Shop around for car insurance in Montgomery, AL, to get cheap car insurance. If you do so, you will for sure get to save at least $114 on average annually.
Way.com is here to make purchasing auto insurance more accessible than ever before. Signing up takes 45 seconds, and Way.com will compare bids to find you the best coverage. Read on to find out how much you can expect to pay in Montgomery, depending on your marital status, age, credit score, and other factors.
Drivers in their 60s in Montgomery pay an average of $1368 per year for car insurance, which isn't too expensive. However, in Montgomery, drivers in their 20s have to pay more than $2139 for car insurance than drivers in their teens.
The premiums will vary for car insurance companies in Montgomery, AL. This is because the premiums are dependent on the details of the driver.
Montgomery Auto Insurance Premiums by Marital Status
In some situations, a driver's marital status will affect how much they pay for car insurance. Data shows that single drivers are more likely to file claims, so they usually pay more than married drivers. Car insurance costs $111 less in Montgomery for married people than for single people. The rates for widows are also less than what single drivers have to pay.
Gender is another thing that can affect how much you pay for car insurance. In Montgomery, the difference between what men and women pay for car insurance is $6 per year. Men pay more than women.
Average Annual Rate
Montgomery Auto Insurance Premiums by Driving Record
Keep your driving record clean if you want to keep your car insurance costs down. Car insurance rates go up because of accidents where the driver was at fault, DWIs, reckless driving tickets, and speeding tickets.
Insurance companies give low rates to drivers who pose less risk.
Reckless driving and driving under the influence are two of the worst driving mistakes from an insurance point of view. The average insurance rate increase for a reckless driving ticket in Montgomery is $908 per year, which is higher than the average for the whole city.
For comparison, a DUI leads to a $963 rate increase, while a speeding ticket leads to a $252 rate increase.
Drivers in Montgomery whose credit score goes from"Very Poor" (300-579) to"Exceptional" (800-850) see their car insurance rates drop by 64%. In addition, your auto insurance price might change if you move from the "Very Poor" credit level to"Fair." In Montgomery, moving from the"Poor" credit level to the"Fair" credit level saves an average of $1,421 per year on insurance.
Your ZIP code is used to figure out how dangerous your neighborhood is. For example, your car insurance rates can be affected by whether or not you can park on the street if there are reports of theft or vandalism, and how many accidents and traffic tickets happen in your ZIP code.
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What would increase your Car Insurance Rate in Montgomery
When deciding how much to charge for a policy, car insurance companies will look at several things. Where you live has a lot to do with how much your policy costs.
Some of these factors include
Number of people who drive in the area
Road safety laws (total number of local car accidents)
Accessibility of parking off the street
Even if you can't do much to change them, it's good to be aware of these things as you look for a new policy or think about moving. Knowing that different towns and cities have different rates, these guides can be a good way to understand how things work in your area.
Even if you're happy with your current auto insurance, it doesn't hurt to look around and see if there's something better. Visit Way.com today to compare quotes, determine if you qualify for discounts, and sign up for the best car insurance. As a result, Way.com helps most people save more money than they thought they could.
In 2021, there have been 67 carjackings. The numbers reflect a 72% increase when compared to 2020.
Accidents Statistics in Montgomery
Car accidents are unfortunately a part of driving, but the number of accidents varies from city to city and state to state. For example, in Alabama, drivers in Montgomery have the ninth-most car accidents per driver.
Tips for Driving in Montgomery, Alabama
Montgomery has a nice mix of big-city freeways and the feel of a much smaller town when you're driving there. Most people who live in the city find it easy to get where they need to go. As long as you know your way and give yourself plenty of time on the road, you shouldn't have too many problems getting around the city.
Any history buff will know that Montgomery has a good bus system because Rosa Parks started her boycott on one of its buses. Today's routes go around downtown and also go to some communities outside of downtown. Those who don't have a car can also take the downtown trolley, which runs from 9 a.m. to 4 p.m. Monday through Saturday.
Uber and Lyft are also popular. Montgomery hasn't seen any new ways to get around, like scooters, which have become popular in other parts of the country.
Wind - SSW 9 km/h
Wind Gusts - 19 km/h
Rain - 9.6 mm
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
How much is car insurance in Montgomery?
Car insurance costs the average Montgomery driver $1500 per year. That's less than the average price in Alabama, which is $1745, and marginally less than the average price in the rest of the country, which is $1557.
Where can I find cheap car insurance in Montgomery?
USAA has the lowest rates in Montgomery for a typical driver. Visit Way.com today to compare quotes, determine if you qualify for discounts, and sign up for the best car insurance. As a result, Way.com helps most people save more money than they thought they could.