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Finding the cheapest car insurance quotes in Surveyor shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Surveyor
The car insurance rate in Surveyor is $943 for a six-month policy, which is $29 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $721, making it a popular choice for budget-conscious drivers. Rates in Surveyor can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $721 for a six
month policy, USAA offers
the cheapest
auto
insurance rates in the city.
2nd place: Erie
Erie offers auto
insurance rates at $790 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Westfield
Westfield offers auto insurance
rates at $813
for six months, making it
the third cheapest auto insurance company in Surveyor.
Surveyor Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Surveyor, WV is USAA, offering policies at just $721 for a six-month term. This is followed by Erie, which has an average six-month premium of $790.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1389 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Surveyor drivers find the best deals.
Way's key takeaways about car insurance in Surveyor
The auto insurance costs in Surveyor fall around $721 for six
months.
The cheapest auto insurance company in Surveyor is USAA.
Teen drivers pay the highest rate in Surveyor at $797 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Surveyor
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Surveyor are given below.
USAA provides
the cheapest minimum car insurance
coverage in Surveyor. Their Average 6 Month Premium is $178.
Allstate is the most
expensive at $519 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Surveyor is USAA
at $121 per month and $721
for six months.
Cheapest Full Coverage Car Insurance Quotes in Surveyor,
WV
Get Your Car Insurance Quote in Surveyor
Instantly!
Average Car Insurance in Surveyor by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Surveyor, WV increasing?
Despite maintaining a clean driving record, your car insurance rates
in Surveyor, West Virginia, may be increasing due to several external factors.
West Virginia has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Surveyor's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Surveyor
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Surveyor,WV
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the Surveyor at $173
per
month. At $4737 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Surveyor.
As young drivers face the highest rates in Surveyor, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Surveyor,
Westfield is
the cheapest car insurance provider. At $628 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Surveyor is State Farm, offering
rates of around $3071 for six
months.
Save up to $971/yr on car insurance rates in Surveyor.
Car Insurance Rates with An Accident in Surveyor
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Surveyor, WV,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Surveyor
The cheapest car insurance companies after an at-fault accident in
Surveyor include Encompass
and Erie, offering $357
and $623,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1982.
Here is a list of driving violations that can increase your car
insurance rates in Surveyor WV. For example, the car
insurance in Surveyor
after a DUI increases to $772 for a six
month policy. While the rate increases by $190 for a six-month policy in the case of
a speeding ticket.
Surveyor auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$997
$166
One Med/PIP claim
$997
$170
One comp claim
$1031
$172
Not-at-fault accident
$1037
$177
Two Med/PIP claims
$1043
$174
Two comp claims
$1095
$186
Failure to wear a seat belt
$1117
$186
Failure to show documents
$1135
$193
Driving without lights
$1147
$191
Cell phone violation
$1181
$201
Texting while driving
$1181
$197
Speeding 6 - 10 MPH over limit
$1187
$202
Driving with expired registration
$1193
$199
Driving too slowly
$1199
$204
Failure to stop at a red light
$1199
$200
Following too closely
$1199
$204
Illegal turn
$1199
$200
Improper passing
$1199
$204
Speeding 11 - 15 MPH over limit
$1199
$200
Speeding in school zone
$1199
$204
Wrong way/wrong lane
$1199
$200
Failure to yield
$1204
$205
Speeding 16 - 20 MPH over limit
$1204
$201
In 65 MPH zone
$1210
$206
Speeding 21 - 25 MPH over limit
$1210
$202
Passing school bus
$1239
$210
Child safety restraint
$1245
$208
Operating a vehicle without permission
$1245
$211
At-fault accident - less than $1000
$1337
$223
Open container
$1348
$229
At-fault accident - $1000-$2000
$1452
$242
At-fault accident - greater than $2000
$1452
$247
Driving with a suspended license
$1596
$266
Reckless driving
$1660
$282
DUI
$1769
$295
Refusal to submit to a chemical test
$1769
$301
Racing
$1775
$296
Leaving scene of an accident/hit and run
$1780
$303
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Surveyor after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Surveyor.
The cheapest car insurance premiums in
Surveyor are
offered by Erie at $888 for a six-month policy.
However, it can be as
expensive as $2150 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Surveyor are offered by Westfield
at $443. However,
it can be as expensive as $1389
with companies like Nationwide for a similar
six-month premium.
Cheapest Car Insurance in Surveyor after Speeding ticket
Car Insurance Price Trends in Surveyor,
West Virginia
Car insurance rates in Surveyor have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Surveyor remained steady at $188 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Surveyor rose to $45 in December,
compared to $44 in November.
This represents an increase of $1
when comparing December and November.
Average Car Insurance Cost in Surveyor by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Surveyor. At $1885 for a
six-month policy, insuring
your car at 25932 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Surveyor?
The car insurance in Surveyor is $30 per month, which is lower than the national average.
What is the cheapest car insurance in Surveyor?
The cheapest car insurance in Surveyor
is $121 per month
for full coverage.
How much is car insurance in Surveyor for teenagers?
Car insurance for teenagers costs $1025 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Surveyor?
The average cost of car insurance is $972 for a six-month
policy. It will cost around $158 per month to insure your
car in Surveyor.
Is car insurance expensive in Surveyor?
Car insurance can be expensive in Surveyor if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Surveyor can be
affordable.
What is the best car insurance in Surveyor,
WV?
The best car insurance company in Surveyor
WV is
USAA, offering $721 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Surveyor, WV
Car Insurance Rates by State in the USA (2025 Update)
Surveyor Car Insurance
