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Finding the cheapest car insurance quotes in Agness shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Agness
The car insurance rate in Agness is $800 for a six-month policy, which is $60 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $359, making it a popular choice for budget-conscious drivers. Rates in Agness can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $359 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Capital Insurance Group
Capital Insurance Group offers auto
insurance rates at $569 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: American Family
American Family offers auto insurance
rates at $669
for six months, making it
the third cheapest auto insurance company in Agness.
Agness Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Agness, OR is Kemper, offering policies at just $359 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $569.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1469 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Agness drivers find the best deals.
The auto insurance costs in Agness fall around $359 for six
months.
The cheapest auto insurance company in Agness is Kemper.
Teen drivers pay the highest rate in Agness at $870 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Agness
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Agness are given below.
Kemper provides
the cheapest minimum car insurance
coverage in Agness. Their Average 6 Month Premium is $221.
Allstate is the most
expensive at $801 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Agness is Kemper
at $61 per month and $359
for six months.
Cheapest Full Coverage Car Insurance Quotes in Agness,
OR
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Agness, OR increasing?
Despite maintaining a clean driving record, your car insurance rates
in Agness, Oregon, may be increasing due to several external factors.
Oregon has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Agness's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Agness
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$593
30s
USAA
$484
40s
USAA
$448
50s
USAA
$431
60s
USAA
$448
70s
USAA
$545
Cheapest Car Insurance Rates for Teen Drivers in
Agness,OR
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Agness at $34
per
month. At $5171 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Agness.
As young drivers face the highest rates in Agness, USAA
offers the cheapest auto insurance rates at $593 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Agness,
Kemper is
the cheapest car insurance provider. At $370 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Agness is State Farm, offering
rates of around $2823 for six
months.
Save up to $971/yr on car insurance rates in Agness.
Car Insurance Rates with An Accident in Agness
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Agness, OR,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Agness
The cheapest car insurance companies after an at-fault accident in
Agness include Kemper
and Capital Insurance Group, offering $293
and $348,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2304.
Here is a list of driving violations that can increase your car
insurance rates in Agness OR. For example, the car
insurance in Agness
after a DUI increases to $580 for a six
month policy. While the rate increases by $210 for a six-month policy in the case of
a speeding ticket.
Agness auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$779
$130
One Med/PIP claim
$779
$132
Not-at-fault accident
$806
$135
One comp claim
$823
$140
Two Med/PIP claims
$834
$139
Failure to wear a seat belt
$889
$152
Two comp claims
$911
$152
Child safety restraint
$923
$157
Failure to show documents
$923
$153
Driving without lights
$928
$158
Driving with expired registration
$950
$158
Speeding 11 - 15 MPH over limit
$989
$168
Speeding 16 - 20 MPH over limit
$989
$165
Speeding 6 - 10 MPH over limit
$989
$168
Cell phone violation
$994
$166
Driving too slowly
$994
$169
Failure to yield
$994
$166
Following too closely
$994
$169
Illegal turn
$994
$166
Texting while driving
$994
$169
Wrong way/wrong lane
$994
$166
Failure to stop at a red light
$1000
$170
Improper passing
$1000
$166
Passing school bus
$1039
$177
Speeding in school zone
$1039
$173
In 65 MPH zone
$1056
$179
Speeding 21 - 25 MPH over limit
$1060
$177
Open container
$1094
$186
At-fault accident - less than $1000
$1122
$187
Operating a vehicle without permission
$1127
$192
At-fault accident - $1000-$2000
$1193
$199
At-fault accident - greater than $2000
$1193
$203
Refusal to submit to a chemical test
$1336
$223
Racing
$1342
$228
DUI
$1359
$227
Reckless driving
$1364
$232
Driving with a suspended license
$1375
$230
Leaving scene of an accident/hit and run
$1420
$242
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Agness after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Agness.
The cheapest car insurance premiums in
Agness are
offered by Capital Insurance Group at $404 for a six-month policy.
However, it can be as
expensive as $2171 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Agness are offered by Kemper
at $271. However,
it can be as expensive as $2149
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Agness after Speeding ticket
Car insurance rates in Agness have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Agness rose by
$179 in December
compared to $176 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Agness rose to $66 in December,
compared to $64 in November.
This represents an increase of $2
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Agness. At $1599 for a
six-month policy, insuring
your car at 97406 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Agness?
The car insurance in Agness is $37 per month, which is lower than the national average.
What is the cheapest car insurance in Agness?
The cheapest car insurance in Agness
is $61 per month
for full coverage.
How much is car insurance in Agness for teenagers?
Car insurance for teenagers costs $205 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Agness?
The average cost of car insurance is $860 for a six-month
policy. It will cost around $135 per month to insure your
car in Agness.
Is car insurance expensive in Agness?
Car insurance can be expensive in Agness if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Agness can be
affordable.
What is the best car insurance in Agness,
OR?
The best car insurance company in Agness
OR is
Kemper, offering $359 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Agness, OR
Car Insurance Rates by State in the USA (2025 Update)
Agness Car Insurance
