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Finding the cheapest car insurance quotes in Trevor shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Trevor
The car insurance rate in Trevor is $715 for a six-month policy, which is $30 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $268, making it a popular choice for budget-conscious drivers. Rates in Trevor can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $268 for a six
month policy, AAA offers
the cheapest
auto
insurance rates in the city.
2nd place: West Bend Mutual
West Bend Mutual offers auto
insurance rates at $399 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: IMT Insurance Company
IMT Insurance Company offers auto insurance
rates at $439
for six months, making it
the third cheapest auto insurance company in Trevor.
Trevor Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Trevor, WI is AAA, offering policies at just $268 for a six-month term. This is followed by West Bend Mutual, which has an average six-month premium of $399.
At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $730 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Trevor drivers find the best deals.
The auto insurance costs in Trevor fall around $268 for six
months.
The cheapest auto insurance company in Trevor is AAA.
Teen drivers pay the highest rate in Trevor at $622 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
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Cheapest Minimum Liability Car Insurance in Trevor
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Trevor are given below.
AAA provides
the cheapest minimum car insurance
coverage in Trevor. Their Average 6 Month Premium is $114.
Secura is the most
expensive at $154 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Trevor is AAA
at $45 per month and $268
for six months.
Cheapest Full Coverage Car Insurance Quotes in Trevor,
WI
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Trevor, WI increasing?
Despite maintaining a clean driving record, your car insurance rates
in Trevor, Wisconsin, may be increasing due to several external factors.
Wisconsin has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Trevor's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Trevor
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$474
30s
USAA
$381
40s
USAA
$346
50s
USAA
$328
60s
USAA
$341
70s
USAA
$420
Cheapest Car Insurance Rates for Teen Drivers in
Trevor,WI
If you are planning to get a car insurance policy for your teenage
dependent, AAA provides the cheapest car
insurance in the Trevor at $32
per
month. At $3695 for a six-month premium,
Progressive offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Trevor.
As young drivers face the highest rates in Trevor, USAA
offers the cheapest auto insurance rates at $474 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Trevor,
Western National is
the cheapest car insurance provider. At $143 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Trevor is AutoOwners, offering
rates of around $3348 for six
months.
Save up to $971/yr on car insurance rates in Trevor.
Car Insurance Rates with An Accident in Trevor
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Trevor, WI,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Trevor
The cheapest car insurance companies after an at-fault accident in
Trevor include Western National
and Rural Mutual, offering $143
and $165,
respectively. Progressive is an expensive provider
with an average six-month premium of
$2258.
Here is a list of driving violations that can increase your car
insurance rates in Trevor WI. For example, the car
insurance in Trevor
after a DUI increases to $758 for a six
month policy. While the rate increases by $166 for a six-month policy in the case of
a speeding ticket.
Trevor auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$815
$136
One Med/PIP claim
$821
$139
Not-at-fault accident
$855
$143
One comp claim
$867
$148
Two Med/PIP claims
$878
$146
Failure to show documents
$890
$152
Driving with expired registration
$912
$152
Failure to wear a seat belt
$918
$156
Two comp claims
$935
$156
Driving without lights
$970
$165
Child safety restraint
$975
$162
Speeding 6 - 10 MPH over limit
$981
$167
At-fault accident - less than $1000
$993
$165
Cell phone violation
$998
$170
Driving too slowly
$1003
$167
Failure to yield
$1003
$171
Speeding in school zone
$1003
$167
Illegal turn
$1009
$172
Speeding 11 - 15 MPH over limit
$1009
$168
Speeding 16 - 20 MPH over limit
$1009
$172
Texting while driving
$1009
$168
Wrong way/wrong lane
$1009
$172
Failure to stop at a red light
$1020
$170
Following too closely
$1020
$174
Improper passing
$1049
$175
Passing school bus
$1067
$181
In 65 MPH zone
$1123
$187
At-fault accident - $1000-$2000
$1169
$199
Speeding 21 - 25 MPH over limit
$1169
$195
Operating a vehicle without permission
$1175
$200
At-fault accident - greater than $2000
$1181
$197
Open container
$1191
$203
Reckless driving
$1540
$256
Racing
$1546
$263
Refusal to submit to a chemical test
$1557
$259
Driving with a suspended license
$1563
$266
Leaving scene of an accident/hit and run
$1569
$261
DUI
$1573
$268
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Trevor after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Trevor.
The cheapest car insurance premiums in
Trevor are
offered by Western National at $143 for a six-month policy.
However, it can be as
expensive as $2099 with companies
like Acuity.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Trevor are offered by Western National
at $143. However,
it can be as expensive as $1466
with companies like Progressive for a similar
six-month premium.
Cheapest Car Insurance in Trevor after Speeding ticket
Car insurance rates in Trevor have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Trevor rose by
$151 in January
compared to $120 of December. In other words, there has been an increase by $31 when you
compare January and December.
The average cost of liability insurance in the Trevor rose to $34 in January,
compared to $33 in December.
This represents an increase of $1
when comparing January and December.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Trevor. At $1430 for a
six-month policy, insuring
your car at 53179 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Trevor?
The car insurance in Trevor is $19 per month, which is lower than the national average.
What is the cheapest car insurance in Trevor?
The cheapest car insurance in Trevor
is $45 per month
for full coverage.
How much is car insurance in Trevor for teenagers?
Car insurance for teenagers costs $188 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Trevor?
The average cost of car insurance is $745 for a six-month
policy. It will cost around $120 per month to insure your
car in Trevor.
Is car insurance expensive in Trevor?
Car insurance can be expensive in Trevor if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Trevor can be
affordable.
What is the best car insurance in Trevor,
WI?
The best car insurance company in Trevor
WI is
AAA, offering $268 for a
six-month policy.
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Car Insurance Rates by State in the USA (2025 Update)