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Finding the cheapest car insurance quotes in Marianna shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Marianna
The car insurance rate in Marianna is $1168 for a six-month policy, which is $116 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $844, making it a popular choice for budget-conscious drivers. Rates in Marianna can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $844 for a six
month policy, USAA offers
the cheapest
auto
insurance rates in the city.
2nd place: Erie
Erie offers auto
insurance rates at $930 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Westfield
Westfield offers auto insurance
rates at $969
for six months, making it
the third cheapest auto insurance company in Marianna.
Marianna Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Marianna, WV is USAA, offering policies at just $844 for a six-month term. This is followed by Erie, which has an average six-month premium of $930.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1648 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Marianna drivers find the best deals.
Way's key takeaways about car insurance in Marianna
The auto insurance costs in Marianna fall around $844 for six
months.
The cheapest auto insurance company in Marianna is USAA.
Teen drivers pay the highest rate in Marianna at $1045 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Marianna
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Marianna are given below.
USAA provides
the cheapest minimum car insurance
coverage in Marianna. Their Average 6 Month Premium is $211.
Nationwide is the most
expensive at $666 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Marianna is USAA
at $142 per month and $844
for six months.
Cheapest Full Coverage Car Insurance Quotes in Marianna,
WV
Get Your Car Insurance Quote in Marianna
Instantly!
Average Car Insurance in Marianna by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Marianna, WV increasing?
Despite maintaining a clean driving record, your car insurance rates
in Marianna, West Virginia, may be increasing due to several external factors.
West Virginia has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Marianna's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Marianna
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Marianna,WV
If you are planning to get a car insurance policy for your teenage
dependent, Erie provides the cheapest car
insurance in the Marianna at $212
per
month. At $6270 for a six-month premium,
Nationwide offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Marianna.
As young drivers face the highest rates in Marianna, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Marianna,
Westfield is
the cheapest car insurance provider. At $837 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Marianna is State Farm, offering
rates of around $4781 for six
months.
Save up to $971/yr on car insurance rates in Marianna.
Car Insurance Rates with An Accident in Marianna
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Marianna, WV,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Marianna
The cheapest car insurance companies after an at-fault accident in
Marianna include Encompass
and Erie, offering $408
and $738,
respectively. Nationwide is an expensive provider
with an average six-month premium of
$2584.
Here is a list of driving violations that can increase your car
insurance rates in Marianna WV. For example, the car
insurance in Marianna
after a DUI increases to $884 for a six
month policy. While the rate increases by $218 for a six-month policy in the case of
a speeding ticket.
Marianna auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1141
$190
One Med/PIP claim
$1141
$194
One comp claim
$1180
$196
Not-at-fault accident
$1187
$202
Two Med/PIP claims
$1193
$199
Two comp claims
$1253
$213
Failure to wear a seat belt
$1279
$213
Failure to show documents
$1299
$221
Driving without lights
$1312
$219
Cell phone violation
$1352
$230
Texting while driving
$1352
$225
Speeding 6 - 10 MPH over limit
$1359
$231
Driving with expired registration
$1365
$228
Driving too slowly
$1372
$233
Failure to stop at a red light
$1372
$229
Following too closely
$1372
$233
Illegal turn
$1372
$229
Improper passing
$1372
$233
Speeding 11 - 15 MPH over limit
$1372
$229
Speeding in school zone
$1372
$233
Wrong way/wrong lane
$1372
$229
Failure to yield
$1378
$234
Speeding 16 - 20 MPH over limit
$1378
$230
In 65 MPH zone
$1384
$235
Speeding 21 - 25 MPH over limit
$1384
$231
Passing school bus
$1417
$241
Child safety restraint
$1424
$238
Operating a vehicle without permission
$1424
$242
At-fault accident - less than $1000
$1530
$255
Open container
$1543
$262
At-fault accident - $1000-$2000
$1662
$276
At-fault accident - greater than $2000
$1662
$283
Driving with a suspended license
$1826
$304
Reckless driving
$1899
$323
DUI
$2025
$337
Refusal to submit to a chemical test
$2025
$344
Racing
$2031
$339
Leaving scene of an accident/hit and run
$2037
$346
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Marianna after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Marianna.
The cheapest car insurance premiums in
Marianna are
offered by Erie at $1055 for a six-month policy.
However, it can be as
expensive as $3243 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Marianna are offered by Westfield
at $594. However,
it can be as expensive as $2070
with companies like Nationwide for a similar
six-month premium.
Cheapest Car Insurance in Marianna after Speeding ticket
Car Insurance Price Trends in Marianna,
West Virginia
Car insurance rates in Marianna have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Marianna rose by
$246 in January
compared to $215 of December. In other words, there has been an increase by $31 when you
compare January and December.
The average cost of liability insurance in the Marianna rose to $53 in January,
compared to $51 in December.
This represents an increase of $2
when comparing January and December.
Average Car Insurance Cost in Marianna by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Marianna. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Marianna?
The car insurance in Marianna is $36 per month, which is lower than the national average.
What is the cheapest car insurance in Marianna?
The cheapest car insurance in Marianna
is $142 per month
for full coverage.
How much is car insurance in Marianna for teenagers?
Car insurance for teenagers costs $1260 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Marianna?
The average cost of car insurance is $1052 for a six-month
policy. It will cost around $196 per month to insure your
car in Marianna.
Is car insurance expensive in Marianna?
Car insurance can be expensive in Marianna if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Marianna can be
affordable.
What is the best car insurance in Marianna,
WV?
The best car insurance company in Marianna
WV is
USAA, offering $844 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Marianna, WV
Car Insurance Rates by State in the USA (2025 Update)
Marianna Car Insurance
