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Finding the cheapest car insurance quotes in Pfeifer shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Pfeifer
The car insurance rate in Pfeifer is $945 for a six-month policy, which is $19 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $454, making it a popular choice for budget-conscious drivers. Rates in Pfeifer can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $454 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $669 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: American Family
American Family offers auto insurance
rates at $711
for six months, making it
the third cheapest auto insurance company in Pfeifer.
Pfeifer Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Pfeifer, KS is AutoOwners Insurance Co, offering policies at just $454 for a six-month term. This is followed by Travelers, which has an average six-month premium of $669.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1507 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Pfeifer drivers find the best deals.
Way's key takeaways about car insurance in Pfeifer
The auto insurance costs in Pfeifer fall around $454 for six
months.
The cheapest auto insurance company in Pfeifer is USAA.
Teen drivers pay the highest rate in Pfeifer at $754 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Pfeifer
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Pfeifer are given below.
USAA provides
the cheapest minimum car insurance
coverage in Pfeifer. Their Average 6 Month Premium is $157.
Encompass is the most
expensive at $233 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Pfeifer is AutoOwners Insurance Co
at $75 per month and $454
for six months.
Cheapest Full Coverage Car Insurance Quotes in Pfeifer,
KS
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Instantly!
Average Car Insurance in Pfeifer by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Pfeifer, KS increasing?
Despite maintaining a clean driving record, your car insurance rates
in Pfeifer, Kansas, may be increasing due to several external factors.
Kansas has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Pfeifer's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Pfeifer
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Nationwide
$749
30s
Nationwide
$644
40s
Nationwide
$521
50s
Nationwide
$477
60s
Nationwide
$455
70s
Nationwide
$494
Cheapest Car Insurance Rates for Teen Drivers in
Pfeifer,KS
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners Insurance Co provides the cheapest car
insurance in the Pfeifer at $36
per
month. At $4477 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties Nationwide is
the best choice for car
insurance in Pfeifer.
As young drivers face the highest rates in Pfeifer, Nationwide
offers the cheapest auto insurance rates at $749 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Pfeifer,
Iowa Farm Bureau is
the cheapest car insurance provider. At $390 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Pfeifer is State Farm, offering
rates of around $4110 for six
months.
Save up to $971/yr on car insurance rates in Pfeifer.
Car Insurance Rates with An Accident in Pfeifer
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Pfeifer, KS,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Pfeifer
The cheapest car insurance companies after an at-fault accident in
Pfeifer include AutoOwners Insurance Co
and Electric, offering $198
and $279,
respectively. Encompass is an expensive provider
with an average six-month premium of
$320.
Here is a list of driving violations that can increase your car
insurance rates in Pfeifer KS. For example, the car
insurance in Pfeifer
after a DUI increases to $995 for a six
month policy. While the rate increases by $221 for a six-month policy in the case of
a speeding ticket.
Pfeifer auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1141
$190
One Med/PIP claim
$1141
$194
Not-at-fault accident
$1170
$195
Two Med/PIP claims
$1222
$208
One comp claim
$1228
$205
Failure to show documents
$1263
$215
Two comp claims
$1275
$213
Failure to wear a seat belt
$1287
$219
Child safety restraint
$1321
$221
Driving with expired registration
$1321
$224
Driving without lights
$1321
$221
Speeding 6 - 10 MPH over limit
$1362
$231
Cell phone violation
$1380
$230
Driving too slowly
$1380
$234
Texting while driving
$1380
$230
Failure to yield
$1392
$236
Following too closely
$1392
$232
Illegal turn
$1392
$236
Wrong way/wrong lane
$1392
$232
In 65 MPH zone
$1397
$237
Speeding 11 - 15 MPH over limit
$1397
$233
Failure to stop at a red light
$1403
$238
Improper passing
$1403
$234
Speeding in school zone
$1403
$238
Speeding 16 - 20 MPH over limit
$1408
$235
Open container
$1420
$241
Operating a vehicle without permission
$1432
$239
Passing school bus
$1444
$245
Speeding 21 - 25 MPH over limit
$1444
$241
At-fault accident - less than $1000
$1461
$249
At-fault accident - $1000-$2000
$1612
$269
At-fault accident - greater than $2000
$1612
$274
Racing
$1782
$297
Reckless driving
$1933
$328
Driving with a suspended license
$2095
$349
Refusal to submit to a chemical test
$2119
$361
DUI
$2136
$356
Leaving scene of an accident/hit and run
$2224
$378
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Pfeifer after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Pfeifer.
The cheapest car insurance premiums in
Pfeifer are
offered by Farmers Union Insurance at $384 for a six-month policy.
However, it can be as
expensive as $3085 with companies
like Farm Bureau.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Pfeifer are offered by Iowa Farm Bureau
at $256. However,
it can be as expensive as $3330
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Pfeifer after Speeding ticket
Car insurance rates in Pfeifer have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Pfeifer rose by
$181 in December
compared to $180 of November. In other words, there has been an increase by $1 when you
compare December and November.
The average cost of liability insurance in the Pfeifer rose to $45 in December,
compared to $44 in November.
This represents an increase of $1
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Pfeifer. At $1889 for a
six-month policy, insuring
your car at 67660 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Pfeifer?
The car insurance in Pfeifer is $26 per month, which is lower than the national average.
What is the cheapest car insurance in Pfeifer?
The cheapest car insurance in Pfeifer
is $75 per month
for full coverage.
How much is car insurance in Pfeifer for teenagers?
Car insurance for teenagers costs $216 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Pfeifer?
The average cost of car insurance is $964 for a six-month
policy. It will cost around $159 per month to insure your
car in Pfeifer.
Is car insurance expensive in Pfeifer?
Car insurance can be expensive in Pfeifer if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Pfeifer can be
affordable.
What is the best car insurance in Pfeifer,
KS?
The best car insurance company in Pfeifer
KS is
AutoOwners Insurance Co, offering $454 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Pfeifer, KS
Car Insurance Rates by State in the USA (2025 Update)
Pfeifer Car Insurance
