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Finding the cheapest car insurance quotes in Concordville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Concordville
The car insurance rate in Concordville is $1299 for a six-month policy, which is $512 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $607, making it a popular choice for budget-conscious drivers. Rates in Concordville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $607 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners
AutoOwners offers auto
insurance rates at $627 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: American National P&C
American National P&C offers auto insurance
rates at $843
for six months, making it
the third cheapest auto insurance company in Concordville.
Concordville Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Concordville, PA is AutoOwners Insurance Co, offering policies at just $607 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $627.
At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $2214 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Concordville drivers find the best deals.
Way's key takeaways about car insurance in Concordville
The auto insurance costs in Concordville fall around $607 for six
months.
The cheapest auto insurance company in Concordville is AutoOwners.
Teen drivers pay the highest rate in Concordville at $1033 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Concordville
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Concordville are given below.
AutoOwners provides
the cheapest minimum car insurance
coverage in Concordville. Their Average 6 Month Premium is $127.
Allstate is the most
expensive at $813 for the same
period.
Cheapest Full Coverage Car Insurance in Concordville
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Concordville is AutoOwners Insurance Co
at $101 per month and $607
for six months.
Cheapest Full Coverage Car Insurance Quotes in Concordville,
PA
Get Your Car Insurance Quote in Concordville
Instantly!
Average Car Insurance in Concordville by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Concordville, PA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Concordville, Pennsylvania, may be increasing due to several external factors.
Pennsylvania has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Concordville's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Concordville
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Travelers
$931
30s
Travelers
$644
40s
Travelers
$606
50s
Travelers
$579
60s
Travelers
$579
70s
Travelers
$681
Cheapest Car Insurance Rates for Teen Drivers in
Concordville,PA
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the Concordville at $41
per
month. At $6077 for a six-month premium,
Nationwide offers the most expensive rate for
teen drivers.
If you are in your twenties Travelers is
the best choice for car
insurance in Concordville.
As young drivers face the highest rates in Concordville, Travelers
offers the cheapest auto insurance rates at $931 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Concordville,
Westfield is
the cheapest car insurance provider. At $383 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Concordville is State Farm, offering
rates of around $5264 for six
months.
Save up to $971/yr on car insurance rates in Concordville.
Car Insurance Rates with An Accident in Concordville
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Concordville, PA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Concordville
The cheapest car insurance companies after an at-fault accident in
Concordville include AutoOwners
and Westfield, offering $127
and $343,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2234.
Here is a list of driving violations that can increase your car
insurance rates in Concordville PA. For example, the car
insurance in Concordville
after a DUI increases to $1647 for a six
month policy. While the rate increases by $1813 for a six-month policy in the case of
a speeding ticket.
Concordville auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1813
$302
Cell phone violation
$2117
$360
Failure to wear a seat belt
$2117
$353
Failure to stop at a red light
$2137
$363
Illegal turn
$2137
$356
Improper passing
$2137
$363
Speeding in school zone
$2137
$356
Texting while driving
$2137
$363
Driving with expired registration
$2147
$358
Speeding 16 - 20 MPH over limit
$2147
$365
Wrong way/wrong lane
$2166
$361
Open container
$2294
$389
Reckless driving
$3343
$558
Racing
$3401
$578
DUI
$3460
$576
Driving with a suspended license
$3480
$592
Leaving scene of an accident/hit and run
$3510
$584
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Concordville after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Concordville.
The cheapest car insurance premiums in
Concordville are
offered by American National P&C at $530 for a six-month policy.
However, it can be as
expensive as $4107 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Concordville are offered by Westfield
at $206. However,
it can be as expensive as $2657
with companies like Nationwide for a similar
six-month premium.
Cheapest Car Insurance in Concordville after Speeding ticket
Car Insurance Price Trends in Concordville,
Pennsylvania
Car insurance rates in Concordville have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Concordville rose by
$276 in December
compared to $266 of November. In other words, there has been an increase by $10 when you
compare December and November.
The average cost of liability insurance in the Concordville remained steady at $61 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Concordville by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Concordville. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Concordville?
The car insurance in Concordville is $21 per month, which is lower than the national average.
What is the cheapest car insurance in Concordville?
The cheapest car insurance in Concordville
is $101 per month
for full coverage.
How much is car insurance in Concordville for teenagers?
Car insurance for teenagers costs $246 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Concordville?
The average cost of car insurance is $787 for a six-month
policy. It will cost around $218 per month to insure your
car in Concordville.
Is car insurance expensive in Concordville?
Car insurance can be expensive in Concordville if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Concordville can be
affordable.
What is the best car insurance in Concordville,
PA?
The best car insurance company in Concordville
PA is
AutoOwners Insurance Co, offering $607 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Concordville, PA
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Concordville Car Insurance
