Cheapest Car Insurance Quotes in Pringle

Finding the cheapest car insurance quotes in Pringle shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Pringle Car Insurance

^$ 19

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Pringle

The car insurance rate in Pringle is $1068 for a six-month policy, which is $114 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $339, making it a popular choice for budget-conscious drivers. Rates in Pringle can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Pringle

$1068

Avg. Car Insurance in South Dakota

$954

National Average

$1278

Cheapest Car Insurance Companies in Pringle

1st place: American Family

At $339 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: Kemper

Kemper offers auto insurance rates at $439 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers Mutual of Nebraska

Farmers Mutual of Nebraska offers auto insurance rates at $545 for six months, making it the third cheapest auto insurance company in Pringle.

Pringle Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Pringle, SD is American Family, offering policies at just $339 for a six-month term. This is followed by Kemper, which has an average six-month premium of $439.

At the higher end of the spectrum, Farm Bureau is the most expensive, with rates reaching $2016 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Pringle drivers find the best deals.

Cheap Car Insurance Companies in Pringle, SD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$339	$56
Kemper	$439	$75
Farmers Mutual of Nebraska	$545	$92
Auto-Owners Insurance Co	$579	$99
State Farm	$1005	$169
Allstate	$1091	$184
Progressive	$1098	$185
USAA	$1124	$189
Nationwide	$1284	$216
Auto-Owners	$1297	$218
Farmers	$1324	$223
North Star Mutual	$1763	$300
Farm Bureau	$2016	$336

Key Takeaways

Way's key takeaways about car insurance in Pringle

The auto insurance costs in Pringle fall around $339 for six months.
The cheapest auto insurance company in Pringle is Farmers Mutual of Nebraska.
Teen drivers pay the highest rate in Pringle at $641 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Pringle

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Pringle are given below.

Farmers Mutual of Nebraska provides the cheapest minimum car insurance coverage in Pringle. Their Average 6 Month Premium is $113. Farmers is the most expensive at $419 for the same period.

Cheapest Liability Coverage in Pringle, SD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Mutual of Nebraska	$113	$19
American Family	$133	$22
Kemper	$153	$26
USAA	$160	$27
Progressive	$167	$28
Auto-Owners Insurance Co	$179	$30
State Farm	$186	$31
North Star Mutual	$199	$34
Auto-Owners	$206	$35
North Star Mutual Insurance	$240	$40
Farm Bureau	$279	$47
Nationwide	$360	$60
Allstate	$392	$67
Farmers	$419	$72

Cheapest Full Coverage Car Insurance in Pringle

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Pringle is American Family at $56 per month and $339 for six months.

Cheapest Full Coverage Car Insurance Quotes in Pringle, SD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$339	$56
Kemper	$439	$75
Farmers Mutual of Nebraska	$545	$92
Auto-Owners Insurance Co	$579	$99
State Farm	$1005	$169
Allstate	$1091	$184
Progressive	$1098	$185
USAA	$1124	$189
Nationwide	$1284	$216
Auto-Owners	$1297	$218
Farmers	$1324	$223
North Star Mutual	$1763	$300
Farm Bureau	$2016	$336

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Pringle Instantly!

Average Car Insurance in Pringle by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Pringle, SD increasing?

Despite maintaining a clean driving record, your car insurance rates in Pringle, South Dakota, may be increasing due to several external factors. South Dakota has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Pringle's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Pringle

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Pringle,SD

If you are planning to get a car insurance policy for your teenage dependent, American Family provides the cheapest car insurance in the Pringle at $29 per month. At $3845 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$172	$29
North Star Mutual Insurance	$213	$36
Kemper	$220	$37
Auto-Owners Insurance Co	$233	$39
Farmers Mutual of Nebraska	$858	$144
USAA	$1503	$253
State Farm	$1523	$256
Progressive	$1942	$327
North Star Mutual	$2275	$380
Auto-Owners	$3213	$541
Nationwide	$3759	$633
Farm Bureau	$3832	$652
Allstate	$5714	$952
Farmers	$3845	$641

Teen Car Insurance Rates in SD by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Pringle, American Family is the cheapest car insurance provider. At $153 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Pringle is Farmers, offering rates of around $2089 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$153	$26
Western National	$199	$34
Iowa Farm Bureau	$267	$45
Kemper	$306	$52
Farmers Mutual of Nebraska	$539	$91
Progressive	$825	$139
USAA	$1889	$321
Nationwide	$2415	$402
North Star Mutual	$2928	$497
Farm Bureau	$3779	$629
Auto-Owners	$4557	$775
State Farm	$5542	$924
Farmers	$2089	$355

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Pringle.

Car Insurance Rates with An Accident in Pringle

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Pringle, SD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Pringle

The cheapest car insurance companies after an at-fault accident in Pringle include American Family and Western National, offering $186 and $213, respectively. Farmers is an expensive provider with an average six-month premium of $1790.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$186	$31
Western National	$213	$36
Kemper	$240	$40
Auto-Owners Insurance Co	$246	$41
North Star Mutual Insurance	$366	$60
State Farm	$572	$96
Farmers Mutual of Nebraska	$618	$104
Progressive	$765	$129
USAA	$805	$136
Auto-Owners	$1231	$207
Allstate	$1597	$267
Nationwide	$2209	$372
North Star Mutual	$3048	$507
Farm Bureau	$3093	$526
Farmers	$1790	$305

Pringle Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Pringle SD. For example, the car insurance in Pringle after a DUI increases to $971 for a six month policy. While the rate increases by $186 for a six-month policy in the case of a speeding ticket.

Pringle auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1111	$185
One Med/PIP claim	$1111	$189
Not-at-fault accident	$1138	$189
Two Med/PIP claims	$1177	$200
One comp claim	$1184	$197
Failure to show documents	$1224	$208
Two comp claims	$1224	$204
Failure to wear a seat belt	$1258	$214
Child safety restraint	$1277	$213
Driving without lights	$1277	$217
Driving with expired registration	$1284	$214
Wrong way/wrong lane	$1284	$218
Cell phone violation	$1290	$215
Driving too slowly	$1290	$220
Texting while driving	$1290	$215
Failure to stop at a red light	$1297	$221
Failure to yield	$1297	$216
Following too closely	$1297	$221
Illegal turn	$1297	$216
Speeding 6 - 10 MPH over limit	$1297	$221
Improper passing	$1310	$218
Speeding 11 - 15 MPH over limit	$1317	$224
Speeding 16 - 20 MPH over limit	$1324	$221
Operating a vehicle without permission	$1357	$231
At-fault accident - less than $1000	$1371	$228
In 65 MPH zone	$1371	$233
Speeding in school zone	$1378	$230
Speeding 21 - 25 MPH over limit	$1410	$240
Passing school bus	$1471	$245
Open container	$1523	$259
At-fault accident - $1000-$2000	$1543	$258
At-fault accident - greater than $2000	$1543	$262
Driving with a suspended license	$1863	$310
Reckless driving	$1883	$320
Refusal to submit to a chemical test	$1989	$332
Racing	$2055	$349
DUI	$2082	$347
Leaving scene of an accident/hit and run	$2129	$362

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Pringle after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Pringle.

The cheapest car insurance premiums in Pringle are offered by American Family at $179 for a six-month policy. However, it can be as expensive as $1883 with companies like Farmers.

Pringle car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$179	$30
Western National	$199	$34
Progressive	$706	$119
Farmers Mutual of Nebraska	$885	$149
State Farm	$885	$149
USAA	$1557	$262
Auto-Owners	$1670	$281
Allstate	$1776	$302
Nationwide	$2914	$491
Farm Bureau	$4265	$725
North Star Mutual	$5089	$848
Farmers	$1883	$314

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Pringle are offered by American Family at $179. However, it can be as expensive as $1969 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Pringle after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$179	$30
Kemper	$186	$31
Western National	$199	$34
Auto-Owners Insurance Co	$206	$35
Farmers Mutual of Nebraska	$306	$52
Progressive	$412	$69
State Farm	$412	$69
North Star Mutual	$525	$90
USAA	$652	$109
Auto-Owners	$1191	$203
Farm Bureau	$1304	$217
Nationwide	$1584	$269
Farmers	$1969	$328

Car Insurance Price Trends in Pringle, South Dakota

Car insurance rates in Pringle have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Pringle rose by $189 in January compared to $186 of December. In other words, there has been an increase by $3 when you compare January and December.

The average cost of liability insurance in the Pringle remained steady at $34 in both January and December, indicating no change over the two month period.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Pringle?

The car insurance in Pringle is $19 per month, which is lower than the national average.

What is the cheapest car insurance in Pringle?

The cheapest car insurance in Pringle is $56 per month for full coverage.

How much is car insurance in Pringle for teenagers?

Car insurance for teenagers costs $172 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Pringle?

The average cost of car insurance is $954 for a six-month policy. It will cost around $179 per month to insure your car in Pringle.

Is car insurance expensive in Pringle?

Car insurance can be expensive in Pringle if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Pringle can be affordable.

What is the best car insurance in Pringle, SD?

The best car insurance company in Pringle SD is American Family, offering $339 for a six-month policy.