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Cheapest Car Insurance Quotes in Turkey City

  • Finding the cheapest car insurance quotes in Turkey City shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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406,175 Policies Sold
Turkey City Car Insurance
$ 37

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Turkey City

The car insurance rate in Turkey City is $1260 for a six-month policy, which is $447 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $570, making it a popular choice for budget-conscious drivers. Rates in Turkey City can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Turkey City

$1260

National Average

$1278

Cheapest Car Insurance Companies in Turkey City

1st place: AutoOwners Insurance Co

At $570 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city. 

2nd place: American National P&C

American National P&C offers auto insurance rates at $792 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: Westfield

Westfield offers auto insurance rates at $949 for six months, making it the third cheapest auto insurance company in Turkey City.

Turkey City Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Turkey City, PA is AutoOwners Insurance Co, offering policies at just $570 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $792.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1510 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Turkey City drivers find the best deals.

Cheap Car Insurance Companies in Turkey City, PA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners Insurance Co $570 $95
American National P&C $792 $135
Westfield $949 $158
Travelers $1021 $172
Erie $1243 $209
Nationwide $1446 $243
State Farm $1473 $248
Allstate $1638 $276
USAA $1741 $293
Progressive $2164 $364
Auto-Owners $589 $101
Encompass $1510 $251
Key Takeaways

Way's key takeaways about car insurance in Turkey City

  • The auto insurance costs in Turkey City fall around $570 for six months. 
  • The cheapest auto insurance company in Turkey City is Westfield.
  • Teen drivers pay the highest rate in Turkey City at $1127 per month.

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Cheapest Minimum Liability Car Insurance in Turkey City

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Turkey City are given below. 

Westfield provides the cheapest minimum car insurance coverage in Turkey City. Their Average 6 Month Premium is $222. AutoOwners is the most expensive at $119 for the same period. 

Cheapest Liability Coverage in Turkey City, PA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $222 $37
Auto-Owners Insurance Co $231 $39
Erie $295 $50
American National P&C $304 $51
Chubb $322 $54
Travelers $341 $57
USAA $405 $68
State Farm $423 $71
Nationwide $543 $91
Progressive $617 $104
Allstate $829 $140
Auto-Owners $119 $20

Cheapest Full Coverage Car Insurance in Turkey City

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Turkey City is AutoOwners Insurance Co at $95 per month and $570 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Turkey City, PA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners Insurance Co $570 $95
American National P&C $792 $135
Westfield $949 $158
Travelers $1021 $172
Erie $1243 $209
Nationwide $1446 $243
State Farm $1473 $248
Allstate $1638 $276
USAA $1741 $293
Progressive $2164 $364
Auto-Owners $589 $101
Encompass $1510 $251

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Average Car Insurance in Turkey City by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Turkey City, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Turkey City, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Turkey City's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Cheapest Car Insurance Rates for Teen Drivers in Turkey City,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Turkey City at $39 per month. At $6758 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $231 $39
Auto-Owners Insurance Co $267 $45
American National P&C $350 $59
Chubb $386 $65
Erie $1584 $267
Travelers $1823 $307
State Farm $2624 $442
USAA $3066 $521
Allstate $3996 $667
Progressive $4005 $680
Nationwide $6758 $1127

Teen Car Insurance Rates in PA by Age

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Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Turkey City, Westfield is the cheapest car insurance provider. At $360 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Turkey City is State Farm, offering rates of around $7347 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $360 $60
Auto-Owners Insurance Co $369 $62
Chubb $432 $73
American National P&C $488 $84
USAA $1575 $262
Nationwide $1638 $276
Erie $2872 $479
Allstate $3461 $589
Travelers $3774 $629
Progressive $4218 $718
State Farm $7347 $1225

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Car Insurance Rates with An Accident in Turkey City

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Turkey City, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Turkey City

The cheapest car insurance companies after an at-fault accident in Turkey City include Westfield and AutoOwners Insurance Co, offering $322 and $369, respectively. Donegal is an expensive provider with an average six-month premium of $360.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $322 $54
Auto-Owners Insurance Co $369 $62
Chubb $432 $73
American National P&C $442 $74
Erie $736 $124
State Farm $856 $144
Travelers $1021 $172
USAA $1325 $223
Nationwide $2035 $346
Allstate $2099 $350
Progressive $2486 $423
Auto-Owners $119 $20
Donegal $360 $60

Turkey City Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Turkey City PA. For example, the car insurance in Turkey City after a DUI increases to $1547 for a six month policy. While the rate increases by $1703 for a six-month policy in the case of a speeding ticket.  

Turkey City auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $1703 $284
Cell phone violation $1989 $338
Failure to wear a seat belt $1989 $332
Failure to stop at a red light $2007 $341
Illegal turn $2007 $335
Improper passing $2007 $341
Speeding in school zone $2007 $335
Texting while driving $2007 $341
Driving with expired registration $2017 $336
Speeding 16 - 20 MPH over limit $2017 $343
Wrong way/wrong lane $2035 $339
Open container $2155 $366
Reckless driving $3140 $524
Racing $3195 $543
DUI $3250 $541
Driving with a suspended license $3269 $556
Leaving scene of an accident/hit and run $3297 $549

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Turkey City after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Turkey City.

The cheapest car insurance premiums in Turkey City are offered by American National P&C at $498 for a six-month policy. However, it can be as expensive as $4281 with companies like Nationwide.

Turkey City car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American National P&C $498 $82
Travelers $1068 $180
Erie $1335 $225
Allstate $1482 $250
Progressive $1620 $273
State Farm $1888 $318
USAA $1897 $319
Nationwide $4281 $721

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Turkey City are offered by Westfield at $194. However, it can be as expensive as $2984 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Turkey City after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $194 $33
Auto-Owners Insurance Co $248 $42
Erie $856 $144
State Farm $1096 $184
Travelers $1187 $200
USAA $1759 $293
Allstate $2099 $357
Progressive $2523 $420
Nationwide $2984 $507

Car Insurance Price Trends in Turkey City, Pennsylvania

Car insurance rates in Turkey City have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Turkey City rose by $284 in January compared to $262 of December. In other words, there has been an increase by $22 when you compare January and December.

The average cost of liability insurance in the Turkey City rose to $70 in January, compared to $59 in December. This represents an increase of $11 when comparing January and December.


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Frequently Asked Questions

How much is car insurance in Turkey City?

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The car insurance in Turkey City is $37 per month, which is lower than the national average.

What is the cheapest car insurance in Turkey City?

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The cheapest car insurance in Turkey City is $95 per month for full coverage.

How much is car insurance in Turkey City for teenagers?

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Car insurance for teenagers costs $231 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Turkey City?

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The average cost of car insurance is $813 for a six-month policy. It will cost around $211 per month to insure your car in Turkey City.

Is car insurance expensive in Turkey City?

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Car insurance can be expensive in Turkey City if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Turkey City can be affordable.

What is the best car insurance in Turkey City, PA?

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The best car insurance company in Turkey City PA is AutoOwners Insurance Co, offering $570 for a six-month policy.

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