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Finding the cheapest car insurance quotes in Stitzer shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Stitzer
The car insurance rate in Stitzer is $752 for a six-month policy, which is $7 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $282, making it a popular choice for budget-conscious drivers. Rates in Stitzer can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $282 for a six
month policy, AAA offers
the cheapest
auto
insurance rates in the city.
2nd place: West Bend Mutual
West Bend Mutual offers auto
insurance rates at $420 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: IMT Insurance Company
IMT Insurance Company offers auto insurance
rates at $462
for six months, making it
the third cheapest auto insurance company in Stitzer.
Stitzer Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Stitzer, WI is AAA, offering policies at just $282 for a six-month term. This is followed by West Bend Mutual, which has an average six-month premium of $420.
At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $768 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Stitzer drivers find the best deals.
Way's key takeaways about car insurance in Stitzer
The auto insurance costs in Stitzer fall around $282 for six
months.
The cheapest auto insurance company in Stitzer is AAA.
Teen drivers pay the highest rate in Stitzer at $654 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Stitzer
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Stitzer are given below.
AAA provides
the cheapest minimum car insurance
coverage in Stitzer. Their Average 6 Month Premium is $120.
Secura is the most
expensive at $162 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Stitzer is AAA
at $47 per month and $282
for six months.
Cheapest Full Coverage Car Insurance Quotes in Stitzer,
WI
Get Your Car Insurance Quote in Stitzer
Instantly!
Average Car Insurance in Stitzer by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Stitzer, WI increasing?
Despite maintaining a clean driving record, your car insurance rates
in Stitzer, Wisconsin, may be increasing due to several external factors.
Wisconsin has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Stitzer's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Stitzer
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$499
30s
USAA
$401
40s
USAA
$364
50s
USAA
$345
60s
USAA
$359
70s
USAA
$442
Cheapest Car Insurance Rates for Teen Drivers in
Stitzer,WI
If you are planning to get a car insurance policy for your teenage
dependent, AAA provides the cheapest car
insurance in the Stitzer at $33
per
month. At $3887 for a six-month premium,
Progressive offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Stitzer.
As young drivers face the highest rates in Stitzer, USAA
offers the cheapest auto insurance rates at $499 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Stitzer,
Western National is
the cheapest car insurance provider. At $150 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Stitzer is AutoOwners, offering
rates of around $3522 for six
months.
Save up to $971/yr on car insurance rates in Stitzer.
Car Insurance Rates with An Accident in Stitzer
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Stitzer, WI,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Stitzer
The cheapest car insurance companies after an at-fault accident in
Stitzer include Western National
and Rural Mutual, offering $150
and $174,
respectively. Progressive is an expensive provider
with an average six-month premium of
$2376.
Here is a list of driving violations that can increase your car
insurance rates in Stitzer WI. For example, the car
insurance in Stitzer
after a DUI increases to $798 for a six
month policy. While the rate increases by $175 for a six-month policy in the case of
a speeding ticket.
Stitzer auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$857
$143
One Med/PIP claim
$864
$146
Not-at-fault accident
$900
$150
One comp claim
$912
$156
Two Med/PIP claims
$924
$154
Failure to show documents
$936
$160
Driving with expired registration
$960
$160
Failure to wear a seat belt
$966
$165
Two comp claims
$984
$164
Driving without lights
$1020
$174
Child safety restraint
$1026
$171
Speeding 6 - 10 MPH over limit
$1032
$176
At-fault accident - less than $1000
$1044
$174
Cell phone violation
$1050
$179
Driving too slowly
$1055
$176
Failure to yield
$1055
$180
Speeding in school zone
$1055
$176
Illegal turn
$1062
$181
Speeding 11 - 15 MPH over limit
$1062
$177
Speeding 16 - 20 MPH over limit
$1062
$181
Texting while driving
$1062
$177
Wrong way/wrong lane
$1062
$181
Failure to stop at a red light
$1074
$179
Following too closely
$1074
$183
Improper passing
$1104
$184
Passing school bus
$1122
$191
In 65 MPH zone
$1182
$197
At-fault accident - $1000-$2000
$1230
$209
Speeding 21 - 25 MPH over limit
$1230
$205
Operating a vehicle without permission
$1236
$210
At-fault accident - greater than $2000
$1242
$207
Open container
$1253
$213
Reckless driving
$1620
$270
Racing
$1626
$277
Refusal to submit to a chemical test
$1638
$273
Driving with a suspended license
$1644
$280
Leaving scene of an accident/hit and run
$1650
$275
DUI
$1655
$282
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Stitzer after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Stitzer.
The cheapest car insurance premiums in
Stitzer are
offered by Western National at $150 for a six-month policy.
However, it can be as
expensive as $2208 with companies
like Acuity.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Stitzer are offered by Western National
at $150. However,
it can be as expensive as $1542
with companies like Progressive for a similar
six-month premium.
Cheapest Car Insurance in Stitzer after Speeding ticket
Car insurance rates in Stitzer have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Stitzer rose by
$159 in January
compared to $126 of December. In other words, there has been an increase by $33 when you
compare January and December.
The average cost of liability insurance in the Stitzer rose to $35 in January,
compared to $34 in December.
This represents an increase of $1
when comparing January and December.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Stitzer. At $1504 for a
six-month policy, insuring
your car at 53825 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Stitzer?
The car insurance in Stitzer is $20 per month, which is lower than the national average.
What is the cheapest car insurance in Stitzer?
The cheapest car insurance in Stitzer
is $47 per month
for full coverage.
How much is car insurance in Stitzer for teenagers?
Car insurance for teenagers costs $198 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Stitzer?
The average cost of car insurance is $745 for a six-month
policy. It will cost around $126 per month to insure your
car in Stitzer.
Is car insurance expensive in Stitzer?
Car insurance can be expensive in Stitzer if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Stitzer can be
affordable.
What is the best car insurance in Stitzer,
WI?
The best car insurance company in Stitzer
WI is
AAA, offering $282 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Stitzer, WI
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Stitzer Car Insurance
