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Finding the cheapest car insurance quotes in Idleyld Park shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Idleyld Park
The car insurance rate in Idleyld Park is $843 for a six-month policy, which is $17 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $378, making it a popular choice for budget-conscious drivers. Rates in Idleyld Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $378 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Capital Insurance Group
Capital Insurance Group offers auto
insurance rates at $600 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: American Family
American Family offers auto insurance
rates at $705
for six months, making it
the third cheapest auto insurance company in Idleyld Park.
Idleyld Park Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Idleyld Park, OR is Kemper, offering policies at just $378 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $600.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1548 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Idleyld Park drivers find the best deals.
Way's key takeaways about car insurance in Idleyld Park
The auto insurance costs in Idleyld Park fall around $378 for six
months.
The cheapest auto insurance company in Idleyld Park is Kemper.
Teen drivers pay the highest rate in Idleyld Park at $917 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Idleyld Park
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Idleyld Park are given below.
Kemper provides
the cheapest minimum car insurance
coverage in Idleyld Park. Their Average 6 Month Premium is $233.
Allstate is the most
expensive at $844 for the same
period.
Cheapest Full Coverage Car Insurance in Idleyld Park
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Idleyld Park is Kemper
at $65 per month and $378
for six months.
Cheapest Full Coverage Car Insurance Quotes in Idleyld Park,
OR
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Instantly!
Average Car Insurance in Idleyld Park by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Idleyld Park, OR increasing?
Despite maintaining a clean driving record, your car insurance rates
in Idleyld Park, Oregon, may be increasing due to several external factors.
Oregon has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Idleyld Park's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Idleyld Park
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$625
30s
USAA
$510
40s
USAA
$472
50s
USAA
$454
60s
USAA
$472
70s
USAA
$574
Cheapest Car Insurance Rates for Teen Drivers in
Idleyld Park,OR
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Idleyld Park at $36
per
month. At $5449 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Idleyld Park.
As young drivers face the highest rates in Idleyld Park, USAA
offers the cheapest auto insurance rates at $625 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Idleyld Park,
Kemper is
the cheapest car insurance provider. At $390 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Idleyld Park is State Farm, offering
rates of around $2974 for six
months.
Save up to $971/yr on car insurance rates in Idleyld Park.
Car Insurance Rates with An Accident in Idleyld Park
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Idleyld Park, OR,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Idleyld Park
The cheapest car insurance companies after an at-fault accident in
Idleyld Park include Kemper
and Capital Insurance Group, offering $309
and $367,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2427.
Here is a list of driving violations that can increase your car
insurance rates in Idleyld Park OR. For example, the car
insurance in Idleyld Park
after a DUI increases to $611 for a six
month policy. While the rate increases by $221 for a six-month policy in the case of
a speeding ticket.
Idleyld Park auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$821
$137
One Med/PIP claim
$821
$139
Not-at-fault accident
$850
$142
One comp claim
$867
$147
Two Med/PIP claims
$879
$146
Failure to wear a seat belt
$937
$160
Two comp claims
$960
$160
Child safety restraint
$972
$166
Failure to show documents
$972
$162
Driving without lights
$978
$167
Driving with expired registration
$1002
$167
Speeding 11 - 15 MPH over limit
$1042
$177
Speeding 16 - 20 MPH over limit
$1042
$173
Speeding 6 - 10 MPH over limit
$1042
$177
Cell phone violation
$1048
$174
Driving too slowly
$1048
$178
Failure to yield
$1048
$174
Following too closely
$1048
$178
Illegal turn
$1048
$174
Texting while driving
$1048
$178
Wrong way/wrong lane
$1048
$174
Failure to stop at a red light
$1054
$179
Improper passing
$1054
$175
Passing school bus
$1095
$186
Speeding in school zone
$1095
$182
In 65 MPH zone
$1112
$189
Speeding 21 - 25 MPH over limit
$1117
$186
Open container
$1152
$196
At-fault accident - less than $1000
$1182
$197
Operating a vehicle without permission
$1188
$202
At-fault accident - $1000-$2000
$1257
$210
At-fault accident - greater than $2000
$1257
$214
Refusal to submit to a chemical test
$1408
$235
Racing
$1414
$240
DUI
$1432
$239
Reckless driving
$1438
$244
Driving with a suspended license
$1449
$242
Leaving scene of an accident/hit and run
$1496
$255
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Idleyld Park after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Idleyld Park.
The cheapest car insurance premiums in
Idleyld Park are
offered by Capital Insurance Group at $425 for a six-month policy.
However, it can be as
expensive as $2287 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Idleyld Park are offered by Kemper
at $285. However,
it can be as expensive as $2265
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Idleyld Park after Speeding ticket
Car Insurance Price Trends in Idleyld Park,
Oregon
Car insurance rates in Idleyld Park have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Idleyld Park rose by
$188 in December
compared to $185 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Idleyld Park rose to $70 in December,
compared to $68 in November.
This represents an increase of $2
when comparing December and November.
Average Car Insurance Cost in Idleyld Park by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Idleyld Park. At $1685 for a
six-month policy, insuring
your car at 97447 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Idleyld Park?
The car insurance in Idleyld Park is $39 per month, which is lower than the national average.
What is the cheapest car insurance in Idleyld Park?
The cheapest car insurance in Idleyld Park
is $65 per month
for full coverage.
How much is car insurance in Idleyld Park for teenagers?
Car insurance for teenagers costs $216 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Idleyld Park?
The average cost of car insurance is $860 for a six-month
policy. It will cost around $142 per month to insure your
car in Idleyld Park.
Is car insurance expensive in Idleyld Park?
Car insurance can be expensive in Idleyld Park if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Idleyld Park can be
affordable.
What is the best car insurance in Idleyld Park,
OR?
The best car insurance company in Idleyld Park
OR is
Kemper, offering $378 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Idleyld Park, OR
Car Insurance Rates by State in the USA (2025 Update)
Idleyld Park Car Insurance
