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Finding the cheapest car insurance quotes in Piney Fork shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Piney Fork
The car insurance rate in Piney Fork is $695 for a six-month policy, which is $27 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $248, making it a popular choice for budget-conscious drivers. Rates in Piney Fork can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $248 for a six
month policy, American Family offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto
insurance rates at $395 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Travelers
Travelers offers auto insurance
rates at $618
for six months, making it
the third cheapest auto insurance company in Piney Fork.
Piney Fork Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Piney Fork, OH is American Family, offering policies at just $248 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $395.
At the higher end of the spectrum, Westfield is the most expensive, with rates reaching $790 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Piney Fork drivers find the best deals.
Way's key takeaways about car insurance in Piney Fork
The auto insurance costs in Piney Fork fall around $248 for six
months.
The cheapest auto insurance company in Piney Fork is American Family.
Teen drivers pay the highest rate in Piney Fork at $735 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Piney Fork
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Piney Fork are given below.
American Family provides
the cheapest minimum car insurance
coverage in Piney Fork. Their Average 6 Month Premium is $130.
Allstate is the most
expensive at $469 for the same
period.
Cheapest Full Coverage Car Insurance in Piney Fork
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Piney Fork is American Family
at $42 per month and $248
for six months.
Cheapest Full Coverage Car Insurance Quotes in Piney Fork,
OH
Get Your Car Insurance Quote in Piney Fork
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Average Car Insurance in Piney Fork by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Piney Fork, OH increasing?
Despite maintaining a clean driving record, your car insurance rates
in Piney Fork, Ohio, may be increasing due to several external factors.
Ohio has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Piney Fork's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Piney Fork
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$561
30s
USAA
$396
40s
USAA
$360
50s
USAA
$333
60s
USAA
$349
70s
USAA
$423
Cheapest Car Insurance Rates for Teen Drivers in
Piney Fork,OH
If you are planning to get a car insurance policy for your teenage
dependent, American Family provides the cheapest car
insurance in the Piney Fork at $23
per
month. At $4324 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Piney Fork.
As young drivers face the highest rates in Piney Fork, USAA
offers the cheapest auto insurance rates at $561 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Piney Fork,
American Family is
the cheapest car insurance provider. At $210 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Piney Fork is Allstate, offering
rates of around $1786 for six
months.
Save up to $971/yr on car insurance rates in Piney Fork.
Car Insurance Rates with An Accident in Piney Fork
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Piney Fork, OH,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Piney Fork
The cheapest car insurance companies after an at-fault accident in
Piney Fork include Central Mutual
and American Family, offering $142
and $160,
respectively. Frankenmuth is an expensive provider
with an average six-month premium of
$254.
Here is a list of driving violations that can increase your car
insurance rates in Piney Fork OH. For example, the car
insurance in Piney Fork
after a DUI increases to $723 for a six
month policy. While the rate increases by $160 for a six-month policy in the case of
a speeding ticket.
Piney Fork auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$760
$127
One Med/PIP claim
$778
$132
Not-at-fault accident
$790
$132
One comp claim
$809
$137
Two Med/PIP claims
$809
$135
Two comp claims
$847
$144
Failure to show documents
$853
$142
Driving without lights
$872
$148
Failure to wear a seat belt
$872
$146
Child safety restraint
$889
$151
Driving with expired registration
$889
$149
Driving too slowly
$920
$156
Speeding 11 - 15 MPH over limit
$920
$154
Speeding 6 - 10 MPH over limit
$920
$156
Speeding in school zone
$920
$154
Cell phone violation
$927
$158
Failure to yield
$927
$155
Following too closely
$927
$158
Illegal turn
$927
$155
Texting while driving
$927
$158
Wrong way/wrong lane
$927
$155
Failure to stop at a red light
$933
$159
Improper passing
$939
$156
Speeding 16 - 20 MPH over limit
$939
$160
At-fault accident - less than $1000
$970
$161
Passing school bus
$977
$166
Speeding 21 - 25 MPH over limit
$1000
$166
In 65 MPH zone
$1013
$173
At-fault accident - $1000-$2000
$1118
$186
At-fault accident - greater than $2000
$1124
$191
Open container
$1124
$187
Operating a vehicle without permission
$1130
$192
Reckless driving
$1433
$239
Racing
$1458
$248
Refusal to submit to a chemical test
$1458
$243
Driving with a suspended license
$1471
$250
DUI
$1483
$248
Leaving scene of an accident/hit and run
$1526
$259
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Piney Fork after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Piney Fork.
The cheapest car insurance premiums in
Piney Fork are
offered by American Family at $160 for a six-month policy.
However, it can be as
expensive as $1563 with companies
like Grange.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Piney Fork are offered by American Family
at $160. However,
it can be as expensive as $1402
with companies like Grange for a similar
six-month premium.
Cheapest Car Insurance in Piney Fork after Speeding ticket
Car insurance rates in Piney Fork have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Piney Fork rose by
$124 in December
compared to $121 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Piney Fork rose to $37 in December,
compared to $36 in November.
This represents an increase of $1
when comparing December and November.
Average Car Insurance Cost in Piney Fork by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Piney Fork. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Piney Fork?
The car insurance in Piney Fork is $22 per month, which is lower than the national average.
What is the cheapest car insurance in Piney Fork?
The cheapest car insurance in Piney Fork
is $42 per month
for full coverage.
How much is car insurance in Piney Fork for teenagers?
Car insurance for teenagers costs $136 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Piney Fork?
The average cost of car insurance is $668 for a six-month
policy. It will cost around $116 per month to insure your
car in Piney Fork.
Is car insurance expensive in Piney Fork?
Car insurance can be expensive in Piney Fork if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Piney Fork can be
affordable.
What is the best car insurance in Piney Fork,
OH?
The best car insurance company in Piney Fork
OH is
American Family, offering $248 for a
six-month policy.
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Piney Fork Car Insurance
