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Finding the cheapest car insurance quotes in Redlake shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Redlake
The car insurance rate in Redlake is $851 for a six-month policy, which is $48 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $454, making it a popular choice for budget-conscious drivers. Rates in Redlake can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $454 for a six
month policy, AAA offers
the cheapest
auto
insurance rates in the city.
2nd place: Iowa Farm Bureau
Iowa Farm Bureau offers auto
insurance rates at $548 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $554
for six months, making it
the third cheapest auto insurance company in Redlake.
Redlake Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Redlake, MN is AAA, offering policies at just $454 for a six-month term. This is followed by Iowa Farm Bureau, which has an average six-month premium of $548.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1643 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Redlake drivers find the best deals.
Way's key takeaways about car insurance in Redlake
The auto insurance costs in Redlake fall around $454 for six
months.
The cheapest auto insurance company in Redlake is Westfield.
Teen drivers pay the highest rate in Redlake at $992 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Redlake
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Redlake are given below.
Westfield provides
the cheapest minimum car insurance
coverage in Redlake. Their Average 6 Month Premium is $152.
Nationwide is the most
expensive at $328 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Redlake is AAA
at $77 per month and $454
for six months.
Cheapest Full Coverage Car Insurance Quotes in Redlake,
MN
Get Your Car Insurance Quote in Redlake
Instantly!
Average Car Insurance in Redlake by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Redlake, MN increasing?
Despite maintaining a clean driving record, your car insurance rates
in Redlake, Minnesota, may be increasing due to several external factors.
Minnesota has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Redlake's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Redlake
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Farm Bureau Mutual
$705
30s
Farm Bureau Mutual
$504
40s
Farm Bureau Mutual
$498
50s
Farm Bureau Mutual
$419
60s
Farm Bureau Mutual
$429
70s
Farm Bureau Mutual
$504
Cheapest Car Insurance Rates for Teen Drivers in
Redlake,MN
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the Redlake at $31
per
month. At $5950 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties Farm Bureau Mutual is
the best choice for car
insurance in Redlake.
As young drivers face the highest rates in Redlake, Farm Bureau Mutual
offers the cheapest auto insurance rates at $705 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Redlake,
West Bend Mutual is
the cheapest car insurance provider. At $270 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Redlake is State Farm, offering
rates of around $5453 for six
months.
Save up to $971/yr on car insurance rates in Redlake.
Car Insurance Rates with An Accident in Redlake
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Redlake, MN,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Redlake
The cheapest car insurance companies after an at-fault accident in
Redlake include Westfield
and Umialik, offering $220
and $277,
respectively. Nationwide is an expensive provider
with an average six-month premium of
$435.
Here is a list of driving violations that can increase your car
insurance rates in Redlake MN. For example, the car
insurance in Redlake
after a DUI increases to $1159 for a six
month policy. While the rate increases by $239 for a six-month policy in the case of
a speeding ticket.
Redlake auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1083
$180
One Med/PIP claim
$1096
$187
Not-at-fault accident
$1114
$186
One comp claim
$1152
$196
Two Med/PIP claims
$1152
$192
Two comp claims
$1203
$205
Failure to wear a seat belt
$1234
$206
Failure to show documents
$1253
$213
Child safety restraint
$1272
$212
Driving without lights
$1272
$216
Driving with expired registration
$1297
$216
Cell phone violation
$1322
$225
Speeding 6 - 10 MPH over limit
$1322
$220
Texting while driving
$1322
$225
Following too closely
$1335
$223
Driving too slowly
$1341
$228
Failure to yield
$1341
$224
Illegal turn
$1341
$228
Speeding in school zone
$1341
$224
Wrong way/wrong lane
$1341
$228
Failure to stop at a red light
$1347
$225
Improper passing
$1347
$229
Speeding 11 - 15 MPH over limit
$1354
$226
Speeding 16 - 20 MPH over limit
$1366
$232
At-fault accident - less than $1000
$1398
$233
Passing school bus
$1398
$237
In 65 MPH zone
$1405
$234
Operating a vehicle without permission
$1411
$240
Speeding 21 - 25 MPH over limit
$1454
$243
At-fault accident - $1000-$2000
$1555
$264
Open container
$1561
$261
At-fault accident - greater than $2000
$1593
$271
Reckless driving
$1951
$325
Racing
$2015
$342
Driving with a suspended license
$2141
$357
Refusal to submit to a chemical test
$2166
$368
DUI
$2242
$373
Leaving scene of an accident/hit and run
$2324
$395
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Redlake after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Redlake.
The cheapest car insurance premiums in
Redlake are
offered by Umialik at $277 for a six-month policy.
However, it can be as
expensive as $2480 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Redlake are offered by Westfield
at $182. However,
it can be as expensive as $2367
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Redlake after Speeding ticket
Car insurance rates in Redlake have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Redlake rose by
$188 in December
compared to $187 of November. In other words, there has been an increase by $1 when you
compare December and November.
The average cost of liability insurance in the Redlake remained steady at $52 in both December and November, indicating no change over the two month period.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Redlake. At $1702 for a
six-month policy, insuring
your car at 56671 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Redlake?
The car insurance in Redlake is $25 per month, which is lower than the national average.
What is the cheapest car insurance in Redlake?
The cheapest car insurance in Redlake
is $77 per month
for full coverage.
How much is car insurance in Redlake for teenagers?
Car insurance for teenagers costs $182 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Redlake?
The average cost of car insurance is $803 for a six-month
policy. It will cost around $142 per month to insure your
car in Redlake.
Is car insurance expensive in Redlake?
Car insurance can be expensive in Redlake if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Redlake can be
affordable.
What is the best car insurance in Redlake,
MN?
The best car insurance company in Redlake
MN is
AAA, offering $454 for a
six-month policy.
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Car Insurance Rates by State in the USA (2025 Update)
Redlake Car Insurance
