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Cheapest Car Insurance Quotes in Corona

  • Finding the cheapest car insurance quotes in Corona shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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399,755 Policies Sold
Corona Car Insurance
$ 93

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Corona

The car insurance rate in Corona is $2181 for a six-month policy, which is $1152 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1170, making it a popular choice for budget-conscious drivers. Rates in Corona can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Corona

$2181

National Average

$1140

Cheapest Car Insurance Companies in Corona

1st place: Kemper

At $1170 for a six month policy, Kemper offers the cheapest auto insurance rates in the city. 

2nd place: New York Central Mutual Fire

New York Central Mutual Fire offers auto insurance rates at $1550 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: Progressive

Progressive offers auto insurance rates at $1562 for six months, making it the third cheapest auto insurance company in Corona.

Corona Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Corona, NY is Kemper, offering policies at just $1170 for a six-month term. This is followed by New York Central Mutual Fire, which has an average six-month premium of $1550.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $3261 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Corona drivers find the best deals.

Cheap Car Insurance Companies in Corona, NY

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Kemper $1170 $199
New York Central Mutual Fire $1550 $259
Progressive $1562 $263
American Family $1813 $305
NYCM $1902 $320
Erie $2279 $379
Nationwide $2292 $390
USAA $2304 $388
State Farm $2858 $481
Travelers $3010 $507
Allstate $3261 $549
Key Takeaways

Way's key takeaways about car insurance in Corona

  • The auto insurance costs in Corona fall around $1170 for six months. 
  • The cheapest auto insurance company in Corona is New York Central Mutual Fire.
  • Teen drivers pay the highest rate in Corona at $1662 per month.

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Cheapest Minimum Liability Car Insurance in Corona

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Corona are given below. 

New York Central Mutual Fire provides the cheapest minimum car insurance coverage in Corona. Their Average 6 Month Premium is $553. Preferred Mutual is the most expensive at $1461 for the same period. 

Cheapest Liability Coverage in Corona, NY

Company Avg. 6 Mo. Premium Avg. Monthly Premium
New York Central Mutual Fire $553 $93
NYCM $579 $98
Kemper $681 $112
Progressive $806 $136
American Family $818 $138
USAA $994 $167
Nationwide $1058 $176
Erie $1336 $227
State Farm $1550 $261
Travelers $1662 $280
Allstate $1738 $293
Utica National $1208 $206
Preferred Mutual $1461 $244

Cheapest Full Coverage Car Insurance in Corona

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Corona is Kemper at $199 per month and $1170 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Corona, NY

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Kemper $1170 $199
New York Central Mutual Fire $1550 $259
Progressive $1562 $263
American Family $1813 $305
NYCM $1902 $320
Erie $2279 $379
Nationwide $2292 $390
USAA $2304 $388
State Farm $2858 $481
Travelers $3010 $507
Allstate $3261 $549

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Average Car Insurance in Corona by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Corona, NY increasing?

Despite maintaining a clean driving record, your car insurance rates in Corona, New York, may be increasing due to several external factors. New York has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Corona's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Corona

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s National Grange Mutual $1194
30s National Grange Mutual $850
40s National Grange Mutual $818
50s National Grange Mutual $831
60s National Grange Mutual $895
70s National Grange Mutual $1227

Cheapest Car Insurance Rates for Teen Drivers in Corona,NY

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Corona at $131 per month. At $9873 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Kemper $793 $131
American Family $956 $161
NYCM $1598 $269
Progressive $2531 $426
New York Central Mutual Fire $2758 $460
USAA $5063 $852
Nationwide $6612 $1102
Travelers $8185 $1378
Allstate $8853 $1490
State Farm $9873 $1662

Teen Car Insurance Rates in NY by Age

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Way Tip

If you are in your twenties National Grange Mutual is the best choice for car insurance in Corona.

As young drivers face the highest rates in Corona, National Grange Mutual offers the cheapest auto insurance rates at $1194 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Corona, Chubb is the cheapest car insurance provider. At $1700 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Corona is Progressive, offering rates of around $10969 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Chubb $1700 $284
Kemper $1777 $301
Nationwide $2292 $382
USAA $3174 $541
NYCM $3311 $551
Erie $3589 $611
American Family $4219 $704
Allstate $4318 $727
State Farm $4471 $753
Mercury $5251 $893
Travelers $5364 $903
Progressive $10969 $1847

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Car Insurance Rates with An Accident in Corona

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Corona, NY, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Corona

The cheapest car insurance companies after an at-fault accident in Corona include Kemper and American Family, offering $982 and $1007, respectively. Preferred Mutual is an expensive provider with an average six-month premium of $1221.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Kemper $982 $163
American Family $1007 $170
NYCM $1221 $206
Erie $1336 $227
Chubb $1473 $246
Progressive $1611 $271
New York Central Mutual Fire $1863 $312
USAA $2001 $337
Nationwide $3010 $502
Allstate $3036 $511
State Farm $3665 $617
Travelers $3727 $628
Utica National $1208 $206
Preferred Mutual $1221 $204

Corona Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Corona NY. For example, the car insurance in Corona after a DUI increases to $1512 for a six month policy. While the rate increases by $240 for a six-month policy in the case of a speeding ticket.  

Corona auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $2656 $443
One Med/PIP claim $2656 $452
One comp claim $2682 $447
Two comp claims $2707 $460
Two Med/PIP claims $2707 $452
Not-at-fault accident $2720 $462
Failure to show documents $2758 $460
Failure to wear a seat belt $2771 $471
Driving with expired registration $2796 $466
At-fault accident - less than $1000 $2809 $477
Cell phone violation $2809 $469
Child safety restraint $2809 $477
Driving without lights $2809 $469
Failure to stop at a red light $2809 $477
Failure to yield $2809 $469
Following too closely $2809 $477
Illegal turn $2809 $469
Improper passing $2809 $477
Passing school bus $2809 $469
Texting while driving $2809 $477
Wrong way/wrong lane $2809 $469
Driving too slowly $2834 $481
Speeding in school zone $2834 $473
At-fault accident - $1000-$2000 $2845 $483
Speeding 11 - 15 MPH over limit $2896 $483
Speeding 6 - 10 MPH over limit $2896 $492
Operating a vehicle without permission $2947 $492
Open container $2985 $507
In 65 MPH zone $3110 $519
Speeding 16 - 20 MPH over limit $3148 $536
Speeding 21 - 25 MPH over limit $3261 $543
At-fault accident - greater than $2000 $3513 $598
Reckless driving $3752 $625
Racing $3903 $664
Driving with a suspended license $4043 $674
Refusal to submit to a chemical test $4130 $702
DUI $4168 $695
Leaving scene of an accident/hit and run $4232 $719

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Corona after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Corona.

The cheapest car insurance premiums in Corona are offered by American Family at $956 for a six-month policy. However, it can be as expensive as $4270 with companies like State Farm.

Corona car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $956 $161
Kemper $1007 $172
Progressive $1221 $206
NYCM $1537 $259
New York Central Mutual Fire $2266 $377
USAA $2417 $407
Allstate $3589 $604
Travelers $3689 $621
Nationwide $3740 $623
State Farm $4270 $719

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Corona are offered by American Family at $844. However, it can be as expensive as $4331 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Corona after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $844 $144
Kemper $844 $140
Progressive $1045 $176
NYCM $1397 $233
USAA $1902 $324
Nationwide $2620 $437
State Farm $2834 $481
Travelers $4142 $691
Allstate $4331 $736

Car Insurance Price Trends in Corona, New York

Car insurance rates in Corona have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Corona dipped by $524 in December compared to $526 of November. In other words, there has been an decrease by $2 when you compare December and November.

The average cost of liability insurance in the Corona dipped to $180 in December, compared to $187 in November. This represents an decrease of $7 when comparing December and November.


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Frequently Asked Questions

How much is car insurance in Corona?

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The car insurance in Corona is $93 per month, which is higher than the national average.

What is the cheapest car insurance in Corona?

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The cheapest car insurance in Corona is $199 per month for full coverage.

How much is car insurance in Corona for teenagers?

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Car insurance for teenagers costs $793 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Corona?

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The average cost of car insurance is $1029 for a six-month policy. It will cost around $367 per month to insure your car in Corona.

Is car insurance expensive in Corona?

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Car insurance can be expensive in Corona if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Corona can be affordable.

What is the best car insurance in Corona, NY?

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The best car insurance company in Corona NY is Kemper, offering $1170 for a six-month policy.

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