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Cheapest Car Insurance Quotes in Huntingdon Valley
Finding the cheapest car insurance quotes in Huntingdon Valley shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Huntingdon Valley
The car insurance rate in Huntingdon Valley is $1114 for a six-month policy, which is $301 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $504, making it a popular choice for budget-conscious drivers. Rates in Huntingdon Valley can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Huntingdon Valley
1st place: AutoOwners Insurance Co
At $504 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: American National P&C
American National P&C offers auto
insurance rates at $700 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Westfield
Westfield offers auto insurance
rates at $838
for six months, making it
the third cheapest auto insurance company in Huntingdon Valley.
Huntingdon Valley Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Huntingdon Valley, PA is AutoOwners Insurance Co, offering policies at just $504 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $700.
At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1334 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Huntingdon Valley drivers find the best deals.
Cheap Car Insurance Companies in Huntingdon Valley, PA
Way's key takeaways about car insurance in Huntingdon Valley
The auto insurance costs in Huntingdon Valley fall around $504 for six
months.
The cheapest auto insurance company in Huntingdon Valley is Westfield.
Teen drivers pay the highest rate in Huntingdon Valley at $996 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Huntingdon Valley
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Huntingdon Valley are given below.
Westfield provides
the cheapest minimum car insurance
coverage in Huntingdon Valley. Their Average 6 Month Premium is $196.
AutoOwners is the most
expensive at $105 for the same
period.
Cheapest Liability Coverage in Huntingdon Valley, PA
Cheapest Full Coverage Car Insurance in Huntingdon Valley
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Huntingdon Valley is AutoOwners Insurance Co
at $84 per month and $504
for six months.
Cheapest Full Coverage Car Insurance Quotes in Huntingdon Valley,
PA
Get Your Car Insurance Quote in Huntingdon Valley
Instantly!
Average Car Insurance in Huntingdon Valley by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Huntingdon Valley, PA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Huntingdon Valley, Pennsylvania, may be increasing due to several external factors.
Pennsylvania has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Huntingdon Valley's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Huntingdon Valley
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Huntingdon Valley,PA
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the Huntingdon Valley at $34
per
month. At $5973 for a six-month premium,
Nationwide offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Huntingdon Valley.
As young drivers face the highest rates in Huntingdon Valley, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Huntingdon Valley,
Westfield is
the cheapest car insurance provider. At $318 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Huntingdon Valley is State Farm, offering
rates of around $6494 for six
months.
Save up to $971/yr on car insurance rates in Huntingdon Valley.
Car Insurance Rates with An Accident in Huntingdon Valley
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Huntingdon Valley, PA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Huntingdon Valley
The cheapest car insurance companies after an at-fault accident in
Huntingdon Valley include Westfield
and AutoOwners Insurance Co, offering $285
and $326,
respectively. Donegal is an expensive provider
with an average six-month premium of
$318.
Huntingdon Valley Car Insurance Rates by
Violation
Here is a list of driving violations that can increase your car
insurance rates in Huntingdon Valley PA. For example, the car
insurance in Huntingdon Valley
after a DUI increases to $1367 for a six
month policy. While the rate increases by $1506 for a six-month policy in the case of
a speeding ticket.
Huntingdon Valley auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1506
$251
Cell phone violation
$1758
$299
Failure to wear a seat belt
$1758
$293
Failure to stop at a red light
$1774
$301
Illegal turn
$1774
$296
Improper passing
$1774
$301
Speeding in school zone
$1774
$296
Texting while driving
$1774
$301
Driving with expired registration
$1782
$297
Speeding 16 - 20 MPH over limit
$1782
$303
Wrong way/wrong lane
$1799
$300
Open container
$1904
$323
Reckless driving
$2776
$463
Racing
$2824
$480
DUI
$2873
$478
Driving with a suspended license
$2889
$492
Leaving scene of an accident/hit and run
$2914
$485
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Huntingdon Valley after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Huntingdon Valley.
The cheapest car insurance premiums in
Huntingdon Valley are
offered by American National P&C at $440 for a six-month policy.
However, it can be as
expensive as $3784 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Huntingdon Valley are offered by Westfield
at $171. However,
it can be as expensive as $2637
with companies like Nationwide for a similar
six-month premium.
Cheapest Car Insurance in Huntingdon Valley after Speeding ticket
Car Insurance Price Trends in Huntingdon Valley,
Pennsylvania
Car insurance rates in Huntingdon Valley have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Huntingdon Valley rose by
$251 in January
compared to $232 of December. In other words, there has been an increase by $19 when you
compare January and December.
The average cost of liability insurance in the Huntingdon Valley rose to $62 in January,
compared to $52 in December.
This represents an increase of $10
when comparing January and December.
Average Car Insurance Cost in Huntingdon Valley by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Huntingdon Valley. At $2227 for a
six-month policy, insuring
your car at 19006 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Huntingdon Valley?
The car insurance in Huntingdon Valley is $33 per month, which is lower than the national average.
What is the cheapest car insurance in Huntingdon Valley?
The cheapest car insurance in Huntingdon Valley
is $84 per month
for full coverage.
How much is car insurance in Huntingdon Valley for teenagers?
Car insurance for teenagers costs $204 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Huntingdon Valley?
The average cost of car insurance is $813 for a six-month
policy. It will cost around $186 per month to insure your
car in Huntingdon Valley.
Is car insurance expensive in Huntingdon Valley?
Car insurance can be expensive in Huntingdon Valley if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Huntingdon Valley can be
affordable.
What is the best car insurance in Huntingdon Valley,
PA?
The best car insurance company in Huntingdon Valley
PA is
AutoOwners Insurance Co, offering $504 for a
six-month policy.
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Huntingdon Valley Car Insurance
