a popular choice for budget-conscious drivers. Rates in Corona can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Corona

$2455

National Average

$1278

Cheapest Car Insurance Companies in Corona

1st place: Kemper

At $1170 for a six month policy, Kemper offers the cheapest auto insurance rates in the city. 

2nd place: New York Central Mutual Fire

New York Central Mutual Fire offers auto insurance rates at $1550 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: Progressive

Progressive offers auto insurance rates at $1649 for six months, making it the third cheapest auto insurance company in Corona.

Corona Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Corona, NY is Kemper, offering policies at just $1170 for a six-month term. This is followed by New York Central Mutual Fire, which has an average six-month premium of $1550.

At the higher end of the spectrum, Chubb is the most expensive, with rates reaching $3765 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Corona drivers find the best deals.

Cheap Car Insurance Companies in Corona, NY

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Kemper $1170 $199
New York Central Mutual Fire $1550 $259
Progressive $1649 $278
American Family $1813 $305
NYCM $2192 $369
USAA $2430 $409
Erie $2480 $418
Nationwide $2707 $452
Travelers $2758 $464
State Farm $3286 $553
Allstate $3676 $619
Chubb $3765 $628
Key Takeaways

Way's key takeaways about car insurance in Corona

  • The auto insurance costs in Corona fall around $1170 for six months. 
  • The cheapest auto insurance company in Corona is New York Central Mutual Fire.
  • Teen drivers pay the highest rate in Corona at $1893 per month.

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Cheapest Minimum Liability Car Insurance in Corona

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Corona are given below. 

New York Central Mutual Fire provides the cheapest minimum car insurance coverage in Corona. Their Average 6 Month Premium is $553. Preferred Mutual is the most expensive at $1461 for the same period. 

Cheapest Liability Coverage in Corona, NY

Company Avg. 6 Mo. Premium Avg. Monthly Premium
New York Central Mutual Fire $553 $93
NYCM $655 $108
Kemper $681 $117
American Family $818 $138
Progressive $844 $142
USAA $1083 $182
Erie $1336 $227
Travelers $1435 $240
Allstate $1537 $261
State Farm $1637 $273
Nationwide $1058 $176
Utica National $1208 $206
Preferred Mutual $1461 $244

Cheapest Full Coverage Car Insurance in Corona

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Corona is Kemper at $199 per month and $1170 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Corona, NY

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Kemper $1170 $199
New York Central Mutual Fire $1550 $259
Progressive $1649 $278
American Family $1813 $305
NYCM $2192 $369
USAA $2430 $409
Erie $2480 $418
Nationwide $2707 $452
Travelers $2758 $464
State Farm $3286 $553
Allstate $3676 $619
Chubb $3765 $628

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Average Car Insurance in Corona by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Corona, NY increasing?

Despite maintaining a clean driving record, your car insurance rates in Corona, New York, may be increasing due to several external factors. New York has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Corona's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Cheapest Car Insurance Rates for Teen Drivers in Corona,NY

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Corona at $136 per month. At $11244 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Kemper $793 $136
American Family $956 $161
NYCM $2116 $356
Progressive $2608 $439
New York Central Mutual Fire $2758 $469
Erie $5302 $884
USAA $5830 $982
Travelers $7668 $1291
Nationwide $7984 $1357
Chubb $8361 $1393
Allstate $9621 $1620
State Farm $11244 $1893

Teen Car Insurance Rates in NY by Age

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Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Corona, Kemper is the cheapest car insurance provider. At $1777 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Corona is Progressive, offering rates of around $10640 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Kemper $1777 $297
Nationwide $2707 $460
Chubb $3212 $541
USAA $3903 $664
Erie $4155 $700
American Family $4219 $717
NYCM $4723 $787
Allstate $5149 $867
Mercury $5251 $876
State Farm $5427 $914
Travelers $6284 $1058
Progressive $10640 $1791

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Car Insurance Rates with An Accident in Corona

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Corona, NY, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Corona

The cheapest car insurance companies after an at-fault accident in Corona include Kemper and American Family, offering $982 and $1007, respectively. Preferred Mutual is an expensive provider with an average six-month premium of $1221.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Kemper $982 $163
American Family $1007 $170
Progressive $1550 $261
NYCM $1575 $265
New York Central Mutual Fire $1863 $312
USAA $2116 $356
Erie $2707 $456
Chubb $3072 $517
Allstate $3311 $558
Travelers $3413 $575
Nationwide $3576 $596
State Farm $4181 $704
Utica National $1208 $206
Preferred Mutual $1221 $204

Corona Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Corona NY. For example, the car insurance in Corona after a DUI increases to $1512 for a six month policy. While the rate increases by $240 for a six-month policy in the case of a speeding ticket.  

Corona auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $2656 $443
One Med/PIP claim $2656 $452
One comp claim $2682 $447
Two comp claims $2707 $460
Two Med/PIP claims $2707 $452
Not-at-fault accident $2720 $462
Failure to show documents $2758 $460
Failure to wear a seat belt $2771 $471
Driving with expired registration $2796 $466
At-fault accident - less than $1000 $2809 $477
Cell phone violation $2809 $469
Child safety restraint $2809 $477
Driving without lights $2809 $469
Failure to stop at a red light $2809 $477
Failure to yield $2809 $469
Following too closely $2809 $477
Illegal turn $2809 $469
Improper passing $2809 $477
Passing school bus $2809 $469
Texting while driving $2809 $477
Wrong way/wrong lane $2809 $469
Driving too slowly $2834 $481
Speeding in school zone $2834 $473
At-fault accident - $1000-$2000 $2845 $483
Speeding 11 - 15 MPH over limit $2896 $483
Speeding 6 - 10 MPH over limit $2896 $492
Operating a vehicle without permission $2947 $492
Open container $2985 $507
In 65 MPH zone $3110 $519
Speeding 16 - 20 MPH over limit $3148 $536
Speeding 21 - 25 MPH over limit $3261 $543
At-fault accident - greater than $2000 $3513 $598
Reckless driving $3752 $625
Racing $3903 $664
Driving with a suspended license $4043 $674
Refusal to submit to a chemical test $4130 $702
DUI $4168 $695
Leaving scene of an accident/hit and run $4232 $719

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Corona after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Corona.

The cheapest car insurance premiums in Corona are offered by American Family at $956 for a six-month policy. However, it can be as expensive as $4723 with companies like Chubb.

Corona car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $956 $161
Kemper $1007 $172
Progressive $1297 $218
NYCM $1965 $331
New York Central Mutual Fire $2266 $377
USAA $2582 $435
Travelers $3375 $568
Allstate $3992 $672
Erie $4117 $687
Nationwide $4471 $761
State Farm $4698 $791
Chubb $4723 $803

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Corona are offered by American Family at $844. However, it can be as expensive as $5376 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Corona after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $844 $140
Kemper $844 $144
Progressive $1221 $206
NYCM $1978 $337
USAA $2292 $382
Erie $2682 $456
Nationwide $2707 $452
Travelers $3123 $530
State Farm $3778 $630
Chubb $4471 $761
Allstate $5376 $897

Car Insurance Price Trends in Corona, New York

Car insurance rates in Corona have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Corona rose by $583 in January compared to $524 of December. In other words, there has been an increase by $59 when you compare January and December.

The average cost of liability insurance in the Corona dipped to $170 in January, compared to $180 in December. This represents an decrease of $10 when comparing January and December.


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Frequently Asked Questions

How much is car insurance in Corona?

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The car insurance in Corona is $93 per month, which is higher than the national average.

What is the cheapest car insurance in Corona?

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The cheapest car insurance in Corona is $199 per month for full coverage.

How much is car insurance in Corona for teenagers?

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Car insurance for teenagers costs $793 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Corona?

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The average cost of car insurance is $1158 for a six-month policy. It will cost around $411 per month to insure your car in Corona.

Is car insurance expensive in Corona?

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Car insurance can be expensive in Corona if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Corona can be affordable.

What is the best car insurance in Corona, NY?

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The best car insurance company in Corona NY is Kemper, offering $1170 for a six-month policy.

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