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Finding the cheapest car insurance quotes in Little Suamico shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Little Suamico
The car insurance rate in Little Suamico is $636 for a six-month policy, which is $41 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $262, making it a popular choice for budget-conscious drivers. Rates in Little Suamico can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Little Suamico
1st place: AAA
At $262 for a six
month policy, AAA offers
the cheapest
auto
insurance rates in the city.
2nd place: West Bend Mutual
West Bend Mutual offers auto
insurance rates at $391 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: IMT Insurance Company
IMT Insurance Company offers auto insurance
rates at $430
for six months, making it
the third cheapest auto insurance company in Little Suamico.
Little Suamico Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Little Suamico, WI is AAA, offering policies at just $262 for a six-month term. This is followed by West Bend Mutual, which has an average six-month premium of $391.
At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $714 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Little Suamico drivers find the best deals.
Cheap Car Insurance Companies in Little Suamico, WI
Way's key takeaways about car insurance in Little Suamico
The auto insurance costs in Little Suamico fall around $262 for six
months.
The cheapest auto insurance company in Little Suamico is AAA.
Teen drivers pay the highest rate in Little Suamico at $601 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Little Suamico
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Little Suamico are given below.
AAA provides
the cheapest minimum car insurance
coverage in Little Suamico. Their Average 6 Month Premium is $112.
Secura is the most
expensive at $150 for the same
period.
Cheapest Full Coverage Car Insurance in Little Suamico
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Little Suamico is AAA
at $44 per month and $262
for six months.
Cheapest Full Coverage Car Insurance Quotes in Little Suamico,
WI
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Average Car Insurance in Little Suamico by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Little Suamico, WI increasing?
Despite maintaining a clean driving record, your car insurance rates
in Little Suamico, Wisconsin, may be increasing due to several external factors.
Wisconsin has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Little Suamico's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Little Suamico
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$450
30s
USAA
$362
40s
USAA
$328
50s
USAA
$311
60s
USAA
$324
70s
USAA
$400
Cheapest Car Insurance Rates for Teen Drivers in
Little Suamico,WI
If you are planning to get a car insurance policy for your teenage
dependent, AAA provides the cheapest car
insurance in the Little Suamico at $31
per
month. At $3601 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Little Suamico.
As young drivers face the highest rates in Little Suamico, USAA
offers the cheapest auto insurance rates at $450 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Little Suamico,
Western National is
the cheapest car insurance provider. At $140 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Little Suamico is Allstate, offering
rates of around $1731 for six
months.
Save up to $971/yr on car insurance rates in Little Suamico.
Car Insurance Rates with An Accident in Little Suamico
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Little Suamico, WI,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Little Suamico
The cheapest car insurance companies after an at-fault accident in
Little Suamico include Western National
and Rural Mutual, offering $140
and $162,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1698.
Here is a list of driving violations that can increase your car
insurance rates in Little Suamico WI. For example, the car
insurance in Little Suamico
after a DUI increases to $743 for a six
month policy. While the rate increases by $163 for a six-month policy in the case of
a speeding ticket.
Little Suamico auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$798
$133
One Med/PIP claim
$804
$136
Not-at-fault accident
$838
$140
One comp claim
$849
$145
Two Med/PIP claims
$860
$143
Failure to show documents
$871
$149
Driving with expired registration
$893
$149
Failure to wear a seat belt
$899
$153
Two comp claims
$916
$152
Driving without lights
$949
$162
Child safety restraint
$955
$159
Speeding 6 - 10 MPH over limit
$961
$164
At-fault accident - less than $1000
$972
$162
Cell phone violation
$978
$166
Driving too slowly
$982
$164
Failure to yield
$982
$167
Speeding in school zone
$982
$164
Illegal turn
$988
$168
Speeding 11 - 15 MPH over limit
$988
$165
Speeding 16 - 20 MPH over limit
$988
$168
Texting while driving
$988
$165
Wrong way/wrong lane
$988
$168
Failure to stop at a red light
$999
$166
Following too closely
$999
$170
Improper passing
$1027
$171
Passing school bus
$1044
$178
In 65 MPH zone
$1100
$183
At-fault accident - $1000-$2000
$1145
$195
Speeding 21 - 25 MPH over limit
$1145
$191
Operating a vehicle without permission
$1151
$196
At-fault accident - greater than $2000
$1156
$193
Open container
$1167
$198
Reckless driving
$1508
$251
Racing
$1513
$258
Refusal to submit to a chemical test
$1525
$254
Driving with a suspended license
$1530
$260
Leaving scene of an accident/hit and run
$1536
$256
DUI
$1541
$262
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Little Suamico after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Little Suamico.
The cheapest car insurance premiums in
Little Suamico are
offered by Western National at $140 for a six-month policy.
However, it can be as
expensive as $1356 with companies
like Allstate.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Little Suamico are offered by Western National
at $140. However,
it can be as expensive as $1261
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Little Suamico after Speeding ticket
Car Insurance Price Trends in Little Suamico,
Wisconsin
Car insurance rates in Little Suamico have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Little Suamico rose by
$118 in December
compared to $115 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Little Suamico rose to $32 in December,
compared to $30 in November.
This represents an increase of $2
when comparing December and November.
Average Car Insurance Cost in Little Suamico by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Little Suamico. At $1272 for a
six-month policy, insuring
your car at 54141 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Little Suamico?
The car insurance in Little Suamico is $19 per month, which is lower than the national average.
What is the cheapest car insurance in Little Suamico?
The cheapest car insurance in Little Suamico
is $44 per month
for full coverage.
How much is car insurance in Little Suamico for teenagers?
Car insurance for teenagers costs $184 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Little Suamico?
The average cost of car insurance is $677 for a six-month
policy. It will cost around $107 per month to insure your
car in Little Suamico.
Is car insurance expensive in Little Suamico?
Car insurance can be expensive in Little Suamico if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Little Suamico can be
affordable.
What is the best car insurance in Little Suamico,
WI?
The best car insurance company in Little Suamico
WI is
AAA, offering $262 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Little Suamico, WI
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Little Suamico Car Insurance
