Cheapest Car Insurance Quotes in Burbank

Finding the cheapest car insurance quotes in Burbank shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Burbank Car Insurance

^$ 16

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Burbank

The car insurance rate in Burbank is $752 for a six-month policy, which is $93 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $349, making it a popular choice for budget-conscious drivers. Rates in Burbank can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Burbank

$752

Avg. Car Insurance in South Dakota

$845

National Average

$1140

Cheapest Car Insurance Companies in Burbank

1st place: Kemper

At $349 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Farmers Mutual of Nebraska

Farmers Mutual of Nebraska offers auto insurance rates at $401 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $460 for six months, making it the third cheapest auto insurance company in Burbank.

Burbank Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Burbank, SD is Kemper, offering policies at just $349 for a six-month term. This is followed by Farmers Mutual of Nebraska, which has an average six-month premium of $401.

At the higher end of the spectrum, North Star Mutual is the most expensive, with rates reaching $999 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Burbank drivers find the best deals.

Cheap Car Insurance Companies in Burbank, SD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$349	$58
Farmers Mutual of Nebraska	$401	$68
Auto-Owners Insurance Co	$460	$77
American Family	$613	$103
State Farm	$746	$125
Allstate	$867	$146
USAA	$872	$147
Auto-Owners	$888	$151
Farmers	$926	$156
Progressive	$935	$158
Nationwide	$973	$164
North Star Mutual	$999	$170

Key Takeaways

Way's key takeaways about car insurance in Burbank

The auto insurance costs in Burbank fall around $349 for six months.
The cheapest auto insurance company in Burbank is Farmers Mutual of Nebraska.
Teen drivers pay the highest rate in Burbank at $28 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Burbank

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Burbank are given below.

Farmers Mutual of Nebraska provides the cheapest minimum car insurance coverage in Burbank. Their Average 6 Month Premium is $95. North Star Mutual Insurance is the most expensive at $153 for the same period.

Cheapest Liability Coverage in Burbank, SD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Mutual of Nebraska	$95	$16
Kemper	$122	$20
USAA	$122	$20
American Family	$127	$21
Auto-Owners	$137	$23
North Star Mutual	$137	$23
Auto-Owners Insurance Co	$142	$24
Progressive	$142	$24
State Farm	$142	$24
Farmers	$238	$40
Nationwide	$291	$49
Allstate	$312	$53
North Star Mutual Insurance	$153	$26

Cheapest Full Coverage Car Insurance in Burbank

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Burbank is Kemper at $58 per month and $349 for six months.

Cheapest Full Coverage Car Insurance Quotes in Burbank, SD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$349	$58
Farmers Mutual of Nebraska	$401	$68
Auto-Owners Insurance Co	$460	$77
American Family	$613	$103
State Farm	$746	$125
Allstate	$867	$146
USAA	$872	$147
Auto-Owners	$888	$151
Farmers	$926	$156
Progressive	$935	$158
Nationwide	$973	$164
North Star Mutual	$999	$170

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Burbank Instantly!

Average Car Insurance in Burbank by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Burbank, SD increasing?

Despite maintaining a clean driving record, your car insurance rates in Burbank, South Dakota, may be increasing due to several external factors. South Dakota has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Burbank's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Burbank

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Burbank,SD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Burbank at $29 per month. At $164 for a six-month premium, North Star Mutual Insurance offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$174	$29
Auto-Owners Insurance Co	$185	$31
Farmers Mutual of Nebraska	$550	$93
State Farm	$1057	$178
USAA	$1121	$189
American Family	$1444	$243
Farmers	$1591	$268
Progressive	$1660	$279
North Star Mutual	$2115	$360
Auto-Owners	$2205	$368
Nationwide	$2892	$487
Allstate	$4541	$757
North Star Mutual Insurance	$164	$28

Teen Car Insurance Rates in SD by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Burbank, Farmers Mutual of Nebraska is the cheapest car insurance provider. At $90 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Burbank is State Farm, offering rates of around $2934 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Mutual of Nebraska	$90	$15
Western National	$158	$27
Iowa Farm Bureau	$212	$36
Kemper	$243	$41
American Family	$846	$142
Progressive	$899	$151
USAA	$1343	$223
North Star Mutual	$1655	$281
Farmers	$1660	$277
Nationwide	$1744	$296
State Farm	$2934	$489

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Burbank.

Car Insurance Rates with An Accident in Burbank

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Burbank, SD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Burbank

The cheapest car insurance companies after an at-fault accident in Burbank include Western National and Kemper, offering $169 and $190, respectively. North Star Mutual Insurance is an expensive provider with an average six-month premium of $275.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$169	$28
Kemper	$190	$32
Auto-Owners Insurance Co	$196	$33
Farmers Mutual of Nebraska	$397	$67
State Farm	$407	$69
USAA	$608	$102
Progressive	$640	$108
Auto-Owners	$656	$110
Farmers	$798	$134
American Family	$867	$146
Allstate	$1269	$212
Nationwide	$1665	$280
North Star Mutual	$1719	$287
North Star Mutual Insurance	$275	$47

Burbank Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Burbank SD. For example, the car insurance in Burbank after a DUI increases to $772 for a six month policy. While the rate increases by $148 for a six-month policy in the case of a speeding ticket.

Burbank auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$883	$147
One Med/PIP claim	$883	$150
Not-at-fault accident	$904	$150
Two Med/PIP claims	$935	$159
One comp claim	$941	$157
Failure to show documents	$973	$166
Two comp claims	$973	$162
Failure to wear a seat belt	$999	$170
Child safety restraint	$1015	$169
Driving without lights	$1015	$173
Driving with expired registration	$1020	$170
Wrong way/wrong lane	$1020	$174
Cell phone violation	$1025	$171
Driving too slowly	$1025	$174
Texting while driving	$1025	$171
Failure to stop at a red light	$1031	$175
Failure to yield	$1031	$172
Following too closely	$1031	$175
Illegal turn	$1031	$172
Speeding 6 - 10 MPH over limit	$1031	$175
Improper passing	$1041	$174
Speeding 11 - 15 MPH over limit	$1047	$178
Speeding 16 - 20 MPH over limit	$1052	$175
Operating a vehicle without permission	$1079	$183
At-fault accident - less than $1000	$1089	$182
In 65 MPH zone	$1089	$185
Speeding in school zone	$1095	$182
Speeding 21 - 25 MPH over limit	$1121	$190
Passing school bus	$1169	$195
Open container	$1210	$206
At-fault accident - $1000-$2000	$1226	$205
At-fault accident - greater than $2000	$1226	$208
Driving with a suspended license	$1480	$247
Reckless driving	$1496	$255
Refusal to submit to a chemical test	$1581	$263
Racing	$1633	$278
DUI	$1655	$276
Leaving scene of an accident/hit and run	$1692	$287

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Burbank after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Burbank.

The cheapest car insurance premiums in Burbank are offered by Western National at $158 for a six-month policy. However, it can be as expensive as $2870 with companies like North Star Mutual.

Burbank car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$158	$27
Farmers Mutual of Nebraska	$566	$95
State Farm	$587	$99
Progressive	$603	$101
Farmers	$872	$147
American Family	$951	$160
USAA	$1174	$198
Allstate	$1412	$235
Auto-Owners	$1433	$244
Nationwide	$2189	$368
North Star Mutual	$2870	$488

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Burbank are offered by Farmers Mutual of Nebraska at $95. However, it can be as expensive as $1565 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Burbank after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Mutual of Nebraska	$95	$16
Kemper	$148	$25
Western National	$158	$27
Auto-Owners Insurance Co	$164	$28
State Farm	$275	$46
USAA	$412	$70
Progressive	$455	$77
North Star Mutual	$502	$85
American Family	$581	$98
Nationwide	$1332	$227
Farmers	$1565	$261

Car Insurance Price Trends in Burbank, South Dakota

Car insurance rates in Burbank have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Burbank remained steady at $147 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Burbank remained steady at $27 in both December and November, indicating no change over the two month period.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Burbank?

The car insurance in Burbank is $16 per month, which is lower than the national average.

What is the cheapest car insurance in Burbank?

The cheapest car insurance in Burbank is $58 per month for full coverage.

How much is car insurance in Burbank for teenagers?

Car insurance for teenagers costs $174 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Burbank?

The average cost of car insurance is $845 for a six-month policy. It will cost around $126 per month to insure your car in Burbank.

Is car insurance expensive in Burbank?

Car insurance can be expensive in Burbank if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Burbank can be affordable.

What is the best car insurance in Burbank, SD?

The best car insurance company in Burbank SD is Kemper, offering $349 for a six-month policy.