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Cheapest Car Insurance Quotes in Duck Creek Village
Finding the cheapest car insurance quotes in Duck Creek Village shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Duck Creek Village
The car insurance rate in Duck Creek Village is $904 for a six-month policy, which is $48 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $407, making it a popular choice for budget-conscious drivers. Rates in Duck Creek Village can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Duck Creek Village
1st place: Farmers Union Insurance
At $407 for a six
month policy, Farmers Union Insurance offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto
insurance rates at $434 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $559
for six months, making it
the third cheapest auto insurance company in Duck Creek Village.
Duck Creek Village Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Duck Creek Village, UT is Farmers Union Insurance, offering policies at just $407 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $434.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1856 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Duck Creek Village drivers find the best deals.
Cheap Car Insurance Companies in Duck Creek Village, UT
Way's key takeaways about car insurance in Duck Creek Village
The auto insurance costs in Duck Creek Village fall around $407 for six
months.
The cheapest auto insurance company in Duck Creek Village is Farmers Union Insurance.
Teen drivers pay the highest rate in Duck Creek Village at $1184 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Duck Creek Village
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Duck Creek Village are given below.
Farmers Union Insurance provides
the cheapest minimum car insurance
coverage in Duck Creek Village. Their Average 6 Month Premium is $186.
Farmers is the most
expensive at $937 for the same
period.
Cheapest Liability Coverage in Duck Creek Village, UT
Cheapest Full Coverage Car Insurance in Duck Creek Village
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Duck Creek Village is Farmers Union Insurance
at $69 per month and $407
for six months.
Cheapest Full Coverage Car Insurance Quotes in Duck Creek Village,
UT
Get Your Car Insurance Quote in Duck Creek Village
Instantly!
Average Car Insurance in Duck Creek Village by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Duck Creek Village, UT increasing?
Despite maintaining a clean driving record, your car insurance rates
in Duck Creek Village, Utah, may be increasing due to several external factors.
Utah has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Duck Creek Village's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Duck Creek Village
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Duck Creek Village,UT
If you are planning to get a car insurance policy for your teenage
dependent, Farmers Union Insurance provides the cheapest car
insurance in the Duck Creek Village at $48
per
month. At $7104 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Duck Creek Village.
As young drivers face the highest rates in Duck Creek Village, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Duck Creek Village,
Nationwide is
the cheapest car insurance provider. At $311 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Duck Creek Village is State Farm, offering
rates of around $2624 for six
months.
Save up to $971/yr on car insurance rates in Duck Creek Village.
Car Insurance Rates with An Accident in Duck Creek Village
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Duck Creek Village, UT,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Duck Creek Village
The cheapest car insurance companies after an at-fault accident in
Duck Creek Village include Farmers Union Insurance
and AutoOwners Insurance Co, offering $299
and $401,
respectively. Farmers is an expensive provider
with an average six-month premium of
$2782.
Duck Creek Village Car Insurance Rates by
Violation
Here is a list of driving violations that can increase your car
insurance rates in Duck Creek Village UT. For example, the car
insurance in Duck Creek Village
after a DUI increases to $931 for a six
month policy. While the rate increases by $243 for a six-month policy in the case of
a speeding ticket.
Duck Creek Village auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1038
$173
One Med/PIP claim
$1044
$178
Not-at-fault accident
$1067
$178
One comp claim
$1067
$181
Two Med/PIP claims
$1067
$178
Two comp claims
$1078
$183
Failure to show documents
$1179
$197
Child safety restraint
$1213
$206
Driving without lights
$1213
$202
Failure to wear a seat belt
$1213
$206
Driving with expired registration
$1236
$206
Cell phone violation
$1275
$217
Texting while driving
$1275
$213
Wrong way/wrong lane
$1275
$217
Driving too slowly
$1281
$214
Failure to yield
$1281
$218
Following too closely
$1281
$214
Illegal turn
$1281
$218
Speeding 6 - 10 MPH over limit
$1281
$214
Failure to stop at a red light
$1286
$219
Speeding 11 - 15 MPH over limit
$1286
$215
Speeding 16 - 20 MPH over limit
$1286
$219
Speeding in school zone
$1286
$215
Improper passing
$1292
$219
In 65 MPH zone
$1338
$223
Speeding 21 - 25 MPH over limit
$1360
$231
Passing school bus
$1365
$228
At-fault accident - less than $1000
$1439
$245
Operating a vehicle without permission
$1507
$251
At-fault accident - $1000-$2000
$1547
$263
Open container
$1557
$259
At-fault accident - greater than $2000
$1568
$267
Reckless driving
$1941
$324
Driving with a suspended license
$1952
$332
Refusal to submit to a chemical test
$1952
$326
DUI
$1969
$334
Racing
$1969
$329
Leaving scene of an accident/hit and run
$2054
$350
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Duck Creek Village after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Duck Creek Village.
The cheapest car insurance premiums in
Duck Creek Village are
offered by Utah Farm Bureau at $350 for a six-month policy.
However, it can be as
expensive as $3109 with companies
like State Farm.
Duck Creek Village car insurance quotes with a DUI
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Duck Creek Village are offered by Farmers Union Insurance
at $237. However,
it can be as expensive as $2579
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Duck Creek Village after Speeding ticket
Car Insurance Price Trends in Duck Creek Village,
Utah
Car insurance rates in Duck Creek Village have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Duck Creek Village remained steady at $203 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Duck Creek Village remained steady at $65 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Duck Creek Village by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Duck Creek Village. At $1808 for a
six-month policy, insuring
your car at 84762 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Duck Creek Village?
The car insurance in Duck Creek Village is $31 per month, which is lower than the national average.
What is the cheapest car insurance in Duck Creek Village?
The cheapest car insurance in Duck Creek Village
is $69 per month
for full coverage.
How much is car insurance in Duck Creek Village for teenagers?
Car insurance for teenagers costs $294 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Duck Creek Village?
The average cost of car insurance is $952 for a six-month
policy. It will cost around $152 per month to insure your
car in Duck Creek Village.
Is car insurance expensive in Duck Creek Village?
Car insurance can be expensive in Duck Creek Village if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Duck Creek Village can be
affordable.
What is the best car insurance in Duck Creek Village,
UT?
The best car insurance company in Duck Creek Village
UT is
Farmers Union Insurance, offering $407 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Duck Creek Village, UT
Car Insurance Rates by State in the USA (2025 Update)
Duck Creek Village Car Insurance
