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Finding the cheapest car insurance quotes in Littleton shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Littleton
The car insurance rate in Littleton is $585 for a six-month policy, which is $24 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $302, making it a popular choice for budget-conscious drivers. Rates in Littleton can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $302 for a six
month policy, Hanover offers
the cheapest
auto
insurance rates in the city.
2nd place: Safety Group
Safety Group offers auto
insurance rates at $302 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Vermont Mutual
Vermont Mutual offers auto insurance
rates at $302
for six months, making it
the third cheapest auto insurance company in Littleton.
Littleton Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Littleton, NH is Hanover, offering policies at just $302 for a six-month term. This is followed by Safety Group, which has an average six-month premium of $302.
At the higher end of the spectrum, The Hanover is the most expensive, with rates reaching $867 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Littleton drivers find the best deals.
Way's key takeaways about car insurance in Littleton
The auto insurance costs in Littleton fall around $302 for six
months.
The cheapest auto insurance company in Littleton is Hanover.
Teen drivers pay the highest rate in Littleton at $346 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Littleton
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Littleton are given below.
Hanover provides
the cheapest minimum car insurance
coverage in Littleton. Their Average 6 Month Premium is $97.
Allstate is the most
expensive at $450 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Littleton is Hanover
at $51 per month and $302
for six months.
Cheapest Full Coverage Car Insurance Quotes in Littleton,
NH
Get Your Car Insurance Quote in Littleton
Instantly!
Average Car Insurance in Littleton by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Littleton, NH increasing?
Despite maintaining a clean driving record, your car insurance rates
in Littleton, New Hampshire, may be increasing due to several external factors.
New Hampshire has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Littleton's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Littleton
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Littleton,NH
If you are planning to get a car insurance policy for your teenage
dependent, Concord Group provides the cheapest car
insurance in the Littleton at $41
per
month. At $2076 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Littleton.
As young drivers face the highest rates in Littleton, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Littleton,
Vermont Mutual is
the cheapest car insurance provider. At $159 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Littleton is State Farm, offering
rates of around $2316 for six
months.
Save up to $971/yr on car insurance rates in Littleton.
Car Insurance Rates with An Accident in Littleton
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Littleton, NH,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Littleton
The cheapest car insurance companies after an at-fault accident in
Littleton include Vermont Mutual
and MMG, offering $159
and $194,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1654.
Here is a list of driving violations that can increase your car
insurance rates in Littleton NH. For example, the car
insurance in Littleton
after a DUI increases to $570 for a six
month policy. While the rate increases by $102 for a six-month policy in the case of
a speeding ticket.
Littleton auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$679
$113
Not-at-fault accident
$679
$115
One Med/PIP claim
$679
$113
One comp claim
$696
$118
Two Med/PIP claims
$696
$116
Two comp claims
$708
$120
Failure to show documents
$753
$126
Failure to wear a seat belt
$753
$128
At-fault accident - less than $1000
$764
$128
Child safety restraint
$764
$130
Driving without lights
$764
$128
Driving with expired registration
$781
$132
Speeding 11 - 15 MPH over limit
$781
$131
Speeding 16 - 20 MPH over limit
$781
$132
Speeding 6 - 10 MPH over limit
$781
$131
Driving too slowly
$787
$133
Failure to stop at a red light
$787
$132
Failure to yield
$787
$133
Following too closely
$787
$132
Illegal turn
$787
$133
In 65 MPH zone
$787
$132
Speeding in school zone
$787
$133
Wrong way/wrong lane
$787
$132
Speeding 21 - 25 MPH over limit
$804
$136
Improper passing
$809
$135
Cell phone violation
$855
$146
Texting while driving
$855
$143
At-fault accident - $1000-$2000
$878
$150
Passing school bus
$901
$150
Open container
$941
$160
At-fault accident - greater than $2000
$981
$163
Operating a vehicle without permission
$1038
$177
Racing
$1169
$195
Reckless driving
$1209
$205
Driving with a suspended license
$1237
$206
DUI
$1249
$212
Refusal to submit to a chemical test
$1249
$208
Leaving scene of an accident/hit and run
$1278
$217
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Littleton after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Littleton.
The cheapest car insurance premiums in
Littleton are
offered by MAPFRE at $228 for a six-month policy.
However, it can be as
expensive as $2219 with companies
like Encompass.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Littleton are offered by Safety Group
at $165. However,
it can be as expensive as $1278
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Littleton after Speeding ticket
Car Insurance Price Trends in Littleton,
New Hampshire
Car insurance rates in Littleton have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Littleton remained steady at $108 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Littleton remained steady at $34 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Littleton by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Littleton. At $1169 for a
six-month policy, insuring
your car at 3561 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Littleton?
The car insurance in Littleton is $16 per month, which is lower than the national average.
What is the cheapest car insurance in Littleton?
The cheapest car insurance in Littleton
is $51 per month
for full coverage.
How much is car insurance in Littleton for teenagers?
Car insurance for teenagers costs $245 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Littleton?
The average cost of car insurance is $609 for a six-month
policy. It will cost around $98 per month to insure your
car in Littleton.
Is car insurance expensive in Littleton?
Car insurance can be expensive in Littleton if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Littleton can be
affordable.
What is the best car insurance in Littleton,
NH?
The best car insurance company in Littleton
NH is
Hanover, offering $302 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Littleton, NH
Car Insurance Rates by State in the USA (2025 Update)
Littleton Car Insurance
