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Finding the cheapest car insurance quotes in Piseco shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Piseco
The car insurance rate in Piseco is $803 for a six-month policy, which is $226 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $431, making it a popular choice for budget-conscious drivers. Rates in Piseco can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $431 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: New York Central Mutual Fire
New York Central Mutual Fire offers auto
insurance rates at $570 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Progressive
Progressive offers auto insurance
rates at $575
for six months, making it
the third cheapest auto insurance company in Piseco.
Piseco Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Piseco, NY is Kemper, offering policies at just $431 for a six-month term. This is followed by New York Central Mutual Fire, which has an average six-month premium of $570.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1200 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Piseco drivers find the best deals.
The auto insurance costs in Piseco fall around $431 for six
months.
The cheapest auto insurance company in Piseco is New York Central Mutual Fire.
Teen drivers pay the highest rate in Piseco at $612 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Piseco
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Piseco are given below.
New York Central Mutual Fire provides
the cheapest minimum car insurance
coverage in Piseco. Their Average 6 Month Premium is $204.
Preferred Mutual is the most
expensive at $537 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Piseco is Kemper
at $73 per month and $431
for six months.
Cheapest Full Coverage Car Insurance Quotes in Piseco,
NY
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Piseco, NY increasing?
Despite maintaining a clean driving record, your car insurance rates
in Piseco, New York, may be increasing due to several external factors.
New York has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Piseco's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Piseco
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
National Grange Mutual
$439
30s
National Grange Mutual
$313
40s
National Grange Mutual
$301
50s
National Grange Mutual
$306
60s
National Grange Mutual
$329
70s
National Grange Mutual
$452
Cheapest Car Insurance Rates for Teen Drivers in
Piseco,NY
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Piseco at $48
per
month. At $3632 for a six-month premium,
State Farm offers the most expensive rate for
teen drivers.
If you are in your twenties National Grange Mutual is
the best choice for car
insurance in Piseco.
As young drivers face the highest rates in Piseco, National Grange Mutual
offers the cheapest auto insurance rates at $439 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Piseco,
Chubb is
the cheapest car insurance provider. At $626 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Piseco is Progressive, offering
rates of around $4036 for six
months.
Save up to $971/yr on car insurance rates in Piseco.
Car Insurance Rates with An Accident in Piseco
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Piseco, NY,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Piseco
The cheapest car insurance companies after an at-fault accident in
Piseco include Kemper
and American Family, offering $361
and $371,
respectively. Preferred Mutual is an expensive provider
with an average six-month premium of
$449.
Here is a list of driving violations that can increase your car
insurance rates in Piseco NY. For example, the car
insurance in Piseco
after a DUI increases to $556 for a six
month policy. While the rate increases by $88 for a six-month policy in the case of
a speeding ticket.
Piseco auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$977
$163
One Med/PIP claim
$977
$166
One comp claim
$987
$165
Two comp claims
$996
$169
Two Med/PIP claims
$996
$166
Not-at-fault accident
$1001
$170
Failure to show documents
$1015
$169
Failure to wear a seat belt
$1019
$173
Driving with expired registration
$1029
$172
At-fault accident - less than $1000
$1034
$176
Cell phone violation
$1034
$172
Child safety restraint
$1034
$176
Driving without lights
$1034
$172
Failure to stop at a red light
$1034
$176
Failure to yield
$1034
$172
Following too closely
$1034
$176
Illegal turn
$1034
$172
Improper passing
$1034
$176
Passing school bus
$1034
$172
Texting while driving
$1034
$176
Wrong way/wrong lane
$1034
$172
Driving too slowly
$1043
$177
Speeding in school zone
$1043
$174
At-fault accident - $1000-$2000
$1047
$178
Speeding 11 - 15 MPH over limit
$1065
$178
Speeding 6 - 10 MPH over limit
$1065
$181
Operating a vehicle without permission
$1084
$181
Open container
$1098
$186
In 65 MPH zone
$1144
$191
Speeding 16 - 20 MPH over limit
$1158
$197
Speeding 21 - 25 MPH over limit
$1200
$200
At-fault accident - greater than $2000
$1292
$220
Reckless driving
$1381
$230
Racing
$1436
$244
Driving with a suspended license
$1487
$248
Refusal to submit to a chemical test
$1519
$258
DUI
$1533
$256
Leaving scene of an accident/hit and run
$1557
$264
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Piseco after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Piseco.
The cheapest car insurance premiums in
Piseco are
offered by American Family at $352 for a six-month policy.
However, it can be as
expensive as $1571 with companies
like State Farm.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Piseco are offered by American Family
at $310. However,
it can be as expensive as $1594
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Piseco after Speeding ticket
Car insurance rates in Piseco have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Piseco remained steady at $193 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Piseco dipped to $66 in December,
compared to $69 in November.
This represents an decrease of $3
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Piseco. At $1605 for a
six-month policy, insuring
your car at 12139 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Piseco?
The car insurance in Piseco is $34 per month, which is lower than the national average.
What is the cheapest car insurance in Piseco?
The cheapest car insurance in Piseco
is $73 per month
for full coverage.
How much is car insurance in Piseco for teenagers?
Car insurance for teenagers costs $292 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Piseco?
The average cost of car insurance is $1029 for a six-month
policy. It will cost around $135 per month to insure your
car in Piseco.
Is car insurance expensive in Piseco?
Car insurance can be expensive in Piseco if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Piseco can be
affordable.
What is the best car insurance in Piseco,
NY?
The best car insurance company in Piseco
NY is
Kemper, offering $431 for a
six-month policy.
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Piseco Car Insurance
