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Finding the cheapest car insurance quotes in Sunnyside shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Sunnyside
The car insurance rate in Sunnyside is $1067 for a six-month policy, which is same as higher than the state average. Root Insurance Company offers the lowest rates in the city at $428, making it a popular choice for budget-conscious drivers. Rates in Sunnyside can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $428 for a six
month policy, Farmers Union Insurance offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto
insurance rates at $457 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $588
for six months, making it
the third cheapest auto insurance company in Sunnyside.
Sunnyside Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Sunnyside, UT is Farmers Union Insurance, offering policies at just $428 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $457.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2323 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Sunnyside drivers find the best deals.
Way's key takeaways about car insurance in Sunnyside
The auto insurance costs in Sunnyside fall around $428 for six
months.
The cheapest auto insurance company in Sunnyside is Farmers Union Insurance.
Teen drivers pay the highest rate in Sunnyside at $1474 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Sunnyside
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Sunnyside are given below.
Farmers Union Insurance provides
the cheapest minimum car insurance
coverage in Sunnyside. Their Average 6 Month Premium is $196.
Farmers is the most
expensive at $1004 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Sunnyside is Farmers Union Insurance
at $73 per month and $428
for six months.
Cheapest Full Coverage Car Insurance Quotes in Sunnyside,
UT
Get Your Car Insurance Quote in Sunnyside
Instantly!
Average Car Insurance in Sunnyside by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Sunnyside, UT increasing?
Despite maintaining a clean driving record, your car insurance rates
in Sunnyside, Utah, may be increasing due to several external factors.
Utah has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Sunnyside's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Sunnyside
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Sunnyside,UT
If you are planning to get a car insurance policy for your teenage
dependent, Farmers Union Insurance provides the cheapest car
insurance in the Sunnyside at $51
per
month. At $8845 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Sunnyside.
As young drivers face the highest rates in Sunnyside, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Sunnyside,
Nationwide is
the cheapest car insurance provider. At $327 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Sunnyside is State Farm, offering
rates of around $4402 for six
months.
Save up to $971/yr on car insurance rates in Sunnyside.
Car Insurance Rates with An Accident in Sunnyside
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Sunnyside, UT,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Sunnyside
The cheapest car insurance companies after an at-fault accident in
Sunnyside include Farmers Union Insurance
and AutoOwners Insurance Co, offering $315
and $422,
respectively. Farmers is an expensive provider
with an average six-month premium of
$3481.
Here is a list of driving violations that can increase your car
insurance rates in Sunnyside UT. For example, the car
insurance in Sunnyside
after a DUI increases to $980 for a six
month policy. While the rate increases by $255 for a six-month policy in the case of
a speeding ticket.
Sunnyside auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1093
$182
One Med/PIP claim
$1099
$187
Not-at-fault accident
$1123
$187
One comp claim
$1123
$191
Two Med/PIP claims
$1123
$187
Two comp claims
$1135
$193
Failure to show documents
$1241
$207
Child safety restraint
$1277
$217
Driving without lights
$1277
$213
Failure to wear a seat belt
$1277
$217
Driving with expired registration
$1301
$217
Cell phone violation
$1342
$228
Texting while driving
$1342
$224
Wrong way/wrong lane
$1342
$228
Driving too slowly
$1348
$225
Failure to yield
$1348
$229
Following too closely
$1348
$225
Illegal turn
$1348
$229
Speeding 6 - 10 MPH over limit
$1348
$225
Failure to stop at a red light
$1354
$230
Speeding 11 - 15 MPH over limit
$1354
$226
Speeding 16 - 20 MPH over limit
$1354
$230
Speeding in school zone
$1354
$226
Improper passing
$1360
$231
In 65 MPH zone
$1408
$235
Speeding 21 - 25 MPH over limit
$1432
$243
Passing school bus
$1437
$240
At-fault accident - less than $1000
$1515
$258
Operating a vehicle without permission
$1586
$264
At-fault accident - $1000-$2000
$1628
$277
Open container
$1639
$273
At-fault accident - greater than $2000
$1651
$281
Reckless driving
$2043
$341
Driving with a suspended license
$2055
$349
Refusal to submit to a chemical test
$2055
$343
DUI
$2073
$352
Racing
$2073
$346
Leaving scene of an accident/hit and run
$2162
$368
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Sunnyside after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Sunnyside.
The cheapest car insurance premiums in
Sunnyside are
offered by Utah Farm Bureau at $368 for a six-month policy.
However, it can be as
expensive as $4081 with companies
like State Farm.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Sunnyside are offered by Farmers Union Insurance
at $249. However,
it can be as expensive as $3219
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Sunnyside after Speeding ticket
Car insurance rates in Sunnyside have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Sunnyside remained steady at $240 in both February and January, indicating no change over the two month period.
The average cost of liability insurance in the Sunnyside dipped to $70 in February,
compared to $164 in January.
This represents an decrease of $94
when comparing February and January.
Average Car Insurance Cost in Sunnyside by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Sunnyside. At $2134 for a
six-month policy, insuring
your car at 84539 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Sunnyside?
The car insurance in Sunnyside is $33 per month, which is lower than the national average.
What is the cheapest car insurance in Sunnyside?
The cheapest car insurance in Sunnyside
is $73 per month
for full coverage.
How much is car insurance in Sunnyside for teenagers?
Car insurance for teenagers costs $309 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Sunnyside?
The average cost of car insurance is $1067 for a six-month
policy. It will cost around $179 per month to insure your
car in Sunnyside.
Is car insurance expensive in Sunnyside?
Car insurance can be expensive in Sunnyside if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Sunnyside can be
affordable.
What is the best car insurance in Sunnyside,
UT?
The best car insurance company in Sunnyside
UT is
Farmers Union Insurance, offering $428 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Sunnyside, UT
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Sunnyside Car Insurance
