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Finding the cheapest car insurance quotes in Brookside shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Brookside
The car insurance rate in Brookside is $1459 for a six-month policy, which is $95 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $865, making it a popular choice for budget-conscious drivers. Rates in Brookside can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $865 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $1106 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Cal Casualty
Cal Casualty offers auto insurance
rates at $1144
for six months, making it
the third cheapest auto insurance company in Brookside.
Brookside Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Brookside, DE is Travelers, offering policies at just $865 for a six-month term. This is followed by USAA, which has an average six-month premium of $1106.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2555 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Brookside drivers find the best deals.
Way's key takeaways about car insurance in Brookside
The auto insurance costs in Brookside fall around $865 for six
months.
The cheapest auto insurance company in Brookside is Travelers.
Teen drivers pay the highest rate in Brookside at $1764 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Brookside
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Brookside are given below.
Travelers provides
the cheapest minimum car insurance
coverage in Brookside. Their Average 6 Month Premium is $337.
Encompass is the most
expensive at $629 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Brookside is Travelers
at $146 per month and $865
for six months.
Cheapest Full Coverage Car Insurance Quotes in Brookside,
DE
Get Your Car Insurance Quote in Brookside
Instantly!
Average Car Insurance in Brookside by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Brookside, DE increasing?
Despite maintaining a clean driving record, your car insurance rates
in Brookside, Delaware, may be increasing due to several external factors.
Delaware has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Brookside's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Brookside
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Brookside,DE
If you are planning to get a car insurance policy for your teenage
dependent, State Farm provides the cheapest car
insurance in the Brookside at $406
per
month. At $10589 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Brookside.
As young drivers face the highest rates in Brookside, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Brookside,
Progressive is
the cheapest car insurance provider. At $1442 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Brookside is Sentry, offering
rates of around $5377 for six
months.
Save up to $971/yr on car insurance rates in Brookside.
Car Insurance Rates with An Accident in Brookside
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Brookside, DE,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Brookside
The cheapest car insurance companies after an at-fault accident in
Brookside include USAA
and California Casualty, offering $789
and $832,
respectively. Sentry is an expensive provider
with an average six-month premium of
$7119.
Here is a list of driving violations that can increase your car
insurance rates in Brookside DE. For example, the car
insurance in Brookside
after a DUI increases to $1169 for a six
month policy. While the rate increases by $299 for a six-month policy in the case of
a speeding ticket.
Brookside auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1360
$227
One Med/PIP claim
$1360
$231
Two Med/PIP claims
$1392
$232
One comp claim
$1405
$239
Not-at-fault accident
$1431
$239
Two comp claims
$1442
$245
Failure to show documents
$1550
$259
Driving with expired registration
$1621
$276
Failure to wear a seat belt
$1621
$270
Child safety restraint
$1640
$279
Driving without lights
$1640
$273
Speeding 11 - 15 MPH over limit
$1659
$282
Speeding 6 - 10 MPH over limit
$1659
$276
Driving too slowly
$1671
$285
Speeding in school zone
$1671
$278
Cell phone violation
$1678
$286
Following too closely
$1678
$279
Speeding 16 - 20 MPH over limit
$1678
$286
Texting while driving
$1678
$279
At-fault accident - less than $1000
$1697
$289
Failure to stop at a red light
$1697
$282
Failure to yield
$1697
$289
Illegal turn
$1697
$282
Improper passing
$1697
$289
Wrong way/wrong lane
$1697
$282
Speeding 21 - 25 MPH over limit
$1716
$292
Passing school bus
$1742
$290
Open container
$1844
$314
At-fault accident - $1000-$2000
$1875
$312
At-fault accident - greater than $2000
$1894
$322
In 65 MPH zone
$1907
$318
Operating a vehicle without permission
$1945
$331
Reckless driving
$2454
$409
Refusal to submit to a chemical test
$2510
$427
Driving with a suspended license
$2523
$421
DUI
$2529
$430
Racing
$2562
$427
Leaving scene of an accident/hit and run
$2644
$449
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Brookside after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Brookside.
The cheapest car insurance premiums in
Brookside are
offered by Progressive at $1398 for a six-month policy.
However, it can be as
expensive as $5511 with companies
like Sentry.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Brookside are offered by American Family
at $699. However,
it can be as expensive as $7862
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Brookside after Speeding ticket
Car insurance rates in Brookside have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Brookside rose by
$430 in January
compared to $351 of December. In other words, there has been an increase by $79 when you
compare January and December.
The average cost of liability insurance in the Brookside dipped to $85 in January,
compared to $95 in December.
This represents an decrease of $10
when comparing January and December.
Average Car Insurance Cost in Brookside by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Brookside. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Brookside?
The car insurance in Brookside is $57 per month, which is lower than the national average.
What is the cheapest car insurance in Brookside?
The cheapest car insurance in Brookside
is $146 per month
for full coverage.
How much is car insurance in Brookside for teenagers?
Car insurance for teenagers costs $2409 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Brookside?
The average cost of car insurance is $1364 for a six-month
policy. It will cost around $245 per month to insure your
car in Brookside.
Is car insurance expensive in Brookside?
Car insurance can be expensive in Brookside if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Brookside can be
affordable.
What is the best car insurance in Brookside,
DE?
The best car insurance company in Brookside
DE is
Travelers, offering $865 for a
six-month policy.
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