Cheapest Car Insurance Quotes in Burlison

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Burlison Car Insurance

^$ 26

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Burlison

The car insurance rate in Burlison is $938 for a six-month policy, which is $122 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $492, making it a popular choice for budget-conscious drivers. Rates in Burlison can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Burlison

$938

Avg. Car Insurance in Tennessee

$816

National Average

$1140

Cheapest Car Insurance Companies in Burlison

1st place: AutoOwners Insurance Co

At $492 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Erie

Erie offers auto insurance rates at $519 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $519 for six months, making it the third cheapest auto insurance company in Burlison.

Burlison Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Burlison, TN is AutoOwners Insurance Co, offering policies at just $492 for a six-month term. This is followed by Erie, which has an average six-month premium of $519.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1571 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Burlison drivers find the best deals.

Cheap Car Insurance Companies in Burlison, TN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$492	$82
Erie	$519	$89
Westfield	$519	$86
Tennessee Farm Bureau	$553	$94
Travelers	$772	$130
Farmers	$936	$158
USAA	$943	$159
Grange	$950	$160
Farm Bureau of Tennessee	$983	$164
Tennessee Farmers	$1099	$187
Penn National	$1189	$198
State Farm	$1298	$221
Nationwide	$1318	$220
Progressive	$1571	$267

Key Takeaways

Way's key takeaways about car insurance in Burlison

The auto insurance costs in Burlison fall around $492 for six months.
The cheapest auto insurance company in Burlison is Westfield.
Teen drivers pay the highest rate in Burlison at $55 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Burlison

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Burlison are given below.

Westfield provides the cheapest minimum car insurance coverage in Burlison. Their Average 6 Month Premium is $158. AutoOwners is the most expensive at $225 for the same period.

Cheapest Liability Coverage in Burlison, TN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$158	$26
Auto-Owners Insurance Co	$184	$31
Tennessee Farm Bureau	$191	$32
Farm Bureau of Tennessee	$198	$33
Tennessee Farmers	$225	$38
USAA	$225	$38
Cincinnati	$232	$39
Erie	$246	$41
Travelers	$246	$41
Farmers	$260	$44
Penn National	$281	$47
Progressive	$307	$52
State Farm	$307	$52
Allstate	$499	$85
Auto-Owners	$225	$38

Cheapest Full Coverage Car Insurance in Burlison

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Burlison is AutoOwners Insurance Co at $82 per month and $492 for six months.

Cheapest Full Coverage Car Insurance Quotes in Burlison, TN

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$492	$82
Erie	$519	$89
Westfield	$519	$86
Tennessee Farm Bureau	$553	$94
Travelers	$772	$130
Farmers	$936	$158
USAA	$943	$159
Grange	$950	$160
Farm Bureau of Tennessee	$983	$164
Tennessee Farmers	$1099	$187
Penn National	$1189	$198
State Farm	$1298	$221
Nationwide	$1318	$220
Progressive	$1571	$267

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Average Car Insurance in Burlison by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Burlison, TN increasing?

Despite maintaining a clean driving record, your car insurance rates in Burlison, Tennessee, may be increasing due to several external factors. Tennessee has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Burlison's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Burlison

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Penn National	$697
30s	Penn National	$480
40s	Penn National	$435
50s	Penn National	$402
60s	Penn National	$422
70s	Penn National	$485

Cheapest Car Insurance Rates for Teen Drivers in Burlison,TN

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Burlison at $31 per month. At $328 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$184	$31
USAA	$218	$37
Tennessee Farm Bureau	$260	$44
Travelers	$260	$44
Auto-Owners Insurance Co	$274	$46
Farmers	$293	$49
Grange	$293	$49
Progressive	$293	$49
Cincinnati	$300	$51
Erie	$300	$51
State Farm	$328	$55

Teen Car Insurance Rates in TN by Age

Way Tip

If you are in your twenties Penn National is the best choice for car insurance in Burlison.

As young drivers face the highest rates in Burlison, Penn National offers the cheapest auto insurance rates at $697 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Burlison, Tennessee Farm Bureau is the cheapest car insurance provider. At $218 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Burlison is Erie, offering rates of around $430 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Tennessee Farm Bureau	$218	$37
Westfield	$286	$48
Grange	$342	$59
Farmers	$369	$61
Progressive	$369	$63
Travelers	$369	$61
Cincinnati	$402	$69
Erie	$430	$71

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Save up to $971/yr on car insurance rates in Burlison.

Car Insurance Rates with An Accident in Burlison

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Burlison, TN, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Burlison

The cheapest car insurance companies after an at-fault accident in Burlison include Tennessee Farm Bureau and Farm Bureau of Tennessee, offering $191 and $198, respectively. Grange is an expensive provider with an average six-month premium of $369.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Tennessee Farm Bureau	$191	$32
Farm Bureau of Tennessee	$198	$33
Westfield	$267	$45
USAA	$286	$48
Farmers	$293	$49
Travelers	$300	$51
Progressive	$314	$53
Erie	$335	$56
State Farm	$335	$56
Auto-Owners Insurance Co	$342	$59
Grange	$369	$61

Burlison Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Burlison TN. For example, the car insurance in Burlison after a DUI increases to $1141 for a six month policy. While the rate increases by $218 for a six-month policy in the case of a speeding ticket.

Burlison auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1141	$190
Not-at-fault accident	$1148	$195
One Med/PIP claim	$1155	$192
One comp claim	$1168	$199
Two comp claims	$1182	$197
Two Med/PIP claims	$1182	$201
Failure to wear a seat belt	$1311	$218
Failure to show documents	$1332	$227
Child safety restraint	$1339	$223
Driving without lights	$1339	$228
Cell phone violation	$1359	$227
Driving with expired registration	$1359	$231
Speeding 6 - 10 MPH over limit	$1359	$227
Driving too slowly	$1366	$232
Speeding 11 - 15 MPH over limit	$1366	$228
Speeding in school zone	$1366	$232
Failure to yield	$1373	$229
Following too closely	$1373	$233
Illegal turn	$1373	$229
Speeding 16 - 20 MPH over limit	$1373	$233
Texting while driving	$1373	$229
Improper passing	$1387	$236
Wrong way/wrong lane	$1387	$231
Failure to stop at a red light	$1394	$237
In 65 MPH zone	$1415	$236
Speeding 21 - 25 MPH over limit	$1448	$246
At-fault accident - less than $1000	$1469	$245
Passing school bus	$1469	$250
Operating a vehicle without permission	$1557	$260
Open container	$1571	$267
At-fault accident - $1000-$2000	$1694	$283
At-fault accident - greater than $2000	$1694	$288
Reckless driving	$2138	$357
Racing	$2145	$365
Driving with a suspended license	$2200	$367
Refusal to submit to a chemical test	$2240	$381
DUI	$2282	$381
Leaving scene of an accident/hit and run	$2282	$388

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Burlison after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Burlison.

The cheapest car insurance premiums in Burlison are offered by Tennessee Farm Bureau at $300 for a six-month policy. However, it can be as expensive as $1885 with companies like Allstate.

Burlison car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Tennessee Farm Bureau	$300	$51
Farmers	$348	$59
Erie	$355	$61
Grange	$465	$77
Travelers	$574	$97
State Farm	$827	$139
Progressive	$860	$145
USAA	$976	$164
Tennessee Farmers	$1325	$225
Allstate	$1885	$314

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Burlison are offered by Westfield at $184. However, it can be as expensive as $314 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Burlison after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$184	$31
Tennessee Farm Bureau	$191	$32
Erie	$218	$37
Auto-Owners Insurance Co	$267	$45
State Farm	$267	$45
Cincinnati	$281	$47
Travelers	$300	$51
Chubb	$307	$52
Progressive	$314	$53

Car Insurance Price Trends in Burlison, Tennessee

Car insurance rates in Burlison have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Burlison remained steady at $110 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Burlison remained steady at $43 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Burlison?

The car insurance in Burlison is $26 per month, which is lower than the national average.

What is the cheapest car insurance in Burlison?

The cheapest car insurance in Burlison is $82 per month for full coverage.

How much is car insurance in Burlison for teenagers?

Car insurance for teenagers costs $184 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Burlison?

The average cost of car insurance is $816 for a six-month policy. It will cost around $158 per month to insure your car in Burlison.

Is car insurance expensive in Burlison?

Car insurance can be expensive in Burlison if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Burlison can be affordable.

Cheapest Car Insurance Quotes in Burlison

Why you can trust Way?

How Much Is Car Insurance in Burlison

Avg. Car Insurance in Burlison

Avg. Car Insurance in Tennessee

National Average

Cheapest Car Insurance Companies in Burlison

1st place: AutoOwners Insurance Co

2nd place: Erie

3rd place: Westfield

Burlison Car Insurance Rates by Company

Cheap Car Insurance Companies in Burlison, TN

Way's key takeaways about car insurance in Burlison

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Burlison

Cheapest Liability Coverage in Burlison, TN

Cheapest Full Coverage Car Insurance in Burlison

Cheapest Full Coverage Car Insurance Quotes in Burlison, TN

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Burlison by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Burlison, TN increasing?

Car Insurance Premiums by Age in Burlison

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Burlison,TN

If you are in your twenties Penn National is the best choice for car insurance in Burlison.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Burlison

Cheapest Car Insurance Companies after an At-Fault Accident in Burlison

Burlison Car Insurance Rates by Violation

Burlison auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Burlison after a DUI

Burlison car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Burlison after Speeding ticket

Car Insurance Price Trends in Burlison, Tennessee

Average Car Insurance Cost in Burlison by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Burlison, TN

Car Insurance Rates by State in the USA (2025 Update)

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