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Finding the cheapest car insurance quotes in Tenmile shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Tenmile
The car insurance rate in Tenmile is $791 for a six-month policy, which is $69 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $355, making it a popular choice for budget-conscious drivers. Rates in Tenmile can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $355 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Capital Insurance Group
Capital Insurance Group offers auto
insurance rates at $563 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: American Family
American Family offers auto insurance
rates at $661
for six months, making it
the third cheapest auto insurance company in Tenmile.
Tenmile Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Tenmile, OR is Kemper, offering policies at just $355 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $563.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1454 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Tenmile drivers find the best deals.
Way's key takeaways about car insurance in Tenmile
The auto insurance costs in Tenmile fall around $355 for six
months.
The cheapest auto insurance company in Tenmile is Kemper.
Teen drivers pay the highest rate in Tenmile at $861 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Tenmile
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Tenmile are given below.
Kemper provides
the cheapest minimum car insurance
coverage in Tenmile. Their Average 6 Month Premium is $219.
Allstate is the most
expensive at $792 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Tenmile is Kemper
at $61 per month and $355
for six months.
Cheapest Full Coverage Car Insurance Quotes in Tenmile,
OR
Get Your Car Insurance Quote in Tenmile
Instantly!
Average Car Insurance in Tenmile by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Tenmile, OR increasing?
Despite maintaining a clean driving record, your car insurance rates
in Tenmile, Oregon, may be increasing due to several external factors.
Oregon has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Tenmile's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Tenmile
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$587
30s
USAA
$478
40s
USAA
$443
50s
USAA
$426
60s
USAA
$443
70s
USAA
$539
Cheapest Car Insurance Rates for Teen Drivers in
Tenmile,OR
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Tenmile at $34
per
month. At $5115 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Tenmile.
As young drivers face the highest rates in Tenmile, USAA
offers the cheapest auto insurance rates at $587 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Tenmile,
Kemper is
the cheapest car insurance provider. At $366 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Tenmile is State Farm, offering
rates of around $2792 for six
months.
Save up to $971/yr on car insurance rates in Tenmile.
Car Insurance Rates with An Accident in Tenmile
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Tenmile, OR,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Tenmile
The cheapest car insurance companies after an at-fault accident in
Tenmile include Kemper
and Capital Insurance Group, offering $290
and $344,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2279.
Here is a list of driving violations that can increase your car
insurance rates in Tenmile OR. For example, the car
insurance in Tenmile
after a DUI increases to $573 for a six
month policy. While the rate increases by $207 for a six-month policy in the case of
a speeding ticket.
Tenmile auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$771
$129
One Med/PIP claim
$771
$131
Not-at-fault accident
$798
$133
One comp claim
$814
$138
Two Med/PIP claims
$825
$137
Failure to wear a seat belt
$880
$150
Two comp claims
$902
$150
Child safety restraint
$913
$155
Failure to show documents
$913
$152
Driving without lights
$918
$156
Driving with expired registration
$940
$156
Speeding 11 - 15 MPH over limit
$978
$167
Speeding 16 - 20 MPH over limit
$978
$163
Speeding 6 - 10 MPH over limit
$978
$167
Cell phone violation
$983
$164
Driving too slowly
$983
$167
Failure to yield
$983
$164
Following too closely
$983
$167
Illegal turn
$983
$164
Texting while driving
$983
$167
Wrong way/wrong lane
$983
$164
Failure to stop at a red light
$989
$168
Improper passing
$989
$165
Passing school bus
$1028
$175
Speeding in school zone
$1028
$171
In 65 MPH zone
$1044
$178
Speeding 21 - 25 MPH over limit
$1049
$175
Open container
$1082
$184
At-fault accident - less than $1000
$1110
$185
Operating a vehicle without permission
$1115
$190
At-fault accident - $1000-$2000
$1180
$197
At-fault accident - greater than $2000
$1180
$201
Refusal to submit to a chemical test
$1322
$221
Racing
$1328
$225
DUI
$1344
$224
Reckless driving
$1350
$229
Driving with a suspended license
$1361
$227
Leaving scene of an accident/hit and run
$1405
$239
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Tenmile after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Tenmile.
The cheapest car insurance premiums in
Tenmile are
offered by Capital Insurance Group at $399 for a six-month policy.
However, it can be as
expensive as $2147 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Tenmile are offered by Kemper
at $268. However,
it can be as expensive as $2126
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Tenmile after Speeding ticket
Car insurance rates in Tenmile have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Tenmile rose by
$177 in December
compared to $174 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Tenmile rose to $65 in December,
compared to $63 in November.
This represents an increase of $2
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Tenmile. At $1582 for a
six-month policy, insuring
your car at 97481 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Tenmile?
The car insurance in Tenmile is $37 per month, which is lower than the national average.
What is the cheapest car insurance in Tenmile?
The cheapest car insurance in Tenmile
is $61 per month
for full coverage.
How much is car insurance in Tenmile for teenagers?
Car insurance for teenagers costs $202 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Tenmile?
The average cost of car insurance is $860 for a six-month
policy. It will cost around $133 per month to insure your
car in Tenmile.
Is car insurance expensive in Tenmile?
Car insurance can be expensive in Tenmile if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Tenmile can be
affordable.
What is the best car insurance in Tenmile,
OR?
The best car insurance company in Tenmile
OR is
Kemper, offering $355 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Tenmile, OR
Car Insurance Rates by State in the USA (2025 Update)
Tenmile Car Insurance
