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Cheapest Car Insurance Quotes in Seanor

  • Finding the cheapest car insurance quotes in Seanor shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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399,755 Policies Sold
Seanor Car Insurance
$ 12

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Seanor

The car insurance rate in Seanor is $740 for a six-month policy, which is $47 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $346, making it a popular choice for budget-conscious drivers. Rates in Seanor can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Seanor

$740

National Average

$1140

Cheapest Car Insurance Companies in Seanor

1st place: AutoOwners Insurance Co

At $346 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city. 

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $357 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: American National P&C

American National P&C offers auto insurance rates at $480 for six months, making it the third cheapest auto insurance company in Seanor.

Seanor Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Seanor, PA is AutoOwners Insurance Co, offering policies at just $346 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $357.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1261 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Seanor drivers find the best deals.

Cheap Car Insurance Companies in Seanor, PA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners Insurance Co $346 $57
Auto-Owners $357 $61
American National P&C $480 $80
Travelers $519 $87
Westfield $575 $96
Erie $754 $127
State Farm $788 $133
Nationwide $809 $136
Encompass $916 $152
Allstate $994 $167
USAA $1083 $182
Progressive $1261 $212
Key Takeaways

Way's key takeaways about car insurance in Seanor

  • The auto insurance costs in Seanor fall around $346 for six months. 
  • The cheapest auto insurance company in Seanor is AutoOwners.
  • Teen drivers pay the highest rate in Seanor at $588 per month.

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Cheapest Minimum Liability Car Insurance in Seanor

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Seanor are given below. 

AutoOwners provides the cheapest minimum car insurance coverage in Seanor. Their Average 6 Month Premium is $72. Allstate is the most expensive at $463 for the same period. 

Cheapest Liability Coverage in Seanor, PA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners $72 $12
Westfield $134 $23
Auto-Owners Insurance Co $140 $24
Travelers $167 $28
Erie $179 $30
American National P&C $184 $31
Chubb $196 $33
State Farm $234 $39
USAA $234 $39
Progressive $251 $42
Nationwide $290 $48
Allstate $463 $79

Cheapest Full Coverage Car Insurance in Seanor

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Seanor is AutoOwners Insurance Co at $57 per month and $346 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Seanor, PA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners Insurance Co $346 $57
Auto-Owners $357 $61
American National P&C $480 $80
Travelers $519 $87
Westfield $575 $96
Erie $754 $127
State Farm $788 $133
Nationwide $809 $136
Encompass $916 $152
Allstate $994 $167
USAA $1083 $182
Progressive $1261 $212

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Average Car Insurance in Seanor by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Seanor, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Seanor, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Seanor's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Seanor

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s Travelers $530
30s Travelers $367
40s Travelers $345
50s Travelers $330
60s Travelers $330
70s Travelers $388

Cheapest Car Insurance Rates for Teen Drivers in Seanor,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Seanor at $24 per month. At $3462 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $140 $24
Auto-Owners Insurance Co $162 $27
American National P&C $212 $36
Chubb $234 $39
Travelers $670 $113
Erie $821 $138
State Farm $1122 $189
USAA $1474 $245
Allstate $2468 $419
Progressive $3417 $570
Nationwide $3462 $588

Teen Car Insurance Rates in PA by Age

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Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Seanor.

As young drivers face the highest rates in Seanor, Travelers offers the cheapest auto insurance rates at $530 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Seanor, Westfield is the cheapest car insurance provider. At $218 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Seanor is State Farm, offering rates of around $2999 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $218 $37
Auto-Owners Insurance Co $224 $38
Chubb $262 $44
American National P&C $296 $51
USAA $849 $141
Nationwide $860 $145
Erie $1368 $228
Travelers $1552 $264
Allstate $2089 $348
Progressive $2300 $391
State Farm $2999 $500

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Car Insurance Rates with An Accident in Seanor

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Seanor, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Seanor

The cheapest car insurance companies after an at-fault accident in Seanor include AutoOwners and Westfield, offering $72 and $196, respectively. Allstate is an expensive provider with an average six-month premium of $1273.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners $72 $12
Westfield $196 $33
Donegal $218 $37
Auto-Owners Insurance Co $224 $38
Chubb $262 $44
American National P&C $268 $45
Erie $335 $56
Travelers $402 $68
State Farm $414 $70
USAA $731 $123
Progressive $788 $133
Nationwide $1039 $173
Allstate $1273 $216

Seanor Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Seanor PA. For example, the car insurance in Seanor after a DUI increases to $938 for a six month policy. While the rate increases by $1033 for a six-month policy in the case of a speeding ticket.  

Seanor auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $1033 $172
Cell phone violation $1206 $205
Failure to wear a seat belt $1206 $201
Failure to stop at a red light $1217 $207
Illegal turn $1217 $203
Improper passing $1217 $207
Speeding in school zone $1217 $203
Texting while driving $1217 $207
Driving with expired registration $1223 $204
Speeding 16 - 20 MPH over limit $1223 $208
Wrong way/wrong lane $1234 $206
Open container $1307 $222
Reckless driving $1904 $318
Racing $1937 $329
DUI $1971 $328
Driving with a suspended license $1982 $337
Leaving scene of an accident/hit and run $1999 $333

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Seanor after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Seanor.

The cheapest car insurance premiums in Seanor are offered by American National P&C at $302 for a six-month policy. However, it can be as expensive as $2340 with companies like Nationwide.

Seanor car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American National P&C $302 $50
Travelers $475 $80
Erie $703 $118
Allstate $899 $151
Progressive $949 $160
State Farm $955 $161
USAA $999 $168
Nationwide $2340 $394

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Seanor are offered by Westfield at $118. However, it can be as expensive as $1513 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Seanor after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $118 $20
Auto-Owners Insurance Co $150 $25
Erie $430 $72
Travelers $430 $72
State Farm $492 $83
USAA $949 $162
Allstate $1273 $212
Progressive $1351 $229
Nationwide $1513 $252

Car Insurance Price Trends in Seanor, Pennsylvania

Car insurance rates in Seanor have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Seanor rose by $157 in December compared to $151 of November. In other words, there has been an increase by $6 when you compare December and November.

The average cost of liability insurance in the Seanor remained steady at $35 in both December and November, indicating no change over the two month period.


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Frequently Asked Questions

How much is car insurance in Seanor?

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The car insurance in Seanor is $12 per month, which is lower than the national average.

What is the cheapest car insurance in Seanor?

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The cheapest car insurance in Seanor is $57 per month for full coverage.

How much is car insurance in Seanor for teenagers?

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Car insurance for teenagers costs $140 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Seanor?

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The average cost of car insurance is $787 for a six-month policy. It will cost around $124 per month to insure your car in Seanor.

Is car insurance expensive in Seanor?

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Car insurance can be expensive in Seanor if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Seanor can be affordable.

What is the best car insurance in Seanor, PA?

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The best car insurance company in Seanor PA is AutoOwners Insurance Co, offering $346 for a six-month policy.

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