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Finding the cheapest car insurance quotes in Newport East shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Newport East
The car insurance rate in Newport East is $940 for a six-month policy, which is $281 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $457, making it a popular choice for budget-conscious drivers. Rates in Newport East can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $457 for a six
month policy, American Family offers
the cheapest
auto
insurance rates in the city.
2nd place: State Farm
State Farm offers auto
insurance rates at $507 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Amica Mutual
Amica Mutual offers auto insurance
rates at $618
for six months, making it
the third cheapest auto insurance company in Newport East.
Newport East Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Newport East, RI is American Family, offering policies at just $457 for a six-month term. This is followed by State Farm, which has an average six-month premium of $507.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2026 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Newport East drivers find the best deals.
Way's key takeaways about car insurance in Newport East
The auto insurance costs in Newport East fall around $457 for six
months.
The cheapest auto insurance company in Newport East is American Family.
Teen drivers pay the highest rate in Newport East at $1110 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Newport East
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Newport East are given below.
American Family provides
the cheapest minimum car insurance
coverage in Newport East. Their Average 6 Month Premium is $192.
Farmers is the most
expensive at $718 for the same
period.
Cheapest Full Coverage Car Insurance in Newport East
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Newport East is American Family
at $78 per month and $457
for six months.
Cheapest Full Coverage Car Insurance Quotes in Newport East,
RI
Get Your Car Insurance Quote in Newport East
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Average Car Insurance in Newport East by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Newport East, RI increasing?
Despite maintaining a clean driving record, your car insurance rates
in Newport East, Rhode Island, may be increasing due to several external factors.
Rhode Island has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Newport East's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Newport East
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Newport East,RI
If you are planning to get a car insurance policy for your teenage
dependent, American Family provides the cheapest car
insurance in the Newport East at $42
per
month. At $6664 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Newport East.
As young drivers face the highest rates in Newport East, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Newport East,
Amica Mutual is
the cheapest car insurance provider. At $297 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Newport East is Farmers, offering
rates of around $4395 for six
months.
Save up to $971/yr on car insurance rates in Newport East.
Car Insurance Rates with An Accident in Newport East
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Newport East, RI,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Newport East
The cheapest car insurance companies after an at-fault accident in
Newport East include American Family
and Quincy Mutual, offering $192
and $334,
respectively. Farmers is an expensive provider
with an average six-month premium of
$2593.
Here is a list of driving violations that can increase your car
insurance rates in Newport East RI. For example, the car
insurance in Newport East
after a DUI increases to $929 for a six
month policy. While the rate increases by $220 for a six-month policy in the case of
a speeding ticket.
Newport East auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1006
$168
Not-at-fault accident
$1020
$173
One comp claim
$1033
$172
Two comp claims
$1047
$178
One Med/PIP claim
$1052
$176
At-fault accident - $1000-$2000
$1061
$180
At-fault accident - greater than $2000
$1061
$177
At-fault accident - less than $1000
$1061
$180
Two Med/PIP claims
$1075
$179
Failure to wear a seat belt
$1171
$199
Failure to show documents
$1189
$198
Child safety restraint
$1203
$205
Driving without lights
$1203
$200
Driving with expired registration
$1221
$208
Speeding 6 - 10 MPH over limit
$1226
$204
Driving too slowly
$1235
$210
Speeding in school zone
$1235
$206
Failure to stop at a red light
$1244
$212
Speeding 11 - 15 MPH over limit
$1249
$208
Speeding 16 - 20 MPH over limit
$1249
$213
Failure to yield
$1258
$209
Following too closely
$1258
$214
Illegal turn
$1258
$209
Wrong way/wrong lane
$1258
$214
Improper passing
$1267
$211
Speeding 21 - 25 MPH over limit
$1285
$219
Cell phone violation
$1290
$215
Texting while driving
$1290
$219
Passing school bus
$1313
$219
In 65 MPH zone
$1344
$229
Operating a vehicle without permission
$1344
$224
Open container
$1473
$250
Reckless driving
$1802
$300
Refusal to submit to a chemical test
$1830
$311
Driving with a suspended license
$1853
$309
Racing
$1866
$317
DUI
$1935
$323
Leaving scene of an accident/hit and run
$1999
$340
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Newport East after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Newport East.
The cheapest car insurance premiums in
Newport East are
offered by American Family at $293 for a six-month policy.
However, it can be as
expensive as $5077 with companies
like Amica.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Newport East are offered by State Farm
at $192. However,
it can be as expensive as $2379
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Newport East after Speeding ticket
Car Insurance Price Trends in Newport East,
Rhode Island
Car insurance rates in Newport East have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Newport East remained steady at $257 in both February and January, indicating no change over the two month period.
The average cost of liability insurance in the Newport East remained steady at $57 in both February and January, indicating no change over the two month period.
Average Car Insurance Cost in Newport East by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Newport East. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Newport East?
The car insurance in Newport East is $32 per month, which is lower than the national average.
What is the cheapest car insurance in Newport East?
The cheapest car insurance in Newport East
is $78 per month
for full coverage.
How much is car insurance in Newport East for teenagers?
Car insurance for teenagers costs $247 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Newport East?
The average cost of car insurance is $1221 for a six-month
policy. It will cost around $158 per month to insure your
car in Newport East.
Is car insurance expensive in Newport East?
Car insurance can be expensive in Newport East if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Newport East can be
affordable.
What is the best car insurance in Newport East,
RI?
The best car insurance company in Newport East
RI is
American Family, offering $457 for a
six-month policy.
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