Cheapest Car Insurance Quotes in Newville

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Newville Car Insurance

^$ 20

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Newville

The car insurance rate in Newville is $870 for a six-month policy, which is $66 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $470, making it a popular choice for budget-conscious drivers. Rates in Newville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Newville

$870

Avg. Car Insurance in Alabama

$936

National Average

$1140

Cheapest Car Insurance Companies in Newville

1st place: AutoOwners Insurance Co

At $470 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: State Farm

State Farm offers auto insurance rates at $613 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $663 for six months, making it the third cheapest auto insurance company in Newville.

Newville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Newville, AL is AutoOwners Insurance Co, offering policies at just $470 for a six-month term. This is followed by State Farm, which has an average six-month premium of $613.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1862 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Newville drivers find the best deals.

Cheap Car Insurance Companies in Newville, AL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$470	$78
State Farm	$613	$103
Travelers	$663	$112
Country Financial	$680	$114
Cincinnati	$701	$118
USAA	$724	$122
Auto-Owners	$774	$130
Nationwide	$977	$166
Allstate	$994	$167
Progressive	$1122	$189
Farmers	$1862	$311

Key Takeaways

Way's key takeaways about car insurance in Newville

The auto insurance costs in Newville fall around $470 for six months.
The cheapest auto insurance company in Newville is Cincinnati.
Teen drivers pay the highest rate in Newville at $1087 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Newville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Newville are given below.

Cincinnati provides the cheapest minimum car insurance coverage in Newville. Their Average 6 Month Premium is $122. Farmers is the most expensive at $707 for the same period.

Cheapest Liability Coverage in Newville, AL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$122	$20
Mercury	$133	$22
Country Financial	$205	$34
Auto-Owners Insurance Co	$210	$35
USAA	$210	$35
State Farm	$216	$36
Travelers	$232	$39
Auto-Owners	$265	$45
Progressive	$376	$63
Nationwide	$398	$66
Allstate	$436	$73
Farmers	$707	$118

Cheapest Full Coverage Car Insurance in Newville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Newville is AutoOwners Insurance Co at $78 per month and $470 for six months.

Cheapest Full Coverage Car Insurance Quotes in Newville, AL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$470	$78
State Farm	$613	$103
Travelers	$663	$112
Country Financial	$680	$114
Cincinnati	$701	$118
USAA	$724	$122
Auto-Owners	$774	$130
Nationwide	$977	$166
Allstate	$994	$167
Progressive	$1122	$189
Farmers	$1862	$311

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Average Car Insurance in Newville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Newville, AL increasing?

Despite maintaining a clean driving record, your car insurance rates in Newville, Alabama, may be increasing due to several external factors. Alabama has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Newville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Newville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Newville,AL

If you are planning to get a car insurance policy for your teenage dependent, Cincinnati provides the cheapest car insurance in the Newville at $22 per month. At $6458 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$133	$22
Country Financial	$210	$35
Travelers	$1298	$219
USAA	$1574	$265
State Farm	$1641	$276
Auto-Owners	$2503	$426
Allstate	$3232	$544
Nationwide	$3933	$669
Progressive	$5663	$953
Farmers	$6458	$1087

Teen Car Insurance Rates in AL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Newville, Cincinnati is the cheapest car insurance provider. At $171 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Newville is Farmers, offering rates of around $3010 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$171	$29
Country Financial	$293	$50
Nationwide	$398	$66
Travelers	$834	$140
USAA	$1000	$166
Progressive	$1193	$201
Allstate	$1889	$315
State Farm	$2171	$369
Auto-Owners	$2398	$400
Farmers	$3010	$512

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Car Insurance Rates with An Accident in Newville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Newville, AL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Newville

The cheapest car insurance companies after an at-fault accident in Newville include Cincinnati and AutoOwners Insurance Co, offering $188 and $293, respectively. Farmers is an expensive provider with an average six-month premium of $2580.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$188	$32
Auto-Owners Insurance Co	$293	$50
Country Financial	$293	$49
Safeway	$365	$61
Travelers	$530	$89
State Farm	$591	$100
USAA	$735	$124
Auto-Owners	$784	$132
Allstate	$1243	$209
Progressive	$1806	$304
Nationwide	$1851	$309
Farmers	$2580	$439

Newville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Newville AL. For example, the car insurance in Newville after a DUI increases to $751 for a six month policy. While the rate increases by $216 for a six-month policy in the case of a speeding ticket.

Newville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$906	$151
One Med/PIP claim	$906	$154
One comp claim	$934	$155
Two Med/PIP claims	$934	$159
Not-at-fault accident	$939	$156
Two comp claims	$983	$167
Driving without lights	$1077	$179
Failure to wear a seat belt	$1088	$185
Failure to show documents	$1094	$182
Child safety restraint	$1099	$187
Cell phone violation	$1116	$186
Driving with expired registration	$1116	$190
Driving too slowly	$1122	$187
Speeding 6 - 10 MPH over limit	$1122	$191
Speeding in school zone	$1122	$187
Texting while driving	$1122	$191
Speeding 11 - 15 MPH over limit	$1133	$189
Wrong way/wrong lane	$1133	$193
Failure to yield	$1138	$190
Following too closely	$1138	$193
Illegal turn	$1138	$190
Speeding 16 - 20 MPH over limit	$1138	$193
Failure to stop at a red light	$1144	$191
Improper passing	$1144	$194
Passing school bus	$1182	$197
Speeding 21 - 25 MPH over limit	$1188	$202
At-fault accident - less than $1000	$1199	$200
In 65 MPH zone	$1216	$206
At-fault accident - $1000-$2000	$1309	$219
Operating a vehicle without permission	$1336	$227
At-fault accident - greater than $2000	$1348	$225
Open container	$1375	$233
Reckless driving	$1524	$254
Driving with a suspended license	$1591	$271
Racing	$1613	$269
Refusal to submit to a chemical test	$1624	$276
DUI	$1657	$276
Leaving scene of an accident/hit and run	$1723	$293

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Newville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Newville.

The cheapest car insurance premiums in Newville are offered by Cincinnati at $254 for a six-month policy. However, it can be as expensive as $2480 with companies like Farmers.

Newville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$254	$43
Country Financial	$342	$58
Travelers	$652	$110
State Farm	$977	$165
USAA	$1094	$184
Allstate	$1154	$194
Progressive	$1160	$195
Auto-Owners	$1469	$247
Nationwide	$2469	$412
Farmers	$2480	$421

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Newville are offered by Cincinnati at $127. However, it can be as expensive as $2381 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Newville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$127	$21
Country Financial	$182	$31
Auto-Owners Insurance Co	$243	$41
State Farm	$409	$69
Travelers	$630	$106
USAA	$669	$113
Auto-Owners	$812	$136
Allstate	$1221	$207
Progressive	$1691	$282
Farmers	$2381	$405

Car Insurance Price Trends in Newville, Alabama

Car insurance rates in Newville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Newville rose by $184 in December compared to $181 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Newville rose to $47 in December, compared to $46 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Newville?

The car insurance in Newville is $20 per month, which is lower than the national average.

What is the cheapest car insurance in Newville?

The cheapest car insurance in Newville is $78 per month for full coverage.

How much is car insurance in Newville for teenagers?

Car insurance for teenagers costs $133 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Newville?

The average cost of car insurance is $936 for a six-month policy. It will cost around $146 per month to insure your car in Newville.

Is car insurance expensive in Newville?

Car insurance can be expensive in Newville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Newville can be affordable.

Cheapest Car Insurance Quotes in Newville

Why you can trust Way?

How Much Is Car Insurance in Newville

Avg. Car Insurance in Newville

Avg. Car Insurance in Alabama

National Average

Cheapest Car Insurance Companies in Newville

1st place: AutoOwners Insurance Co

2nd place: State Farm

3rd place: Travelers

Newville Car Insurance Rates by Company

Cheap Car Insurance Companies in Newville, AL

Way's key takeaways about car insurance in Newville

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Newville

Cheapest Liability Coverage in Newville, AL

Cheapest Full Coverage Car Insurance in Newville

Cheapest Full Coverage Car Insurance Quotes in Newville, AL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Newville by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Newville, AL increasing?

Car Insurance Premiums by Age in Newville

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Newville,AL

If you are in your twenties N/A is the best choice for car insurance in Newville.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Newville

Cheapest Car Insurance Companies after an At-Fault Accident in Newville

Newville Car Insurance Rates by Violation

Newville auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Newville after a DUI

Newville car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Newville after Speeding ticket

Car Insurance Price Trends in Newville, Alabama

Average Car Insurance Cost in Newville by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Newville, AL

Car Insurance Rates by State in the USA (2025 Update)

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