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Finding the cheapest car insurance quotes in Manning shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Manning
The car insurance rate in Manning is $929 for a six-month policy, which is $69 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $417, making it a popular choice for budget-conscious drivers. Rates in Manning can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $417 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Capital Insurance Group
Capital Insurance Group offers auto
insurance rates at $661 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: American Family
American Family offers auto insurance
rates at $777
for six months, making it
the third cheapest auto insurance company in Manning.
Manning Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Manning, OR is Kemper, offering policies at just $417 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $661.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1706 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Manning drivers find the best deals.
Way's key takeaways about car insurance in Manning
The auto insurance costs in Manning fall around $417 for six
months.
The cheapest auto insurance company in Manning is Kemper.
Teen drivers pay the highest rate in Manning at $1011 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Manning
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Manning are given below.
Kemper provides
the cheapest minimum car insurance
coverage in Manning. Their Average 6 Month Premium is $257.
Allstate is the most
expensive at $930 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Manning is Kemper
at $71 per month and $417
for six months.
Cheapest Full Coverage Car Insurance Quotes in Manning,
OR
Get Your Car Insurance Quote in Manning
Instantly!
Average Car Insurance in Manning by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Manning, OR increasing?
Despite maintaining a clean driving record, your car insurance rates
in Manning, Oregon, may be increasing due to several external factors.
Oregon has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Manning's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Manning
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$689
30s
USAA
$562
40s
USAA
$521
50s
USAA
$500
60s
USAA
$521
70s
USAA
$633
Cheapest Car Insurance Rates for Teen Drivers in
Manning,OR
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Manning at $40
per
month. At $6005 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Manning.
As young drivers face the highest rates in Manning, USAA
offers the cheapest auto insurance rates at $689 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Manning,
Kemper is
the cheapest car insurance provider. At $430 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Manning is State Farm, offering
rates of around $3278 for six
months.
Save up to $971/yr on car insurance rates in Manning.
Car Insurance Rates with An Accident in Manning
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Manning, OR,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Manning
The cheapest car insurance companies after an at-fault accident in
Manning include Kemper
and Capital Insurance Group, offering $340
and $404,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2675.
Here is a list of driving violations that can increase your car
insurance rates in Manning OR. For example, the car
insurance in Manning
after a DUI increases to $673 for a six
month policy. While the rate increases by $243 for a six-month policy in the case of
a speeding ticket.
Manning auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$905
$151
One Med/PIP claim
$905
$153
Not-at-fault accident
$936
$157
One comp claim
$956
$162
Two Med/PIP claims
$969
$161
Failure to wear a seat belt
$1032
$176
Two comp claims
$1058
$176
Child safety restraint
$1071
$183
Failure to show documents
$1071
$178
Driving without lights
$1078
$184
Driving with expired registration
$1104
$184
Speeding 11 - 15 MPH over limit
$1148
$195
Speeding 16 - 20 MPH over limit
$1148
$191
Speeding 6 - 10 MPH over limit
$1148
$195
Cell phone violation
$1155
$192
Driving too slowly
$1155
$197
Failure to yield
$1155
$192
Following too closely
$1155
$197
Illegal turn
$1155
$192
Texting while driving
$1155
$197
Wrong way/wrong lane
$1155
$192
Failure to stop at a red light
$1161
$198
Improper passing
$1161
$193
Passing school bus
$1206
$205
Speeding in school zone
$1206
$201
In 65 MPH zone
$1226
$208
Speeding 21 - 25 MPH over limit
$1231
$205
Open container
$1270
$216
At-fault accident - less than $1000
$1302
$217
Operating a vehicle without permission
$1309
$222
At-fault accident - $1000-$2000
$1386
$231
At-fault accident - greater than $2000
$1386
$235
Refusal to submit to a chemical test
$1552
$259
Racing
$1558
$265
DUI
$1578
$264
Reckless driving
$1584
$269
Driving with a suspended license
$1597
$267
Leaving scene of an accident/hit and run
$1649
$281
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Manning after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Manning.
The cheapest car insurance premiums in
Manning are
offered by Capital Insurance Group at $469 for a six-month policy.
However, it can be as
expensive as $2521 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Manning are offered by Kemper
at $314. However,
it can be as expensive as $2496
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Manning after Speeding ticket
Car insurance rates in Manning have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Manning rose by
$207 in December
compared to $204 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Manning rose to $77 in December,
compared to $75 in November.
This represents an increase of $2
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Manning. At $1857 for a
six-month policy, insuring
your car at 97125 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Manning?
The car insurance in Manning is $43 per month, which is lower than the national average.
What is the cheapest car insurance in Manning?
The cheapest car insurance in Manning
is $71 per month
for full coverage.
How much is car insurance in Manning for teenagers?
Car insurance for teenagers costs $238 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Manning?
The average cost of car insurance is $860 for a six-month
policy. It will cost around $157 per month to insure your
car in Manning.
Is car insurance expensive in Manning?
Car insurance can be expensive in Manning if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Manning can be
affordable.
What is the best car insurance in Manning,
OR?
The best car insurance company in Manning
OR is
Kemper, offering $417 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Manning, OR
Car Insurance Rates by State in the USA (2025 Update)
Manning Car Insurance
