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Finding the cheapest car insurance quotes in Clarendon shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Clarendon
The car insurance rate in Clarendon is $1055 for a six-month policy, which is $153 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $473, making it a popular choice for budget-conscious drivers. Rates in Clarendon can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $473 for a six
month policy, Erie offers
the cheapest
auto
insurance rates in the city.
2nd place: Progressive
Progressive offers auto
insurance rates at $563 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: State Farm
State Farm offers auto insurance
rates at $646
for six months, making it
the third cheapest auto insurance company in Clarendon.
Clarendon Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Clarendon, NC is Erie, offering policies at just $473 for a six-month term. This is followed by Progressive, which has an average six-month premium of $563.
At the higher end of the spectrum, Penn National is the most expensive, with rates reaching $1348 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Clarendon drivers find the best deals.
Way's key takeaways about car insurance in Clarendon
The auto insurance costs in Clarendon fall around $473 for six
months.
The cheapest auto insurance company in Clarendon is Erie.
Teen drivers pay the highest rate in Clarendon at $71 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Clarendon
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Clarendon are given below.
Erie provides
the cheapest minimum car insurance
coverage in Clarendon. Their Average 6 Month Premium is $208.
National Farmers Union Insurance is the most
expensive at $362 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Clarendon is Erie
at $80 per month and $473
for six months.
Cheapest Full Coverage Car Insurance Quotes in Clarendon,
NC
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Average Car Insurance in Clarendon by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Clarendon, NC increasing?
Despite maintaining a clean driving record, your car insurance rates
in Clarendon, North Carolina, may be increasing due to several external factors.
North Carolina has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Clarendon's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Clarendon
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
North Carolina Farm Bureau
$476
30s
North Carolina Farm Bureau
$476
40s
North Carolina Farm Bureau
$476
50s
North Carolina Farm Bureau
$476
60s
North Carolina Farm Bureau
$476
70s
North Carolina Farm Bureau
$476
Cheapest Car Insurance Rates for Teen Drivers in
Clarendon,NC
If you are planning to get a car insurance policy for your teenage
dependent, Progressive provides the cheapest car
insurance in the Clarendon at $103
per
month. At $417 for a six-month premium,
National General offers the most expensive rate for
teen drivers.
If you are in your twenties North Carolina Farm Bureau is
the best choice for car
insurance in Clarendon.
As young drivers face the highest rates in Clarendon, North Carolina Farm Bureau
offers the cheapest auto insurance rates at $476 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Clarendon,
North Carolina Farm Bureau is
the cheapest car insurance provider. At $208 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Clarendon is Allstate, offering
rates of around $3676 for six
months.
Save up to $971/yr on car insurance rates in Clarendon.
Car Insurance Rates with An Accident in Clarendon
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Clarendon, NC,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Clarendon
The cheapest car insurance companies after an at-fault accident in
Clarendon include Progressive
and Erie, offering $591
and $598,
respectively. Farmers is an expensive provider
with an average six-month premium of
$619.
Here is a list of driving violations that can increase your car
insurance rates in Clarendon NC. For example, the car
insurance in Clarendon
after a DUI increases to $2162 for a six
month policy. While the rate increases by $257 for a six-month policy in the case of
a speeding ticket.
Clarendon auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$667
$111
One Med/PIP claim
$667
$113
Not-at-fault accident
$674
$112
One comp claim
$688
$117
Two Med/PIP claims
$688
$115
Two comp claims
$709
$121
Failure to show documents
$785
$131
Child safety restraint
$869
$147
Driving without lights
$869
$145
Failure to wear a seat belt
$869
$147
Cell phone violation
$917
$153
Texting while driving
$917
$156
Speeding 6 - 10 MPH over limit
$924
$154
Driving with expired registration
$931
$158
Driving too slowly
$945
$158
Failure to stop at a red light
$945
$160
Failure to yield
$945
$158
Illegal turn
$945
$160
Open container
$945
$158
Operating a vehicle without permission
$945
$160
Wrong way/wrong lane
$945
$158
Speeding in school zone
$952
$161
At-fault accident - $1000-$2000
$959
$160
At-fault accident - less than $1000
$959
$163
In 65 MPH zone
$1014
$170
Speeding 11 - 15 MPH over limit
$1014
$172
Speeding 16 - 20 MPH over limit
$1014
$170
Speeding 21 - 25 MPH over limit
$1014
$172
Improper passing
$1035
$173
Following too closely
$1042
$178
At-fault accident - greater than $2000
$1119
$186
Passing school bus
$1272
$216
Reckless driving
$1286
$214
Driving with a suspended license
$1988
$338
Leaving scene of an accident/hit and run
$2794
$466
Refusal to submit to a chemical test
$2822
$480
DUI
$2829
$472
Racing
$2877
$489
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Clarendon after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Clarendon.
The cheapest car insurance premiums in
Clarendon are
offered by National General at $480 for a six-month policy.
However, it can be as
expensive as $1591 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Clarendon are offered by North Carolina Farm Bureau
at $222. However,
it can be as expensive as $2425
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Clarendon after Speeding ticket
Car Insurance Price Trends in Clarendon,
North Carolina
Car insurance rates in Clarendon have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Clarendon rose by
$133 in October
compared to $131 of September. In other words, there has been an increase by $2 when you
compare October and September.
The average cost of liability insurance in the Clarendon rose to $64 in October,
compared to $62 in September.
This represents an increase of $2
when comparing October and September.
Average Car Insurance Cost in Clarendon by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Clarendon. At $2110 for a
six-month policy, insuring
your car at 28432 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Clarendon?
The car insurance in Clarendon is $35 per month, which is lower than the national average.
What is the cheapest car insurance in Clarendon?
The cheapest car insurance in Clarendon
is $80 per month
for full coverage.
How much is car insurance in Clarendon for teenagers?
Car insurance for teenagers costs $612 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Clarendon?
The average cost of car insurance is $902 for a six-month
policy. It will cost around $178 per month to insure your
car in Clarendon.
Is car insurance expensive in Clarendon?
Car insurance can be expensive in Clarendon if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Clarendon can be
affordable.
What is the best car insurance in Clarendon,
NC?
The best car insurance company in Clarendon
NC is
Erie, offering $473 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Clarendon, NC
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Clarendon Car Insurance
