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Finding the cheapest car insurance quotes in Pewaukee shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Pewaukee
The car insurance rate in Pewaukee is $623 for a six-month policy, which is $54 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $257, making it a popular choice for budget-conscious drivers. Rates in Pewaukee can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $257 for a six
month policy, AAA offers
the cheapest
auto
insurance rates in the city.
2nd place: West Bend Mutual
West Bend Mutual offers auto
insurance rates at $383 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: IMT Insurance Company
IMT Insurance Company offers auto insurance
rates at $420
for six months, making it
the third cheapest auto insurance company in Pewaukee.
Pewaukee Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Pewaukee, WI is AAA, offering policies at just $257 for a six-month term. This is followed by West Bend Mutual, which has an average six-month premium of $383.
At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $699 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Pewaukee drivers find the best deals.
Way's key takeaways about car insurance in Pewaukee
The auto insurance costs in Pewaukee fall around $257 for six
months.
The cheapest auto insurance company in Pewaukee is AAA.
Teen drivers pay the highest rate in Pewaukee at $588 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Pewaukee
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Pewaukee are given below.
AAA provides
the cheapest minimum car insurance
coverage in Pewaukee. Their Average 6 Month Premium is $109.
Secura is the most
expensive at $147 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Pewaukee is AAA
at $43 per month and $257
for six months.
Cheapest Full Coverage Car Insurance Quotes in Pewaukee,
WI
Get Your Car Insurance Quote in Pewaukee
Instantly!
Average Car Insurance in Pewaukee by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Pewaukee, WI increasing?
Despite maintaining a clean driving record, your car insurance rates
in Pewaukee, Wisconsin, may be increasing due to several external factors.
Wisconsin has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Pewaukee's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Pewaukee
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$441
30s
USAA
$354
40s
USAA
$321
50s
USAA
$305
60s
USAA
$317
70s
USAA
$391
Cheapest Car Insurance Rates for Teen Drivers in
Pewaukee,WI
If you are planning to get a car insurance policy for your teenage
dependent, AAA provides the cheapest car
insurance in the Pewaukee at $30
per
month. At $3525 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Pewaukee.
As young drivers face the highest rates in Pewaukee, USAA
offers the cheapest auto insurance rates at $441 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Pewaukee,
Western National is
the cheapest car insurance provider. At $137 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Pewaukee is Allstate, offering
rates of around $1694 for six
months.
Save up to $971/yr on car insurance rates in Pewaukee.
Car Insurance Rates with An Accident in Pewaukee
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Pewaukee, WI,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Pewaukee
The cheapest car insurance companies after an at-fault accident in
Pewaukee include Western National
and Rural Mutual, offering $137
and $158,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1662.
Here is a list of driving violations that can increase your car
insurance rates in Pewaukee WI. For example, the car
insurance in Pewaukee
after a DUI increases to $727 for a six
month policy. While the rate increases by $159 for a six-month policy in the case of
a speeding ticket.
Pewaukee auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$781
$131
One Med/PIP claim
$787
$133
Not-at-fault accident
$820
$137
One comp claim
$831
$142
Two Med/PIP claims
$842
$140
Failure to show documents
$853
$145
Driving with expired registration
$874
$145
Failure to wear a seat belt
$880
$150
Two comp claims
$896
$149
Driving without lights
$929
$158
Child safety restraint
$935
$155
Speeding 6 - 10 MPH over limit
$940
$160
At-fault accident - less than $1000
$951
$158
Cell phone violation
$957
$163
Driving too slowly
$961
$160
Failure to yield
$961
$164
Speeding in school zone
$961
$160
Illegal turn
$967
$165
Speeding 11 - 15 MPH over limit
$967
$161
Speeding 16 - 20 MPH over limit
$967
$165
Texting while driving
$967
$161
Wrong way/wrong lane
$967
$165
Failure to stop at a red light
$978
$163
Following too closely
$978
$167
Improper passing
$1006
$167
Passing school bus
$1022
$174
In 65 MPH zone
$1076
$179
At-fault accident - $1000-$2000
$1121
$190
Speeding 21 - 25 MPH over limit
$1121
$187
Operating a vehicle without permission
$1126
$191
At-fault accident - greater than $2000
$1132
$189
Open container
$1142
$194
Reckless driving
$1476
$246
Racing
$1481
$252
Refusal to submit to a chemical test
$1492
$248
Driving with a suspended license
$1498
$255
Leaving scene of an accident/hit and run
$1503
$250
DUI
$1508
$257
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Pewaukee after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Pewaukee.
The cheapest car insurance premiums in
Pewaukee are
offered by Western National at $137 for a six-month policy.
However, it can be as
expensive as $1328 with companies
like Allstate.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Pewaukee are offered by Western National
at $137. However,
it can be as expensive as $1235
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Pewaukee after Speeding ticket
Car insurance rates in Pewaukee have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Pewaukee rose by
$115 in December
compared to $112 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Pewaukee rose to $31 in December,
compared to $29 in November.
This represents an increase of $2
when comparing December and November.
Average Car Insurance Cost in Pewaukee by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Pewaukee. At $1245 for a
six-month policy, insuring
your car at 53072 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Pewaukee?
The car insurance in Pewaukee is $18 per month, which is lower than the national average.
What is the cheapest car insurance in Pewaukee?
The cheapest car insurance in Pewaukee
is $43 per month
for full coverage.
How much is car insurance in Pewaukee for teenagers?
Car insurance for teenagers costs $180 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Pewaukee?
The average cost of car insurance is $677 for a six-month
policy. It will cost around $105 per month to insure your
car in Pewaukee.
Is car insurance expensive in Pewaukee?
Car insurance can be expensive in Pewaukee if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Pewaukee can be
affordable.
What is the best car insurance in Pewaukee,
WI?
The best car insurance company in Pewaukee
WI is
AAA, offering $257 for a
six-month policy.
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Pewaukee Car Insurance
