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Finding the cheapest car insurance quotes in Bristolville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Bristolville
The car insurance rate in Bristolville is $675 for a six-month policy, which is $7 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $240, making it a popular choice for budget-conscious drivers. Rates in Bristolville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $240 for a six
month policy, American Family offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto
insurance rates at $384 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Travelers
Travelers offers auto insurance
rates at $600
for six months, making it
the third cheapest auto insurance company in Bristolville.
Bristolville Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Bristolville, OH is American Family, offering policies at just $240 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $384.
At the higher end of the spectrum, Westfield is the most expensive, with rates reaching $768 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bristolville drivers find the best deals.
Way's key takeaways about car insurance in Bristolville
The auto insurance costs in Bristolville fall around $240 for six
months.
The cheapest auto insurance company in Bristolville is American Family.
Teen drivers pay the highest rate in Bristolville at $714 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Bristolville
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Bristolville are given below.
American Family provides
the cheapest minimum car insurance
coverage in Bristolville. Their Average 6 Month Premium is $126.
Allstate is the most
expensive at $456 for the same
period.
Cheapest Full Coverage Car Insurance in Bristolville
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Bristolville is American Family
at $40 per month and $240
for six months.
Cheapest Full Coverage Car Insurance Quotes in Bristolville,
OH
Get Your Car Insurance Quote in Bristolville
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Average Car Insurance in Bristolville by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Bristolville, OH increasing?
Despite maintaining a clean driving record, your car insurance rates
in Bristolville, Ohio, may be increasing due to several external factors.
Ohio has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Bristolville's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Bristolville
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$544
30s
USAA
$385
40s
USAA
$349
50s
USAA
$323
60s
USAA
$339
70s
USAA
$411
Cheapest Car Insurance Rates for Teen Drivers in
Bristolville,OH
If you are planning to get a car insurance policy for your teenage
dependent, American Family provides the cheapest car
insurance in the Bristolville at $22
per
month. At $4200 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Bristolville.
As young drivers face the highest rates in Bristolville, USAA
offers the cheapest auto insurance rates at $544 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Bristolville,
American Family is
the cheapest car insurance provider. At $204 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Bristolville is Allstate, offering
rates of around $1734 for six
months.
Save up to $971/yr on car insurance rates in Bristolville.
Car Insurance Rates with An Accident in Bristolville
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Bristolville, OH,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Bristolville
The cheapest car insurance companies after an at-fault accident in
Bristolville include Central Mutual
and American Family, offering $138
and $156,
respectively. Frankenmuth is an expensive provider
with an average six-month premium of
$246.
Here is a list of driving violations that can increase your car
insurance rates in Bristolville OH. For example, the car
insurance in Bristolville
after a DUI increases to $702 for a six
month policy. While the rate increases by $156 for a six-month policy in the case of
a speeding ticket.
Bristolville auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$738
$123
One Med/PIP claim
$755
$128
Not-at-fault accident
$768
$128
One comp claim
$786
$133
Two Med/PIP claims
$786
$131
Two comp claims
$822
$139
Failure to show documents
$828
$138
Driving without lights
$846
$143
Failure to wear a seat belt
$846
$141
Child safety restraint
$864
$146
Driving with expired registration
$864
$144
Driving too slowly
$894
$152
Speeding 11 - 15 MPH over limit
$894
$149
Speeding 6 - 10 MPH over limit
$894
$152
Speeding in school zone
$894
$149
Cell phone violation
$900
$154
Failure to yield
$900
$150
Following too closely
$900
$154
Illegal turn
$900
$150
Texting while driving
$900
$154
Wrong way/wrong lane
$900
$150
Failure to stop at a red light
$906
$155
Improper passing
$912
$152
Speeding 16 - 20 MPH over limit
$912
$156
At-fault accident - less than $1000
$942
$157
Passing school bus
$948
$162
Speeding 21 - 25 MPH over limit
$972
$162
In 65 MPH zone
$984
$168
At-fault accident - $1000-$2000
$1086
$181
At-fault accident - greater than $2000
$1092
$186
Open container
$1092
$182
Operating a vehicle without permission
$1098
$187
Reckless driving
$1392
$232
Racing
$1416
$240
Refusal to submit to a chemical test
$1416
$236
Driving with a suspended license
$1428
$242
DUI
$1440
$240
Leaving scene of an accident/hit and run
$1482
$251
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Bristolville after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Bristolville.
The cheapest car insurance premiums in
Bristolville are
offered by American Family at $156 for a six-month policy.
However, it can be as
expensive as $1518 with companies
like Grange.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Bristolville are offered by American Family
at $156. However,
it can be as expensive as $1361
with companies like Grange for a similar
six-month premium.
Cheapest Car Insurance in Bristolville after Speeding ticket
Car insurance rates in Bristolville have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Bristolville rose by
$120 in December
compared to $117 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Bristolville rose to $36 in December,
compared to $35 in November.
This represents an increase of $1
when comparing December and November.
Average Car Insurance Cost in Bristolville by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Bristolville. At $1349 for a
six-month policy, insuring
your car at 44402 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Bristolville?
The car insurance in Bristolville is $21 per month, which is lower than the national average.
What is the cheapest car insurance in Bristolville?
The cheapest car insurance in Bristolville
is $40 per month
for full coverage.
How much is car insurance in Bristolville for teenagers?
Car insurance for teenagers costs $132 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Bristolville?
The average cost of car insurance is $668 for a six-month
policy. It will cost around $113 per month to insure your
car in Bristolville.
Is car insurance expensive in Bristolville?
Car insurance can be expensive in Bristolville if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Bristolville can be
affordable.
What is the best car insurance in Bristolville,
OH?
The best car insurance company in Bristolville
OH is
American Family, offering $240 for a
six-month policy.
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Car Insurance Rates by State in the USA (2025 Update)