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Finding the cheapest car insurance quotes in Eastgate shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Eastgate
The car insurance rate in Eastgate is $883 for a six-month policy, which is $115 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $471, making it a popular choice for budget-conscious drivers. Rates in Eastgate can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $471 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Nationwide
Nationwide offers auto
insurance rates at $635 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $656
for six months, making it
the third cheapest auto insurance company in Eastgate.
Eastgate Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Eastgate, WA is Kemper, offering policies at just $471 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $635.
At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $915 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Eastgate drivers find the best deals.
Way's key takeaways about car insurance in Eastgate
The auto insurance costs in Eastgate fall around $471 for six
months.
The cheapest auto insurance company in Eastgate is USAA.
Teen drivers pay the highest rate in Eastgate at $143 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Eastgate
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Eastgate are given below.
USAA provides
the cheapest minimum car insurance
coverage in Eastgate. Their Average 6 Month Premium is $218.
California Causality is the most
expensive at $274 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Eastgate is Kemper
at $78 per month and $471
for six months.
Cheapest Full Coverage Car Insurance Quotes in Eastgate,
WA
Get Your Car Insurance Quote in Eastgate
Instantly!
Average Car Insurance in Eastgate by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Eastgate, WA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Eastgate, Washington, may be increasing due to several external factors.
Washington has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Eastgate's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Eastgate
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
PEMCO
$779
30s
PEMCO
$545
40s
PEMCO
$551
50s
PEMCO
$523
60s
PEMCO
$551
70s
PEMCO
$684
Cheapest Car Insurance Rates for Teen Drivers in
Eastgate,WA
If you are planning to get a car insurance policy for your teenage
dependent, Travelers provides the cheapest car
insurance in the Eastgate at $64
per
month. At $841 for a six-month premium,
California Causality offers the most expensive rate for
teen drivers.
If you are in your twenties PEMCO is
the best choice for car
insurance in Eastgate.
As young drivers face the highest rates in Eastgate, PEMCO
offers the cheapest auto insurance rates at $779 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Eastgate,
AutoOwners Insurance Co is
the cheapest car insurance provider. At $267 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Eastgate is California Causality, offering
rates of around $628 for six
months.
Save up to $971/yr on car insurance rates in Eastgate.
Car Insurance Rates with An Accident in Eastgate
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Eastgate, WA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Eastgate
The cheapest car insurance companies after an at-fault accident in
Eastgate include AutoOwners Insurance Co
and Encompass, offering $342
and $390,
respectively. California Causality is an expensive provider
with an average six-month premium of
$471.
Here is a list of driving violations that can increase your car
insurance rates in Eastgate WA. For example, the car
insurance in Eastgate
after a DUI increases to $936 for a six
month policy. While the rate increases by $267 for a six-month policy in the case of
a speeding ticket.
Eastgate auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1229
$205
One Med/PIP claim
$1229
$209
Not-at-fault accident
$1271
$212
Two Med/PIP claims
$1271
$216
One comp claim
$1278
$213
Two comp claims
$1332
$227
Failure to show documents
$1469
$245
Child safety restraint
$1482
$252
Driving without lights
$1496
$250
Failure to wear a seat belt
$1496
$254
Speeding 11 - 15 MPH over limit
$1496
$250
Speeding 16 - 20 MPH over limit
$1496
$254
Speeding 6 - 10 MPH over limit
$1496
$250
Driving too slowly
$1510
$256
Driving with expired registration
$1510
$252
Cell phone violation
$1517
$258
Failure to yield
$1517
$253
Improper passing
$1517
$258
Texting while driving
$1517
$253
Wrong way/wrong lane
$1517
$258
Failure to stop at a red light
$1524
$254
Following too closely
$1524
$259
Illegal turn
$1524
$254
Speeding in school zone
$1592
$270
Passing school bus
$1598
$267
At-fault accident - less than $1000
$1619
$275
Speeding 21 - 25 MPH over limit
$1619
$270
Open container
$1626
$276
In 65 MPH zone
$1687
$282
At-fault accident - $1000-$2000
$1749
$298
At-fault accident - greater than $2000
$1756
$292
Operating a vehicle without permission
$1769
$301
Refusal to submit to a chemical test
$2117
$353
Reckless driving
$2124
$361
Driving with a suspended license
$2145
$358
DUI
$2165
$368
Racing
$2240
$374
Leaving scene of an accident/hit and run
$2254
$383
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Eastgate after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Eastgate.
The cheapest car insurance premiums in
Eastgate are
offered by Chubb at $390 for a six-month policy.
However, it can be as
expensive as $416 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Eastgate are offered by Chubb
at $342. However,
it can be as expensive as $383
with companies like California Causality for a similar
six-month premium.
Cheapest Car Insurance in Eastgate after Speeding ticket
Car Insurance Price Trends in Eastgate,
Washington
Car insurance rates in Eastgate have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Eastgate rose by
$174 in December
compared to $170 of November. In other words, there has been an increase by $4 when you
compare December and November.
The average cost of liability insurance in the Eastgate rose to $59 in December,
compared to $57 in November.
This represents an increase of $2
when comparing December and November.
Average Car Insurance Cost in Eastgate by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Eastgate. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Eastgate?
The car insurance in Eastgate is $37 per month, which is lower than the national average.
What is the cheapest car insurance in Eastgate?
The cheapest car insurance in Eastgate
is $78 per month
for full coverage.
How much is car insurance in Eastgate for teenagers?
Car insurance for teenagers costs $383 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Eastgate?
The average cost of car insurance is $768 for a six-month
policy. It will cost around $148 per month to insure your
car in Eastgate.
Is car insurance expensive in Eastgate?
Car insurance can be expensive in Eastgate if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Eastgate can be
affordable.
What is the best car insurance in Eastgate,
WA?
The best car insurance company in Eastgate
WA is
Kemper, offering $471 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Eastgate, WA
Car Insurance Rates by State in the USA (2025 Update)
Eastgate Car Insurance
