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Finding the cheapest car insurance quotes in Rego Park shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Rego Park
The car insurance rate in Rego Park is $2089 for a six-month policy, which is $1060 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1121, making it a popular choice for budget-conscious drivers. Rates in Rego Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $1121 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: New York Central Mutual Fire
New York Central Mutual Fire offers auto
insurance rates at $1484 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Progressive
Progressive offers auto insurance
rates at $1496
for six months, making it
the third cheapest auto insurance company in Rego Park.
Rego Park Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Rego Park, NY is Kemper, offering policies at just $1121 for a six-month term. This is followed by New York Central Mutual Fire, which has an average six-month premium of $1484.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $3122 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Rego Park drivers find the best deals.
Way's key takeaways about car insurance in Rego Park
The auto insurance costs in Rego Park fall around $1121 for six
months.
The cheapest auto insurance company in Rego Park is New York Central Mutual Fire.
Teen drivers pay the highest rate in Rego Park at $1592 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Rego Park
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Rego Park are given below.
New York Central Mutual Fire provides
the cheapest minimum car insurance
coverage in Rego Park. Their Average 6 Month Premium is $530.
Preferred Mutual is the most
expensive at $1399 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Rego Park is Kemper
at $191 per month and $1121
for six months.
Cheapest Full Coverage Car Insurance Quotes in Rego Park,
NY
Get Your Car Insurance Quote in Rego Park
Instantly!
Average Car Insurance in Rego Park by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Rego Park, NY increasing?
Despite maintaining a clean driving record, your car insurance rates
in Rego Park, New York, may be increasing due to several external factors.
New York has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Rego Park's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Rego Park
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
National Grange Mutual
$1143
30s
National Grange Mutual
$814
40s
National Grange Mutual
$784
50s
National Grange Mutual
$796
60s
National Grange Mutual
$857
70s
National Grange Mutual
$1175
Cheapest Car Insurance Rates for Teen Drivers in
Rego Park,NY
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Rego Park at $126
per
month. At $9454 for a six-month premium,
State Farm offers the most expensive rate for
teen drivers.
If you are in your twenties National Grange Mutual is
the best choice for car
insurance in Rego Park.
As young drivers face the highest rates in Rego Park, National Grange Mutual
offers the cheapest auto insurance rates at $1143 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Rego Park,
Chubb is
the cheapest car insurance provider. At $1628 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Rego Park is Progressive, offering
rates of around $10503 for six
months.
Save up to $971/yr on car insurance rates in Rego Park.
Car Insurance Rates with An Accident in Rego Park
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Rego Park, NY,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Rego Park
The cheapest car insurance companies after an at-fault accident in
Rego Park include Kemper
and American Family, offering $940
and $964,
respectively. Preferred Mutual is an expensive provider
with an average six-month premium of
$1169.
Here is a list of driving violations that can increase your car
insurance rates in Rego Park NY. For example, the car
insurance in Rego Park
after a DUI increases to $1447 for a six
month policy. While the rate increases by $229 for a six-month policy in the case of
a speeding ticket.
Rego Park auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$2544
$424
One Med/PIP claim
$2544
$432
One comp claim
$2568
$428
Two comp claims
$2592
$441
Two Med/PIP claims
$2592
$432
Not-at-fault accident
$2604
$443
Failure to show documents
$2641
$441
Failure to wear a seat belt
$2653
$451
Driving with expired registration
$2678
$447
At-fault accident - less than $1000
$2690
$457
Cell phone violation
$2690
$449
Child safety restraint
$2690
$457
Driving without lights
$2690
$449
Failure to stop at a red light
$2690
$457
Failure to yield
$2690
$449
Following too closely
$2690
$457
Illegal turn
$2690
$449
Improper passing
$2690
$457
Passing school bus
$2690
$449
Texting while driving
$2690
$457
Wrong way/wrong lane
$2690
$449
Driving too slowly
$2714
$461
Speeding in school zone
$2714
$453
At-fault accident - $1000-$2000
$2724
$463
Speeding 11 - 15 MPH over limit
$2773
$463
Speeding 6 - 10 MPH over limit
$2773
$471
Operating a vehicle without permission
$2822
$471
Open container
$2858
$485
In 65 MPH zone
$2978
$497
Speeding 16 - 20 MPH over limit
$3015
$514
Speeding 21 - 25 MPH over limit
$3122
$520
At-fault accident - greater than $2000
$3364
$572
Reckless driving
$3593
$599
Racing
$3737
$635
Driving with a suspended license
$3871
$646
Refusal to submit to a chemical test
$3954
$672
DUI
$3991
$666
Leaving scene of an accident/hit and run
$4052
$688
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Rego Park after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Rego Park.
The cheapest car insurance premiums in
Rego Park are
offered by American Family at $916 for a six-month policy.
However, it can be as
expensive as $4088 with companies
like State Farm.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Rego Park are offered by American Family
at $808. However,
it can be as expensive as $4147
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Rego Park after Speeding ticket
Car insurance rates in Rego Park have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Rego Park dipped by
$501 in December
compared to $503 of November. In other words, there has been an decrease by $2 when you
compare December and November.
The average cost of liability insurance in the Rego Park dipped to $173 in December,
compared to $179 in November.
This represents an decrease of $6
when comparing December and November.
Average Car Insurance Cost in Rego Park by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Rego Park. At $4177 for a
six-month policy, insuring
your car at 11374 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Rego Park?
The car insurance in Rego Park is $89 per month, which is higher than the national average.
What is the cheapest car insurance in Rego Park?
The cheapest car insurance in Rego Park
is $191 per month
for full coverage.
How much is car insurance in Rego Park for teenagers?
Car insurance for teenagers costs $759 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Rego Park?
The average cost of car insurance is $1029 for a six-month
policy. It will cost around $351 per month to insure your
car in Rego Park.
Is car insurance expensive in Rego Park?
Car insurance can be expensive in Rego Park if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Rego Park can be
affordable.
What is the best car insurance in Rego Park,
NY?
The best car insurance company in Rego Park
NY is
Kemper, offering $1121 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Rego Park, NY
Car Insurance Rates by State in the USA (2025 Update)
Rego Park Car Insurance
