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Finding the cheapest car insurance quotes in Kansasville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Kansasville
The car insurance rate in Kansasville is $657 for a six-month policy, which is $20 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $271, making it a popular choice for budget-conscious drivers. Rates in Kansasville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $271 for a six
month policy, AAA offers
the cheapest
auto
insurance rates in the city.
2nd place: West Bend Mutual
West Bend Mutual offers auto
insurance rates at $404 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: IMT Insurance Company
IMT Insurance Company offers auto insurance
rates at $443
for six months, making it
the third cheapest auto insurance company in Kansasville.
Kansasville Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Kansasville, WI is AAA, offering policies at just $271 for a six-month term. This is followed by West Bend Mutual, which has an average six-month premium of $404.
At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $737 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kansasville drivers find the best deals.
Way's key takeaways about car insurance in Kansasville
The auto insurance costs in Kansasville fall around $271 for six
months.
The cheapest auto insurance company in Kansasville is AAA.
Teen drivers pay the highest rate in Kansasville at $620 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Kansasville
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Kansasville are given below.
AAA provides
the cheapest minimum car insurance
coverage in Kansasville. Their Average 6 Month Premium is $115.
Secura is the most
expensive at $155 for the same
period.
Cheapest Full Coverage Car Insurance in Kansasville
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Kansasville is AAA
at $46 per month and $271
for six months.
Cheapest Full Coverage Car Insurance Quotes in Kansasville,
WI
Get Your Car Insurance Quote in Kansasville
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Average Car Insurance in Kansasville by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Kansasville, WI increasing?
Despite maintaining a clean driving record, your car insurance rates
in Kansasville, Wisconsin, may be increasing due to several external factors.
Wisconsin has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Kansasville's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Kansasville
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$465
30s
USAA
$373
40s
USAA
$339
50s
USAA
$321
60s
USAA
$335
70s
USAA
$412
Cheapest Car Insurance Rates for Teen Drivers in
Kansasville,WI
If you are planning to get a car insurance policy for your teenage
dependent, AAA provides the cheapest car
insurance in the Kansasville at $32
per
month. At $3716 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Kansasville.
As young drivers face the highest rates in Kansasville, USAA
offers the cheapest auto insurance rates at $465 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Kansasville,
Western National is
the cheapest car insurance provider. At $145 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Kansasville is Allstate, offering
rates of around $1786 for six
months.
Save up to $971/yr on car insurance rates in Kansasville.
Car Insurance Rates with An Accident in Kansasville
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Kansasville, WI,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Kansasville
The cheapest car insurance companies after an at-fault accident in
Kansasville include Western National
and Rural Mutual, offering $145
and $167,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1752.
Here is a list of driving violations that can increase your car
insurance rates in Kansasville WI. For example, the car
insurance in Kansasville
after a DUI increases to $766 for a six
month policy. While the rate increases by $167 for a six-month policy in the case of
a speeding ticket.
Kansasville auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$824
$138
One Med/PIP claim
$829
$141
Not-at-fault accident
$864
$145
One comp claim
$876
$149
Two Med/PIP claims
$888
$147
Failure to show documents
$899
$153
Driving with expired registration
$922
$153
Failure to wear a seat belt
$927
$158
Two comp claims
$945
$157
Driving without lights
$980
$167
Child safety restraint
$986
$164
Speeding 6 - 10 MPH over limit
$991
$169
At-fault accident - less than $1000
$1003
$167
Cell phone violation
$1009
$172
Driving too slowly
$1014
$169
Failure to yield
$1014
$173
Speeding in school zone
$1014
$169
Illegal turn
$1019
$174
Speeding 11 - 15 MPH over limit
$1019
$170
Speeding 16 - 20 MPH over limit
$1019
$174
Texting while driving
$1019
$170
Wrong way/wrong lane
$1019
$174
Failure to stop at a red light
$1031
$172
Following too closely
$1031
$176
Improper passing
$1060
$177
Passing school bus
$1078
$183
In 65 MPH zone
$1135
$189
At-fault accident - $1000-$2000
$1181
$201
Speeding 21 - 25 MPH over limit
$1181
$197
Operating a vehicle without permission
$1187
$202
At-fault accident - greater than $2000
$1193
$199
Open container
$1204
$205
Reckless driving
$1556
$259
Racing
$1562
$266
Refusal to submit to a chemical test
$1573
$262
Driving with a suspended license
$1579
$269
Leaving scene of an accident/hit and run
$1585
$264
DUI
$1590
$271
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Kansasville after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Kansasville.
The cheapest car insurance premiums in
Kansasville are
offered by Western National at $145 for a six-month policy.
However, it can be as
expensive as $1400 with companies
like Allstate.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Kansasville are offered by Western National
at $145. However,
it can be as expensive as $1302
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Kansasville after Speeding ticket
Car Insurance Price Trends in Kansasville,
Wisconsin
Car insurance rates in Kansasville have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Kansasville rose by
$121 in December
compared to $118 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Kansasville rose to $33 in December,
compared to $31 in November.
This represents an increase of $2
when comparing December and November.
Average Car Insurance Cost in Kansasville by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Kansasville. At $1313 for a
six-month policy, insuring
your car at 53139 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Kansasville?
The car insurance in Kansasville is $19 per month, which is lower than the national average.
What is the cheapest car insurance in Kansasville?
The cheapest car insurance in Kansasville
is $46 per month
for full coverage.
How much is car insurance in Kansasville for teenagers?
Car insurance for teenagers costs $190 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Kansasville?
The average cost of car insurance is $677 for a six-month
policy. It will cost around $111 per month to insure your
car in Kansasville.
Is car insurance expensive in Kansasville?
Car insurance can be expensive in Kansasville if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Kansasville can be
affordable.
What is the best car insurance in Kansasville,
WI?
The best car insurance company in Kansasville
WI is
AAA, offering $271 for a
six-month policy.
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Car Insurance Rates by State in the USA (2025 Update)