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Finding the cheapest car insurance quotes in Slater shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Slater
The car insurance rate in Slater is $703 for a six-month policy, which is $53 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $315, making it a popular choice for budget-conscious drivers. Rates in Slater can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $315 for a six
month policy, American National P&C offers
the cheapest
auto
insurance rates in the city.
2nd place: South Carolina Farm Bureau
South Carolina Farm Bureau offers auto
insurance rates at $409 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: American National
American National offers auto insurance
rates at $453
for six months, making it
the third cheapest auto insurance company in Slater.
Slater Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Slater, SC is American National P&C, offering policies at just $315 for a six-month term. This is followed by South Carolina Farm Bureau, which has an average six-month premium of $409.
At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $977 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Slater drivers find the best deals.
The auto insurance costs in Slater fall around $315 for six
months.
The cheapest auto insurance company in Slater is American National.
Teen drivers pay the highest rate in Slater at $25 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Slater
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Slater are given below.
American National provides
the cheapest minimum car insurance
coverage in Slater. Their Average 6 Month Premium is $139.
State Farm is the most
expensive at $442 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Slater is American National P&C
at $54 per month and $315
for six months.
Cheapest Full Coverage Car Insurance Quotes in Slater,
SC
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Slater, SC increasing?
Despite maintaining a clean driving record, your car insurance rates
in Slater, South Carolina, may be increasing due to several external factors.
South Carolina has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Slater's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Slater
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Slater,SC
If you are planning to get a car insurance policy for your teenage
dependent, American National P&C provides the cheapest car
insurance in the Slater at $33
per
month. At $149 for a six-month premium,
American National offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Slater.
As young drivers face the highest rates in Slater, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Slater,
South Carolina Farm Bureau is
the cheapest car insurance provider. At $415 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Slater is State Farm, offering
rates of around $3448 for six
months.
Save up to $971/yr on car insurance rates in Slater.
Car Insurance Rates with An Accident in Slater
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Slater, SC,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Slater
The cheapest car insurance companies after an at-fault accident in
Slater include American National
and American National P&C, offering $177
and $227,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1702.
Here is a list of driving violations that can increase your car
insurance rates in Slater SC. For example, the car
insurance in Slater
after a DUI increases to $646 for a six
month policy. While the rate increases by $282 for a six-month policy in the case of
a speeding ticket.
Slater auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1116
$186
One Med/PIP claim
$1116
$190
Not-at-fault accident
$1176
$196
Two Med/PIP claims
$1188
$202
One comp claim
$1193
$199
Two comp claims
$1232
$209
Failure to wear a seat belt
$1276
$213
Child safety restraint
$1304
$221
Driving without lights
$1304
$218
Failure to show documents
$1315
$223
Failure to yield
$1353
$226
Failure to stop at a red light
$1359
$231
Driving too slowly
$1398
$233
Speeding 6 - 10 MPH over limit
$1398
$238
Speeding in school zone
$1398
$233
At-fault accident - less than $1000
$1403
$239
In 65 MPH zone
$1403
$233
Driving with expired registration
$1409
$240
Following too closely
$1409
$234
Illegal turn
$1409
$240
Speeding 11 - 15 MPH over limit
$1409
$234
Wrong way/wrong lane
$1409
$240
Cell phone violation
$1415
$235
Texting while driving
$1415
$241
Improper passing
$1420
$236
Operating a vehicle without permission
$1420
$242
Speeding 16 - 20 MPH over limit
$1420
$236
Speeding 21 - 25 MPH over limit
$1420
$242
Passing school bus
$1442
$240
Open container
$1453
$247
At-fault accident - $1000-$2000
$1602
$267
At-fault accident - greater than $2000
$1602
$272
Refusal to submit to a chemical test
$1740
$290
DUI
$1762
$299
Reckless driving
$1806
$301
Driving with a suspended license
$1812
$308
Racing
$1817
$303
Leaving scene of an accident/hit and run
$1879
$319
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Slater after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Slater.
The cheapest car insurance premiums in
Slater are
offered by American National P&C at $254 for a six-month policy.
However, it can be as
expensive as $216 with companies
like American National.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Slater are offered by American National P&C
at $227. However,
it can be as expensive as $1044
with companies like Nationwide for a similar
six-month premium.
Cheapest Car Insurance in Slater after Speeding ticket
Car Insurance Price Trends in Slater,
South Carolina
Car insurance rates in Slater have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Slater rose by
$162 in December
compared to $160 of November. In other words, there has been an increase by $2 when you
compare December and November.
The average cost of liability insurance in the Slater rose to $54 in December,
compared to $51 in November.
This represents an increase of $3
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Slater. At $1406 for a
six-month policy, insuring
your car at 29683 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Slater?
The car insurance in Slater is $23 per month, which is lower than the national average.
What is the cheapest car insurance in Slater?
The cheapest car insurance in Slater
is $54 per month
for full coverage.
How much is car insurance in Slater for teenagers?
Car insurance for teenagers costs $199 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Slater?
The average cost of car insurance is $756 for a six-month
policy. It will cost around $118 per month to insure your
car in Slater.
Is car insurance expensive in Slater?
Car insurance can be expensive in Slater if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Slater can be
affordable.
What is the best car insurance in Slater,
SC?
The best car insurance company in Slater
SC is
American National P&C, offering $315 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Slater, SC
Car Insurance Rates by State in the USA (2025 Update)