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Finding the cheapest car insurance quotes in Wilmington Manor shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Wilmington Manor
The car insurance rate in Wilmington Manor is $1614 for a six-month policy, which is $353 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $920, making it a popular choice for budget-conscious drivers. Rates in Wilmington Manor can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Wilmington Manor
1st place: Travelers
At $920 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $1231 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: State Farm
State Farm offers auto insurance
rates at $1239
for six months, making it
the third cheapest auto insurance company in Wilmington Manor.
Wilmington Manor Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Wilmington Manor, DE is Travelers, offering policies at just $920 for a six-month term. This is followed by USAA, which has an average six-month premium of $1231.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2935 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Wilmington Manor drivers find the best deals.
Cheap Car Insurance Companies in Wilmington Manor, DE
Way's key takeaways about car insurance in Wilmington Manor
The auto insurance costs in Wilmington Manor fall around $920 for six
months.
The cheapest auto insurance company in Wilmington Manor is Travelers.
Teen drivers pay the highest rate in Wilmington Manor at $1974 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Wilmington Manor
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Wilmington Manor are given below.
Travelers provides
the cheapest minimum car insurance
coverage in Wilmington Manor. Their Average 6 Month Premium is $448.
Encompass is the most
expensive at $753 for the same
period.
Cheapest Liability Coverage in Wilmington Manor, DE
Cheapest Full Coverage Car Insurance in Wilmington Manor
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Wilmington Manor is Travelers
at $155 per month and $920
for six months.
Cheapest Full Coverage Car Insurance Quotes in Wilmington Manor,
DE
Get Your Car Insurance Quote in Wilmington Manor
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Average Car Insurance in Wilmington Manor by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Wilmington Manor, DE increasing?
Despite maintaining a clean driving record, your car insurance rates
in Wilmington Manor, Delaware, may be increasing due to several external factors.
Delaware has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Wilmington Manor's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Wilmington Manor
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Wilmington Manor,DE
If you are planning to get a car insurance policy for your teenage
dependent, State Farm provides the cheapest car
insurance in the Wilmington Manor at $357
per
month. At $11846 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Wilmington Manor.
As young drivers face the highest rates in Wilmington Manor, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Wilmington Manor,
Travelers is
the cheapest car insurance provider. At $1437 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Wilmington Manor is Allstate, offering
rates of around $3171 for six
months.
Save up to $971/yr on car insurance rates in Wilmington Manor.
Car Insurance Rates with An Accident in Wilmington Manor
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Wilmington Manor, DE,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Wilmington Manor
The cheapest car insurance companies after an at-fault accident in
Wilmington Manor include Travelers
and USAA, offering $753
and $768,
respectively. Allstate is an expensive provider
with an average six-month premium of
$5330.
Here is a list of driving violations that can increase your car
insurance rates in Wilmington Manor DE. For example, the car
insurance in Wilmington Manor
after a DUI increases to $1399 for a six
month policy. While the rate increases by $357 for a six-month policy in the case of
a speeding ticket.
Wilmington Manor auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1627
$271
One Med/PIP claim
$1627
$276
Two Med/PIP claims
$1665
$278
One comp claim
$1681
$285
Not-at-fault accident
$1711
$285
Two comp claims
$1725
$293
Failure to show documents
$1855
$310
Driving with expired registration
$1939
$330
Failure to wear a seat belt
$1939
$323
Child safety restraint
$1962
$334
Driving without lights
$1962
$326
Speeding 11 - 15 MPH over limit
$1984
$338
Speeding 6 - 10 MPH over limit
$1984
$330
Driving too slowly
$1999
$340
Speeding in school zone
$1999
$333
Cell phone violation
$2007
$342
Following too closely
$2007
$334
Speeding 16 - 20 MPH over limit
$2007
$342
Texting while driving
$2007
$334
At-fault accident - less than $1000
$2030
$346
Failure to stop at a red light
$2030
$338
Failure to yield
$2030
$346
Illegal turn
$2030
$338
Improper passing
$2030
$346
Wrong way/wrong lane
$2030
$338
Speeding 21 - 25 MPH over limit
$2053
$349
Passing school bus
$2084
$347
Open container
$2205
$375
At-fault accident - $1000-$2000
$2243
$374
At-fault accident - greater than $2000
$2266
$385
In 65 MPH zone
$2281
$380
Operating a vehicle without permission
$2327
$396
Reckless driving
$2935
$489
Refusal to submit to a chemical test
$3003
$511
Driving with a suspended license
$3018
$503
DUI
$3026
$515
Racing
$3064
$511
Leaving scene of an accident/hit and run
$3163
$538
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Wilmington Manor after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Wilmington Manor.
The cheapest car insurance premiums in
Wilmington Manor are
offered by Travelers at $1247 for a six-month policy.
However, it can be as
expensive as $3832 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Wilmington Manor are offered by American Family
at $836. However,
it can be as expensive as $9436
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Wilmington Manor after Speeding ticket
Car Insurance Price Trends in Wilmington Manor,
Delaware
Car insurance rates in Wilmington Manor have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Wilmington Manor remained steady at $420 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Wilmington Manor remained steady at $114 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Wilmington Manor by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Wilmington Manor. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Wilmington Manor?
The car insurance in Wilmington Manor is $76 per month, which is lower than the national average.
What is the cheapest car insurance in Wilmington Manor?
The cheapest car insurance in Wilmington Manor
is $155 per month
for full coverage.
How much is car insurance in Wilmington Manor for teenagers?
Car insurance for teenagers costs $2121 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Wilmington Manor?
The average cost of car insurance is $1261 for a six-month
policy. It will cost around $271 per month to insure your
car in Wilmington Manor.
Is car insurance expensive in Wilmington Manor?
Car insurance can be expensive in Wilmington Manor if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Wilmington Manor can be
affordable.
What is the best car insurance in Wilmington Manor,
DE?
The best car insurance company in Wilmington Manor
DE is
Travelers, offering $920 for a
six-month policy.
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Wilmington Manor Car Insurance
