Cheapest Car Insurance Quotes in Brookside

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401,895 Policies Sold

Brookside Car Insurance

^$ 67

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Brookside

The car insurance rate in Brookside is $1438 for a six-month policy, which is $177 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $820, making it a popular choice for budget-conscious drivers. Rates in Brookside can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Brookside

$1438

Avg. Car Insurance in Delaware

$1261

National Average

$1140

Cheapest Car Insurance Companies in Brookside

1st place: Travelers

At $820 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1097 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $1104 for six months, making it the third cheapest auto insurance company in Brookside.

Brookside Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Brookside, DE is Travelers, offering policies at just $820 for a six-month term. This is followed by USAA, which has an average six-month premium of $1097.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2614 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Brookside drivers find the best deals.

Cheap Car Insurance Companies in Brookside, DE

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$820	$138
USAA	$1097	$185
State Farm	$1104	$186
Cal Casualty	$1219	$203
Encompass	$1306	$222
Progressive	$1435	$242
California Casualty	$1605	$270
Nationwide	$1741	$290
Allstate	$2614	$440

Key Takeaways

Way's key takeaways about car insurance in Brookside

The auto insurance costs in Brookside fall around $820 for six months.
The cheapest auto insurance company in Brookside is Travelers.
Teen drivers pay the highest rate in Brookside at $1758 per month.

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Cheapest Minimum Liability Car Insurance in Brookside

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Brookside are given below.

Travelers provides the cheapest minimum car insurance coverage in Brookside. Their Average 6 Month Premium is $399. Encompass is the most expensive at $670 for the same period.

Cheapest Liability Coverage in Brookside, DE

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$399	$67
USAA	$399	$67
California Casualty	$508	$85
Cal Casualty	$514	$88
Farmers	$528	$88
State Farm	$596	$100
Progressive	$657	$111
Nationwide	$914	$155
Allstate	$1395	$235
Encompass	$670	$112

Cheapest Full Coverage Car Insurance in Brookside

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Brookside is Travelers at $138 per month and $820 for six months.

Cheapest Full Coverage Car Insurance Quotes in Brookside, DE

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$820	$138
USAA	$1097	$185
State Farm	$1104	$186
Cal Casualty	$1219	$203
Encompass	$1306	$222
Progressive	$1435	$242
California Casualty	$1605	$270
Nationwide	$1741	$290
Allstate	$2614	$440

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Average Car Insurance in Brookside by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Brookside, DE increasing?

Despite maintaining a clean driving record, your car insurance rates in Brookside, Delaware, may be increasing due to several external factors. Delaware has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Brookside's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Brookside

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Brookside,DE

If you are planning to get a car insurance policy for your teenage dependent, State Farm provides the cheapest car insurance in the Brookside at $318 per month. At $10551 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$1889	$318
USAA	$2059	$343
Progressive	$3474	$585
Travelers	$4950	$833
Nationwide	$7171	$1220
Allstate	$10551	$1758

Teen Car Insurance Rates in DE by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Brookside, Travelers is the cheapest car insurance provider. At $1280 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Brookside is Allstate, offering rates of around $2824 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1280	$215
Progressive	$1456	$245
USAA	$1835	$306
Nationwide	$2404	$409
State Farm	$2641	$440
Allstate	$2824	$475

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Car Insurance Rates with An Accident in Brookside

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Brookside, DE, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Brookside

The cheapest car insurance companies after an at-fault accident in Brookside include Travelers and USAA, offering $670 and $684, respectively. Allstate is an expensive provider with an average six-month premium of $4747.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$670	$113
USAA	$684	$115
California Casualty	$887	$148
Encompass	$907	$154
State Farm	$928	$156
American Family	$982	$166
Progressive	$1273	$214
Nationwide	$2628	$447
Allstate	$4747	$791

Brookside Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Brookside DE. For example, the car insurance in Brookside after a DUI increases to $1246 for a six month policy. While the rate increases by $318 for a six-month policy in the case of a speeding ticket.

Brookside auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1449	$242
One Med/PIP claim	$1449	$246
Two Med/PIP claims	$1483	$247
One comp claim	$1497	$254
Not-at-fault accident	$1524	$254
Two comp claims	$1537	$261
Failure to show documents	$1652	$276
Driving with expired registration	$1727	$294
Failure to wear a seat belt	$1727	$287
Child safety restraint	$1748	$298
Driving without lights	$1748	$291
Speeding 11 - 15 MPH over limit	$1767	$301
Speeding 6 - 10 MPH over limit	$1767	$294
Driving too slowly	$1781	$303
Speeding in school zone	$1781	$296
Cell phone violation	$1788	$304
Following too closely	$1788	$298
Speeding 16 - 20 MPH over limit	$1788	$304
Texting while driving	$1788	$298
At-fault accident - less than $1000	$1808	$308
Failure to stop at a red light	$1808	$301
Failure to yield	$1808	$308
Illegal turn	$1808	$301
Improper passing	$1808	$308
Wrong way/wrong lane	$1808	$301
Speeding 21 - 25 MPH over limit	$1829	$311
Passing school bus	$1856	$309
Open container	$1964	$334
At-fault accident - $1000-$2000	$1997	$333
At-fault accident - greater than $2000	$2018	$343
In 65 MPH zone	$2031	$339
Operating a vehicle without permission	$2073	$352
Reckless driving	$2614	$435
Refusal to submit to a chemical test	$2674	$455
Driving with a suspended license	$2688	$448
DUI	$2695	$458
Racing	$2729	$455
Leaving scene of an accident/hit and run	$2817	$479

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Brookside after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Brookside.

The cheapest car insurance premiums in Brookside are offered by Travelers at $1110 for a six-month policy. However, it can be as expensive as $3413 with companies like Nationwide.

Brookside car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$1110	$187
Progressive	$1442	$243
USAA	$1672	$282
State Farm	$1923	$324
Cal Casualty	$2953	$502
Allstate	$3386	$570
Nationwide	$3413	$580

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Brookside are offered by American Family at $744. However, it can be as expensive as $8404 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Brookside after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$744	$124
USAA	$914	$155
State Farm	$1179	$198
Progressive	$2147	$361
Travelers	$2451	$413
Nationwide	$4008	$682
Allstate	$8404	$1401

Car Insurance Price Trends in Brookside, Delaware

Car insurance rates in Brookside have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Brookside remained steady at $374 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Brookside remained steady at $101 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Brookside?

The car insurance in Brookside is $67 per month, which is lower than the national average.

What is the cheapest car insurance in Brookside?

The cheapest car insurance in Brookside is $138 per month for full coverage.

How much is car insurance in Brookside for teenagers?

Car insurance for teenagers costs $1889 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Brookside?

The average cost of car insurance is $1261 for a six-month policy. It will cost around $242 per month to insure your car in Brookside.

Is car insurance expensive in Brookside?

Car insurance can be expensive in Brookside if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Brookside can be affordable.

What is the best car insurance in Brookside, DE?

The best car insurance company in Brookside DE is Travelers, offering $820 for a six-month policy.