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Finding the cheapest car insurance quotes in Antrim shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Antrim
The car insurance rate in Antrim is $621 for a six-month policy, which is $12 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $321, making it a popular choice for budget-conscious drivers. Rates in Antrim can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $321 for a six
month policy, Hanover offers
the cheapest
auto
insurance rates in the city.
2nd place: Safety Group
Safety Group offers auto
insurance rates at $321 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Vermont Mutual
Vermont Mutual offers auto insurance
rates at $321
for six months, making it
the third cheapest auto insurance company in Antrim.
Antrim Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Antrim, NH is Hanover, offering policies at just $321 for a six-month term. This is followed by Safety Group, which has an average six-month premium of $321.
At the higher end of the spectrum, The Hanover is the most expensive, with rates reaching $921 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Antrim drivers find the best deals.
The auto insurance costs in Antrim fall around $321 for six
months.
The cheapest auto insurance company in Antrim is Hanover.
Teen drivers pay the highest rate in Antrim at $367 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Antrim
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Antrim are given below.
Hanover provides
the cheapest minimum car insurance
coverage in Antrim. Their Average 6 Month Premium is $103.
Allstate is the most
expensive at $478 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Antrim is Hanover
at $54 per month and $321
for six months.
Cheapest Full Coverage Car Insurance Quotes in Antrim,
NH
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Antrim, NH increasing?
Despite maintaining a clean driving record, your car insurance rates
in Antrim, New Hampshire, may be increasing due to several external factors.
New Hampshire has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Antrim's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Antrim
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Antrim,NH
If you are planning to get a car insurance policy for your teenage
dependent, Concord Group provides the cheapest car
insurance in the Antrim at $44
per
month. At $2205 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Antrim.
As young drivers face the highest rates in Antrim, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Antrim,
Vermont Mutual is
the cheapest car insurance provider. At $169 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Antrim is State Farm, offering
rates of around $2460 for six
months.
Save up to $971/yr on car insurance rates in Antrim.
Car Insurance Rates with An Accident in Antrim
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Antrim, NH,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Antrim
The cheapest car insurance companies after an at-fault accident in
Antrim include Vermont Mutual
and MMG, offering $169
and $206,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1757.
Here is a list of driving violations that can increase your car
insurance rates in Antrim NH. For example, the car
insurance in Antrim
after a DUI increases to $606 for a six
month policy. While the rate increases by $109 for a six-month policy in the case of
a speeding ticket.
Antrim auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$721
$120
Not-at-fault accident
$721
$122
One Med/PIP claim
$721
$120
One comp claim
$740
$125
Two Med/PIP claims
$740
$123
Two comp claims
$752
$128
Failure to show documents
$800
$134
Failure to wear a seat belt
$800
$136
At-fault accident - less than $1000
$812
$136
Child safety restraint
$812
$138
Driving without lights
$812
$136
Driving with expired registration
$830
$141
Speeding 11 - 15 MPH over limit
$830
$139
Speeding 16 - 20 MPH over limit
$830
$141
Speeding 6 - 10 MPH over limit
$830
$139
Driving too slowly
$836
$142
Failure to stop at a red light
$836
$140
Failure to yield
$836
$142
Following too closely
$836
$140
Illegal turn
$836
$142
In 65 MPH zone
$836
$140
Speeding in school zone
$836
$142
Wrong way/wrong lane
$836
$140
Speeding 21 - 25 MPH over limit
$855
$145
Improper passing
$860
$144
Cell phone violation
$909
$155
Texting while driving
$909
$152
At-fault accident - $1000-$2000
$933
$159
Passing school bus
$958
$159
Open container
$1000
$170
At-fault accident - greater than $2000
$1042
$173
Operating a vehicle without permission
$1103
$188
Racing
$1242
$207
Reckless driving
$1284
$218
Driving with a suspended license
$1315
$219
DUI
$1327
$225
Refusal to submit to a chemical test
$1327
$221
Leaving scene of an accident/hit and run
$1358
$231
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Antrim after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Antrim.
The cheapest car insurance premiums in
Antrim are
offered by MAPFRE at $243 for a six-month policy.
However, it can be as
expensive as $2357 with companies
like Encompass.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Antrim are offered by Safety Group
at $175. However,
it can be as expensive as $1358
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Antrim after Speeding ticket
Car Insurance Price Trends in Antrim,
New Hampshire
Car insurance rates in Antrim have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Antrim remained steady at $115 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Antrim remained steady at $36 in both December and November, indicating no change over the two month period.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Antrim. At $1242 for a
six-month policy, insuring
your car at 3440 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Antrim?
The car insurance in Antrim is $17 per month, which is lower than the national average.
What is the cheapest car insurance in Antrim?
The cheapest car insurance in Antrim
is $54 per month
for full coverage.
How much is car insurance in Antrim for teenagers?
Car insurance for teenagers costs $260 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Antrim?
The average cost of car insurance is $609 for a six-month
policy. It will cost around $104 per month to insure your
car in Antrim.
Is car insurance expensive in Antrim?
Car insurance can be expensive in Antrim if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Antrim can be
affordable.
What is the best car insurance in Antrim,
NH?
The best car insurance company in Antrim
NH is
Hanover, offering $321 for a
six-month policy.
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Car Insurance Rates by State in the USA (2025 Update)