Cheapest Car Insurance Quotes in Pringle

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Pringle Car Insurance

^$ 20

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Pringle

The car insurance rate in Pringle is $946 for a six-month policy, which is $101 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $439, making it a popular choice for budget-conscious drivers. Rates in Pringle can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Pringle

$946

Avg. Car Insurance in South Dakota

$845

National Average

$1140

Cheapest Car Insurance Companies in Pringle

1st place: Kemper

At $439 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Farmers Mutual of Nebraska

Farmers Mutual of Nebraska offers auto insurance rates at $505 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $579 for six months, making it the third cheapest auto insurance company in Pringle.

Pringle Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Pringle, SD is Kemper, offering policies at just $439 for a six-month term. This is followed by Farmers Mutual of Nebraska, which has an average six-month premium of $505.

At the higher end of the spectrum, North Star Mutual is the most expensive, with rates reaching $1258 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Pringle drivers find the best deals.

Cheap Car Insurance Companies in Pringle, SD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$439	$73
Farmers Mutual of Nebraska	$505	$85
Auto-Owners Insurance Co	$579	$96
American Family	$772	$130
State Farm	$939	$158
Allstate	$1091	$184
USAA	$1098	$185
Auto-Owners	$1118	$190
Farmers	$1165	$196
Progressive	$1177	$198
Nationwide	$1224	$206
North Star Mutual	$1258	$214

Key Takeaways

Way's key takeaways about car insurance in Pringle

The auto insurance costs in Pringle fall around $439 for six months.
The cheapest auto insurance company in Pringle is Farmers Mutual of Nebraska.
Teen drivers pay the highest rate in Pringle at $35 per month.

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Cheapest Minimum Liability Car Insurance in Pringle

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Pringle are given below.

Farmers Mutual of Nebraska provides the cheapest minimum car insurance coverage in Pringle. Their Average 6 Month Premium is $120. North Star Mutual Insurance is the most expensive at $193 for the same period.

Cheapest Liability Coverage in Pringle, SD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Mutual of Nebraska	$120	$20
Kemper	$153	$26
USAA	$153	$26
American Family	$160	$27
Auto-Owners	$172	$29
North Star Mutual	$172	$29
Auto-Owners Insurance Co	$179	$30
Progressive	$179	$30
State Farm	$179	$30
Farmers	$299	$50
Nationwide	$366	$62
Allstate	$392	$67
North Star Mutual Insurance	$193	$32

Cheapest Full Coverage Car Insurance in Pringle

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Pringle is Kemper at $73 per month and $439 for six months.

Cheapest Full Coverage Car Insurance Quotes in Pringle, SD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$439	$73
Farmers Mutual of Nebraska	$505	$85
Auto-Owners Insurance Co	$579	$96
American Family	$772	$130
State Farm	$939	$158
Allstate	$1091	$184
USAA	$1098	$185
Auto-Owners	$1118	$190
Farmers	$1165	$196
Progressive	$1177	$198
Nationwide	$1224	$206
North Star Mutual	$1258	$214

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Average Car Insurance in Pringle by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Pringle, SD increasing?

Despite maintaining a clean driving record, your car insurance rates in Pringle, South Dakota, may be increasing due to several external factors. South Dakota has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Pringle's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Pringle

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Pringle,SD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Pringle at $37 per month. At $206 for a six-month premium, North Star Mutual Insurance offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$220	$37
Auto-Owners Insurance Co	$233	$39
Farmers Mutual of Nebraska	$692	$116
State Farm	$1331	$224
USAA	$1410	$237
American Family	$1817	$306
Farmers	$2003	$337
Progressive	$2089	$352
North Star Mutual	$2661	$452
Auto-Owners	$2774	$463
Nationwide	$3639	$613
Allstate	$5714	$952
North Star Mutual Insurance	$206	$35

Teen Car Insurance Rates in SD by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Pringle, Farmers Mutual of Nebraska is the cheapest car insurance provider. At $113 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Pringle is State Farm, offering rates of around $3693 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Mutual of Nebraska	$113	$19
Western National	$199	$34
Iowa Farm Bureau	$267	$45
Kemper	$306	$52
American Family	$1064	$179
Progressive	$1131	$190
USAA	$1690	$281
North Star Mutual	$2082	$354
Farmers	$2089	$348
Nationwide	$2195	$373
State Farm	$3693	$615

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Car Insurance Rates with An Accident in Pringle

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Pringle, SD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Pringle

The cheapest car insurance companies after an at-fault accident in Pringle include Western National and Kemper, offering $213 and $240, respectively. North Star Mutual Insurance is an expensive provider with an average six-month premium of $346.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$213	$36
Kemper	$240	$40
Auto-Owners Insurance Co	$246	$41
Farmers Mutual of Nebraska	$500	$84
State Farm	$512	$86
USAA	$765	$129
Progressive	$805	$136
Auto-Owners	$825	$139
Farmers	$1005	$169
American Family	$1091	$184
Allstate	$1597	$267
Nationwide	$2096	$353
North Star Mutual	$2163	$361
North Star Mutual Insurance	$346	$59

Pringle Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Pringle SD. For example, the car insurance in Pringle after a DUI increases to $971 for a six month policy. While the rate increases by $186 for a six-month policy in the case of a speeding ticket.

Pringle auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1111	$185
One Med/PIP claim	$1111	$189
Not-at-fault accident	$1138	$189
Two Med/PIP claims	$1177	$200
One comp claim	$1184	$197
Failure to show documents	$1224	$208
Two comp claims	$1224	$204
Failure to wear a seat belt	$1258	$214
Child safety restraint	$1277	$213
Driving without lights	$1277	$217
Driving with expired registration	$1284	$214
Wrong way/wrong lane	$1284	$218
Cell phone violation	$1290	$215
Driving too slowly	$1290	$220
Texting while driving	$1290	$215
Failure to stop at a red light	$1297	$221
Failure to yield	$1297	$216
Following too closely	$1297	$221
Illegal turn	$1297	$216
Speeding 6 - 10 MPH over limit	$1297	$221
Improper passing	$1310	$218
Speeding 11 - 15 MPH over limit	$1317	$224
Speeding 16 - 20 MPH over limit	$1324	$221
Operating a vehicle without permission	$1357	$231
At-fault accident - less than $1000	$1371	$228
In 65 MPH zone	$1371	$233
Speeding in school zone	$1378	$230
Speeding 21 - 25 MPH over limit	$1410	$240
Passing school bus	$1471	$245
Open container	$1523	$259
At-fault accident - $1000-$2000	$1543	$258
At-fault accident - greater than $2000	$1543	$262
Driving with a suspended license	$1863	$310
Reckless driving	$1883	$320
Refusal to submit to a chemical test	$1989	$332
Racing	$2055	$349
DUI	$2082	$347
Leaving scene of an accident/hit and run	$2129	$362

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Pringle after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Pringle.

The cheapest car insurance premiums in Pringle are offered by Western National at $199 for a six-month policy. However, it can be as expensive as $3612 with companies like North Star Mutual.

Pringle car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$199	$34
Farmers Mutual of Nebraska	$712	$120
State Farm	$738	$124
Progressive	$758	$128
Farmers	$1098	$185
American Family	$1197	$202
USAA	$1477	$249
Allstate	$1776	$296
Auto-Owners	$1803	$307
Nationwide	$2754	$464
North Star Mutual	$3612	$614

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Pringle are offered by Farmers Mutual of Nebraska at $120. However, it can be as expensive as $1969 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Pringle after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Mutual of Nebraska	$120	$20
Kemper	$186	$31
Western National	$199	$34
Auto-Owners Insurance Co	$206	$35
State Farm	$346	$58
USAA	$519	$88
Progressive	$572	$96
North Star Mutual	$632	$108
American Family	$731	$123
Nationwide	$1677	$286
Farmers	$1969	$328

Car Insurance Price Trends in Pringle, South Dakota

Car insurance rates in Pringle have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Pringle remained steady at $185 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Pringle remained steady at $34 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Pringle?

The car insurance in Pringle is $20 per month, which is lower than the national average.

What is the cheapest car insurance in Pringle?

The cheapest car insurance in Pringle is $73 per month for full coverage.

How much is car insurance in Pringle for teenagers?

Car insurance for teenagers costs $220 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Pringle?

The average cost of car insurance is $845 for a six-month policy. It will cost around $159 per month to insure your car in Pringle.

Is car insurance expensive in Pringle?

Car insurance can be expensive in Pringle if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Pringle can be affordable.

What is the best car insurance in Pringle, SD?

The best car insurance company in Pringle SD is Kemper, offering $439 for a six-month policy.