We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize content, and analyze website traffic. For these reasons, we may share your site usage data with our analytics partners. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking “Preferences.”
Finding the cheapest car insurance quotes in Jewell shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Jewell
The car insurance rate in Jewell is $695 for a six-month policy, which is $60 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $339, making it a popular choice for budget-conscious drivers. Rates in Jewell can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $339 for a six
month policy, West Bend Mutual offers
the cheapest
auto
insurance rates in the city.
2nd place: Grange
Grange offers auto
insurance rates at $383 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Travelers
Travelers offers auto insurance
rates at $405
for six months, making it
the third cheapest auto insurance company in Jewell.
Jewell Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Jewell, IA is West Bend Mutual, offering policies at just $339 for a six-month term. This is followed by Grange, which has an average six-month premium of $383.
At the higher end of the spectrum, Grinnell Mutual is the most expensive, with rates reaching $1104 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Jewell drivers find the best deals.
The auto insurance costs in Jewell fall around $339 for six
months.
The cheapest auto insurance company in Jewell is Pekin.
Teen drivers pay the highest rate in Jewell at $422 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Jewell
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Jewell are given below.
Pekin provides
the cheapest minimum car insurance
coverage in Jewell. Their Average 6 Month Premium is $93.
Grinnell Mutual is the most
expensive at $246 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Jewell is West Bend Mutual
at $56 per month and $339
for six months.
Cheapest Full Coverage Car Insurance Quotes in Jewell,
IA
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Jewell, IA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Jewell, Iowa, may be increasing due to several external factors.
Iowa has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Jewell's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Jewell
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
undefined
Cheapest Car Insurance Rates for Teen Drivers in
Jewell,IA
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the Jewell at $20
per
month. At $2481 for a six-month premium,
Grinnell Mutual offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Jewell.
As young drivers face the highest rates in Jewell, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Jewell,
Grange is
the cheapest car insurance provider. At $158 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Jewell is Grinnell Mutual, offering
rates of around $1940 for six
months.
Save up to $971/yr on car insurance rates in Jewell.
Car Insurance Rates with An Accident in Jewell
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Jewell, IA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Jewell
The cheapest car insurance companies after an at-fault accident in
Jewell include Hastings Mutual
and Pekin, offering $104
and $126,
respectively. Nationwide is an expensive provider
with an average six-month premium of
$2219.
Here is a list of driving violations that can increase your car
insurance rates in Jewell IA. For example, the car
insurance in Jewell
after a DUI increases to $655 for a six
month policy. While the rate increases by $93 for a six-month policy in the case of
a speeding ticket.
Jewell auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$771
$129
One Med/PIP claim
$781
$132
Not-at-fault accident
$803
$134
One comp claim
$825
$141
Two Med/PIP claims
$847
$141
Child safety restraint
$864
$147
Failure to show documents
$864
$144
Failure to wear a seat belt
$864
$147
Speeding 6 - 10 MPH over limit
$864
$144
Two comp claims
$864
$147
Driving without lights
$868
$144
Driving with expired registration
$891
$152
Failure to yield
$891
$148
Illegal turn
$891
$152
Failure to stop at a red light
$896
$149
Wrong way/wrong lane
$902
$154
Cell phone violation
$907
$151
Driving too slowly
$907
$155
Speeding 11 - 15 MPH over limit
$907
$151
Texting while driving
$907
$155
Speeding 16 - 20 MPH over limit
$913
$152
Speeding in school zone
$924
$157
Improper passing
$929
$155
Following too closely
$935
$159
At-fault accident - less than $1000
$951
$158
Passing school bus
$967
$165
Operating a vehicle without permission
$1017
$169
At-fault accident - $1000-$2000
$1033
$176
Speeding 21 - 25 MPH over limit
$1033
$172
At-fault accident - greater than $2000
$1039
$177
In 65 MPH zone
$1110
$185
Open container
$1169
$199
Racing
$1317
$220
Driving with a suspended license
$1344
$228
Reckless driving
$1377
$229
Refusal to submit to a chemical test
$1399
$238
DUI
$1426
$237
Leaving scene of an accident/hit and run
$1443
$246
Your Wallet Deserves Better. Seriously.
Get smarter car insurance rates in minutes today!
Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Jewell after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Jewell.
The cheapest car insurance premiums in
Jewell are
offered by American Family at $158 for a six-month policy.
However, it can be as
expensive as $2137 with companies
like Grinnell Mutual.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Jewell are offered by Westfield
at $121. However,
it can be as expensive as $1104
with companies like Grinnell Mutual for a similar
six-month premium.
Cheapest Car Insurance in Jewell after Speeding ticket
Car insurance rates in Jewell have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Jewell rose by
$142 in January
compared to $129 of December. In other words, there has been an increase by $13 when you
compare January and December.
The average cost of liability insurance in the Jewell remained steady at $27 in both January and December, indicating no change over the two month period.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Jewell. At $1389 for a
six-month policy, insuring
your car at 50130 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
undefined
Frequently Asked Questions
How much is car insurance in Jewell?
The car insurance in Jewell is $16 per month, which is lower than the national average.
What is the cheapest car insurance in Jewell?
The cheapest car insurance in Jewell
is $56 per month
for full coverage.
How much is car insurance in Jewell for teenagers?
Car insurance for teenagers costs $121 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Jewell?
The average cost of car insurance is $755 for a six-month
policy. It will cost around $116 per month to insure your
car in Jewell.
Is car insurance expensive in Jewell?
Car insurance can be expensive in Jewell if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Jewell can be
affordable.
What is the best car insurance in Jewell,
IA?
The best car insurance company in Jewell
IA is
West Bend Mutual, offering $339 for a
six-month policy.
Tired of Insane Auto Insurance Bills? Us Too!
Cut auto insurance costs in Jewell right now.
Find Car Insurance Rates in Cities Near Jewell, IA
Car Insurance Rates by State in the USA (2025 Update)
Jewell Car Insurance
