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Finding the cheapest car insurance quotes in Currie shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Currie
The car insurance rate in Currie is $974 for a six-month policy, which is $72 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $436, making it a popular choice for budget-conscious drivers. Rates in Currie can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $436 for a six
month policy, Erie offers
the cheapest
auto
insurance rates in the city.
2nd place: Progressive
Progressive offers auto
insurance rates at $519 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: State Farm
State Farm offers auto insurance
rates at $596
for six months, making it
the third cheapest auto insurance company in Currie.
Currie Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Currie, NC is Erie, offering policies at just $436 for a six-month term. This is followed by Progressive, which has an average six-month premium of $519.
At the higher end of the spectrum, Penn National is the most expensive, with rates reaching $1244 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Currie drivers find the best deals.
The auto insurance costs in Currie fall around $436 for six
months.
The cheapest auto insurance company in Currie is Erie.
Teen drivers pay the highest rate in Currie at $66 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Currie
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Currie are given below.
Erie provides
the cheapest minimum car insurance
coverage in Currie. Their Average 6 Month Premium is $192.
National Farmers Union Insurance is the most
expensive at $334 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Currie is Erie
at $73 per month and $436
for six months.
Cheapest Full Coverage Car Insurance Quotes in Currie,
NC
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Currie, NC increasing?
Despite maintaining a clean driving record, your car insurance rates
in Currie, North Carolina, may be increasing due to several external factors.
North Carolina has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Currie's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Currie
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
North Carolina Farm Bureau
$440
30s
North Carolina Farm Bureau
$440
40s
North Carolina Farm Bureau
$440
50s
North Carolina Farm Bureau
$440
60s
North Carolina Farm Bureau
$440
70s
North Carolina Farm Bureau
$440
Cheapest Car Insurance Rates for Teen Drivers in
Currie,NC
If you are planning to get a car insurance policy for your teenage
dependent, Progressive provides the cheapest car
insurance in the Currie at $95
per
month. At $384 for a six-month premium,
National General offers the most expensive rate for
teen drivers.
If you are in your twenties North Carolina Farm Bureau is
the best choice for car
insurance in Currie.
As young drivers face the highest rates in Currie, North Carolina Farm Bureau
offers the cheapest auto insurance rates at $440 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Currie,
North Carolina Farm Bureau is
the cheapest car insurance provider. At $192 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Currie is Allstate, offering
rates of around $3393 for six
months.
Save up to $971/yr on car insurance rates in Currie.
Car Insurance Rates with An Accident in Currie
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Currie, NC,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Currie
The cheapest car insurance companies after an at-fault accident in
Currie include Progressive
and Erie, offering $545
and $552,
respectively. Farmers is an expensive provider
with an average six-month premium of
$571.
Here is a list of driving violations that can increase your car
insurance rates in Currie NC. For example, the car
insurance in Currie
after a DUI increases to $1995 for a six
month policy. While the rate increases by $237 for a six-month policy in the case of
a speeding ticket.
Currie auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$616
$103
One Med/PIP claim
$616
$105
Not-at-fault accident
$622
$104
One comp claim
$635
$108
Two Med/PIP claims
$635
$106
Two comp claims
$654
$111
Failure to show documents
$725
$121
Child safety restraint
$802
$136
Driving without lights
$802
$134
Failure to wear a seat belt
$802
$136
Cell phone violation
$847
$141
Texting while driving
$847
$144
Speeding 6 - 10 MPH over limit
$853
$143
Driving with expired registration
$860
$146
Driving too slowly
$873
$146
Failure to stop at a red light
$873
$148
Failure to yield
$873
$146
Illegal turn
$873
$148
Open container
$873
$146
Operating a vehicle without permission
$873
$148
Wrong way/wrong lane
$873
$146
Speeding in school zone
$879
$149
At-fault accident - $1000-$2000
$886
$148
At-fault accident - less than $1000
$886
$150
In 65 MPH zone
$936
$157
Speeding 11 - 15 MPH over limit
$936
$159
Speeding 16 - 20 MPH over limit
$936
$157
Speeding 21 - 25 MPH over limit
$936
$159
Improper passing
$956
$160
Following too closely
$962
$164
At-fault accident - greater than $2000
$1032
$172
Passing school bus
$1174
$200
Reckless driving
$1187
$198
Driving with a suspended license
$1835
$312
Leaving scene of an accident/hit and run
$2579
$430
Refusal to submit to a chemical test
$2605
$443
DUI
$2611
$435
Racing
$2656
$451
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Currie after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Currie.
The cheapest car insurance premiums in
Currie are
offered by National General at $443 for a six-month policy.
However, it can be as
expensive as $1469 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Currie are offered by North Carolina Farm Bureau
at $205. However,
it can be as expensive as $2239
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Currie after Speeding ticket
Car Insurance Price Trends in Currie,
North Carolina
Car insurance rates in Currie have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Currie remained steady at $123 in both November and October, indicating no change over the two month period.
The average cost of liability insurance in the Currie remained steady at $59 in both November and October, indicating no change over the two month period.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Currie. At $1948 for a
six-month policy, insuring
your car at 28435 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Currie?
The car insurance in Currie is $32 per month, which is lower than the national average.
What is the cheapest car insurance in Currie?
The cheapest car insurance in Currie
is $73 per month
for full coverage.
How much is car insurance in Currie for teenagers?
Car insurance for teenagers costs $565 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Currie?
The average cost of car insurance is $902 for a six-month
policy. It will cost around $164 per month to insure your
car in Currie.
Is car insurance expensive in Currie?
Car insurance can be expensive in Currie if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Currie can be
affordable.
What is the best car insurance in Currie,
NC?
The best car insurance company in Currie
NC is
Erie, offering $436 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Currie, NC
Car Insurance Rates by State in the USA (2025 Update)
Currie Car Insurance
